FinTech Poonam - Invidious

FinTech Poonam

Welcome to Fintech Poonam – your trusted space for smart, everyday guidance on important life matters!

Here, we simplify the topics that most people find confusing—whether it's understanding important processes, knowing your options, or staying informed about what truly matters.

📌 What You’ll Discover on This Channel:
✅ Easy explanations of everyday systems and services
✅ Step-by-step guides to help you complete important tasks confidently
✅ Tips for long-term planning and better decision-making
✅ Updates on rules, policies, and what's new around you

Our goal is to help you feel more informed, confident, and in control—without the jargon.

🛑 Note: This channel is for general awareness and educational purposes only. We do not promote or provide any kind of products or services directly.

👉 Don’t forget to like, comment, and subscribe to stay updated with clear, helpful content—every week!

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FinTech Poonam

Confused between a personal loan and a home loan?

👉 Check this detailed guide: thelowinterest.com/

1 month ago (edited) | [YT] | 3

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FinTech Poonam

What’s your biggest financial goal for 2025?

Check this site for guides on all: thelowinterest.com/

1 month ago | [YT] | 1

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FinTech Poonam

Personal Loan लेने से पहले ये बातें ज़रूर जानो
हर किसी को कभी न कभी Personal Loan की ज़रूरत पड़ती है — चाहे शादी के लिए हो, घर के renovation के लिए, या emergency खर्चों को संभालने के लिए।
लेकिन बहुत से लोग बिना research किए loan ले लेते हैं और बाद में ज़्यादा EMI, hidden charges और rejection जैसी problems का सामना करते हैं।
तो चलिए जानते हैं personal loan लेने से पहले किन बातों का ध्यान रखना चाहिए 👇

🔹 1. Interest Rate Compare करो

हर बैंक का interest rate अलग होता है, इसलिए comparison करना ज़रूरी है।
सिर्फ 1% का फर्क भी EMI में हज़ारों रुपये का अंतर ला सकता है।
👉 सबसे सही loan rate यहाँ देखो: thelowinterest.com/

🔹 2. CIBIL Score का ध्यान रखो

अगर आपका CIBIL Score 700+ है, तो approval जल्दी मिलता है।
Score कम है तो पहले उसे improve करो।
👉 CIBIL improve करने के आसान tips यहाँ हैं: thelowinterest.com/

🔹 3. Hidden Charges मत भूलो

Loan लेते वक्त सिर्फ interest rate मत देखो —
processing fee, prepayment charges, insurance cost जैसी चीजें भी चेक करो।
👉 पूरी जानकारी यहाँ पढ़ो: thelowinterest.com/

🔹 4. EMI Calculator ज़रूर यूज़ करो

Loan लेने से पहले EMI calculator से check करो कि EMI आपकी monthly income के हिसाब से ठीक है या नहीं।
👉 यहाँ free calculator इस्तेमाल करो: thelowinterest.com/

🔹 5. Trusted Lender से ही Loan लो

Fraud apps से दूर रहो!
हमेशा registered NBFCs या banks से ही loan apply करो।
👉 Safe lenders की लिस्ट यहाँ देखो: thelowinterest.com/

1 month ago (edited) | [YT] | 3

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FinTech Poonam

💡 Know your EMI before you apply!

Before taking a loan, it’s important to check your monthly EMI so you can plan your budget wisely. ✅

🔢 For example:
Loan = ₹50,00,000
Rate = 7.79% p.a.
Tenure = 15 years
➡ EMI = ₹47,178/month

✨ An EMI Calculator helps you:
✔ Estimate your monthly payments
✔ Compare lenders & interest rates
✔ Avoid repayment stress

👉 Always calculate your EMI before signing any loan papers!

💬 Want me to share a free EMI calculator tool in the next post? Comment “Yes” ⬇

#loan #loanemi #emi #personalloan #businessLoan #Homeloan #carloan #personalloanemi #homeloanemi #carloanemi #businessloanemi

3 months ago | [YT] | 3

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FinTech Poonam

Confused about which loan suits your needs? 🤔
From personal loans to home loans, here’s a quick breakdown to help you decide smarter. ✅
Swipe through 👉 and find the loan that matches your goals!

✨ Which type of loan do you want to know more about? Comment below ⬇️