NoBS Wealth
Welcome to NoBS Wealth, where we give you the raw, unfiltered truth about money, business, and building wealth. I’m Stoy Hall, a Certified Financial Planner who’s tired of seeing financial advice catered to people who don’t look like us or understand where we come from.
This channel is built for women, minority business owners, and anyone starting their wealth journey who’s been too afraid—or too overwhelmed—to take that first step. Here, we break down wealth-building without the intimidating BS, covering topics like:
- Overcoming Financial Fear
- Growing and Scaling Your Business
- Practical Investment and Money Strategies
We’re not about shortcuts or sugarcoating success. We dive into the real struggles and the real wins with honesty and actionable advice. If you’re ready to build wealth on your terms, subscribe and let’s get to work.
👉 Visit nobswealth.com for more!
NoBS Wealth
Your advisor is falling behind. Full stop.
If the only strategy they’ve got is “buy index funds and ignore everything else,” you’re not getting advice — you’re getting a script.
Today’s 12 Days of Giving episode is a straight-up wake-up call:
✅ alternatives (private credit / direct lending)
✅ crypto conversations (without the hype OR the fear)
✅ why “it’s a scam” is a lazy answer
✅ and where advice is headed when AUM isn’t the whole game anymore
Prefer audio?
Spotify: open.spotify.com/episode/0fOckqFNU7fMKcN0wF6ean?si…
Apple Podcasts: podcasts.apple.com/us/podcast/12-days-of-giving-da…
Real question: what’s the one money topic your advisor avoids like the plague?
1 day ago | [YT] | 0
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NoBS Wealth
Most nonprofits don’t fail because they “don’t care.”
They fail because the math doesn’t work and the founder is getting slowly crushed.
Day 11 of the 12 Days of Giving series is live, and we’re pulling the curtain back on why most nonprofits fail using a real donkey rescue as the example — 100+ animals, $4/day per donkey, board drama, burnout, all of it.
If you donate to nonprofits, sit on a board, or dream about “starting a rescue someday,” this one is your reality check.
🎧 Listen to the full episode here:
Spotify: open.spotify.com/episode/0GFIR2kqE2T4GtXBIqEcAR?si…
Apple: podcasts.apple.com/us/podcast/12-days-of-giving-da…
Drop your thoughts in the comments — especially if you’ve been on the inside of nonprofit life. @oursimplehomesteadverified
2 days ago | [YT] | 0
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NoBS Wealth
Every year we say, “Next December we’ll keep it simple.”
And every year… the calendar explodes, the Amazon boxes stack up, and January-you is staring at the credit card like, “We did it again.”
This new episode is for the version of you who’s tired of that cycle.
I sat down with money coach Rachel Duncan to break down how she built a simple “Holiday Lessons Learned” ritual that’s completely changed how her family moves through December — money, energy, and expectations included.
We get into:
Why December never actually “sneaks up” on you
How to track what really matters to your family (and what doesn’t)
“Holiday specialness” spending and why it silently wrecks your year
A system that finally takes care of future you, not just the moment
🎧 Prefer audio? Listen here:
Spotify episode: open.spotify.com/episode/6ZLaz1KaS7Ool0HlUM3YvI?si…
Apple Podcasts: podcasts.apple.com/us/podcast/nobs-wealth/id159815…
After you listen, drop a comment:
👉 What’s ONE thing you’re going to do differently next December for future you?
3 days ago | [YT] | 0
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NoBS Wealth
Day 9 of 12 Days of Giving just dropped, and we’re going straight at something a lot of people quietly panic about:
👉 An IRS 1099 you know is WRONG.
Most folks get that envelope, see a number that doesn’t match reality, and either:
Freeze and do nothing (hoping it “goes away”), or
Pay a tax bill they don’t actually owe, just to avoid a fight.
In today’s episode, we talk about what happens when you don’t just roll over. We dig into the emotional side of it—fear, shame, confusion—and then talk through how to actually push back, respond the right way, and protect yourself when the IRS or a company files something that doesn’t line up with your real life.
If you’ve ever had that pit in your stomach opening tax mail, this one’s for you.
🎧 Listen here:
Spotify: open.spotify.com/episode/1wIArZWw7vRJj1tGvvatTz?si…
Apple: podcasts.apple.com/us/podcast/12-days-of-giving-da…
Drop a comment if you’ve ever been hit with a wrong 1099 or scary tax letter. You’re not the only one.
4 days ago | [YT] | 0
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NoBS Wealth
New episode just dropped for 12 Days of Giving – Day 8… and it’s heavy.
We’re talking about a business doing around $14M a year that ended up buried under $1.5M in predatory merchant cash advances. Daily payments, constant stress, and a business owner trying to hold it together for his family and his team.
In this convo with Sara Weldon (TruFinCo), we break down how she helped unwind that MCA mess and free up about $45K/month in cash flow in just a few days—then rebuilt his funding strategy the right way.
If you’re a business owner, or you love one, this is the episode you send before they sign the next “fast money” deal.
🎧 Listen here:
Apple: podcasts.apple.com/us/podcast/12-days-of-giving-da…
Spotify: open.spotify.com/episode/4pYjvOBpkDzKvDyWpBuDmT?si…
Then come back and tell me what hit you the hardest.
5 days ago | [YT] | 0
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NoBS Wealth
Day 7 of 12 Days of Giving is live. And I’m coming for that quiet lie a lot of couples believe:
“We’re good… except when we talk about money. So something must be wrong with us.”
Nah. You’re not broken. Your money conversations are.
In this episode, I’m back with financial therapist Ashley Quamme breaking down why “normal” couples still fight about money, why budgets don’t fix anxiety, and how to start money talks that don’t end in shutdown or explosions.
If you’ve ever braced yourself before bringing up spending, saving, or holidays… this one is you.
🎧 Listen to the full episode here:
Spotify: open.spotify.com/episode/2L8hUrzETPPXFbl1RhLulU?si…
Apple Podcasts: podcasts.apple.com/us/podcast/12-days-of-giving-da…
6 days ago | [YT] | 0
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NoBS Wealth
12 Days of Giving – Day 6 is live.
This one is for every expert who keeps saying, “I know I should do video… but I just don’t want to.”
In today’s episode, we walk through how a dermatologist went from absolutely hating the idea of being on camera… to viral drugstore skincare reviews, TikTok growth, TV segments, and even a Walgreens feature. Same doctor. Same skills. The only difference? He finally just f*ing did it**.
If you’ve been hiding behind “I’m not a content creator, I’m just running my business,” this is your punch in the chest—in a good way.
🎧 Listen to the full episode here:
Spotify: open.spotify.com/episode/2fV8JaFeKqi1WVVC9qmG5G?si…
Apple: podcasts.apple.com/us/podcast/12-days-of-giving-da…
Then come back and tell me: what’s the ONE video you’re finally going to post this week?
1 week ago | [YT] | 0
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NoBS Wealth
No one wants to talk about this episode… until it’s their family in the middle of it.
Day 5 of 12 Days of Giving is about the nightmare that happens when a parent has dementia, stops filing tax returns, and then passes away. The grief is real – and so is the IRS.
I sat down with Morgan Q. Anderson, EA to break down a real case: 4 years of unfiled tax returns, over $50K in penalties and interest, a frozen estate, and adult kids stuck holding the bag.
If you’ve got aging parents (or you are that parent), you need to hear this one.
🎧 Listen on Spotify:
open.spotify.com/episode/3X9A3zg6sZUgs1Li3D2ul7?si…
🎧 Listen on Apple Podcasts:
podcasts.apple.com/us/podcast/12-days-of-giving-da…
Drop a comment if you’re “the responsible one” in your family and know this could easily become your problem.
1 week ago | [YT] | 0
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NoBS Wealth
Day 4 of 12 Days of Giving is here. And this one hits hard.
We’re talking about a single mom with two little girls, fresh out of housing instability, staring down more than $10K in credit card debt and terrified of getting evicted again. This isn’t “oops, I overspent a little.” This is survival mode, holidays, and a financial cliff she’s trying not to fall off.
In this episode with Daniela, we walk through how they pulled her credit report for the first time, faced the numbers, built a simple attack plan, and even brought her kids into the money conversation so the whole family could start shifting their story.
If you’re feeling that same quiet panic about your cards right now, this one is for you.
🎧 Listen on Spotify:
open.spotify.com/episode/2eBJ4MtKvhHuyG5GVIupg9?si…
🎧 Listen on Apple Podcasts:
podcasts.apple.com/us/podcast/12-days-of-giving-da…
1 week ago | [YT] | 0
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NoBS Wealth
Some of y’all are out here funding everyone’s joy but your own future.
Day 3 of 12 Days of Giving just dropped:
“Your Presence Is Enough.”
This one is for the generous friend — the one who picks up the tab, buys the thoughtful gifts, jumps on every GoFundMe… and then lies awake wondering how the hell retirement is supposed to work if this keeps going.
We get into:
Why you feel guilty not giving big
How money became your way of feeling needed
Why your people really want you, not more stuff
How to change your giving without changing who you are
Full video is live on YouTube now – but if you’re on the move, the audio is here:
🎧 Spotify:
open.spotify.com/episode/39WXeJ2EH5qrxPgLq4F4hr?si…
🎧 Apple Podcasts:
podcasts.apple.com/us/podcast/12-days-of-giving-da…
Drop a comment after you listen:
What’s one way you’re changing your giving this year so it doesn’t wreck your future?
1 week ago | [YT] | 0
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