koma takes control

Welcome to Koma Takes Control 🎥

Buy Me a Coffee: buymeacoffee.com/koma.takes.control
YNAB Referral: ynab.com/referral/?ref=fRWdmemx2EQk9R7Y&sponso…

I’m documenting my real-life journey of budgeting by paycheck and preparing for retirement in the next 2–3 years. As a proud Gen X’er, I use two tools to manage my money:

💡 You Need A Budget (YNAB) – digital, flexible, every-dollar planning
📖 The Budget Mom Budget by Paycheck Workbook – paper-based tracking

On this channel you’ll find:
âś… Weekly check-ins to stay accountable & manage any overspending
💰 Paycheck allocations (“Ready to Assign”)
đź§ľ Reconciliations
đź“… Monthly setups in both YNAB & Budget by Paycheck

This isn’t financial advice—I’m sharing what’s working (and what isn’t) as I prepare to retire with confidence.

👉 If you’re budgeting, saving, or planning for financial freedom—join the journey!

#YNAB #BudgetByPaycheck #RetirementPlanning #GenXFinance


koma takes control

Sharing why and how I use YNAB and the Budget Mom's Budget by Paycheck Workbook together on Wednesday, March 25, 2026.

1 month ago | [YT] | 1

koma takes control

Paycheck hit! Look for a YNAB Ready to Assign and Tracking Account Reconciliation video later.

1 month ago | [YT] | 3

koma takes control

No paycheck in my account yet. I suppose I entered the date wrong on my calendar. 🤔 I thought it was too early! Should have trusted my instinct! Maybe Friday??

1 month ago | [YT] | 2

koma takes control

YNAB Ready to Assign -- Thursday, March 12. Woot! It's almost payday. 💰🥰

1 month ago | [YT] | 2

koma takes control

Are you more motivated by:

2 months ago | [YT] | 0

koma takes control

Do you reconcile your retirement accounts monthly?

2 months ago | [YT] | 0

koma takes control

When you get paid, what do you check first?

2 months ago | [YT] | 0

koma takes control

When a category has money left at the end of your pay period, what do you prefer?

I love seeing how different brains budget.

2 months ago | [YT] | 0

koma takes control

When do you feel comfortable making extra debt payments?

2 months ago | [YT] | 0

koma takes control

How do you usually handle necessary but expensive replacements?

2 months ago | [YT] | 2