Welcome to Fintech Poonam 💼📈 – your trusted space for simple and practical finance knowledge in Hindi. We break down complex topics like Stock Market 📊, ETF, SIP, Mutual Funds, Loans 💳, Credit Score, Insurance 🛡️, Personal Finance, and Wealth Building 💰 into easy step-by-step explanations.

Whether you’re a beginner investor, salaried employee, student 🎓, or business owner, this channel helps you understand how money works and how to grow it wisely. We cover investing basics, loan guidance, banking tips 🏦, financial planning, passive income ideas, and important rule updates.

Our goal is to make financial literacy simple, clear, and accessible—without confusing jargon.

⚠️ Disclaimer: This channel is for educational purposes only and does not provide financial advice or promote products directly.

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FinTech Poonam

What is your current credit goal? Are you trying to cross the 700 line or hit that perfect 850? Drop a comment below and let’s talk! Don't forget to watch the video if it helped you and SUBSCRIBE for weekly finance breakdowns.
What according to you is best way to improve credit score ?

Do comment and lets help others also .
I have already explained it in my video if you all have seen that video , you will know and if you haven't what are you waiting for go and watch video on my channel... And let me know if it helped

https://youtu.be/cFt6a8PEM08?si=5Zpt2...

3 days ago | [YT] | 3

FinTech Poonam

🚗 Car Loan लेने से पहले रुकिए!₹10 लाख की car पर 7 साल का loan = ₹5.5 लाख सिर्फ interest में बर्बाद! 😱जानिए वो 20/4/10 Rule जो हर car buyer को बचा सकता है लाखों रुपये 👇🔗

💬 आप car cash में खरीदना पसंद करेंगे या loan पर?
Comment करें!

1 month ago | [YT] | 1

FinTech Poonam

😱 क्या आप जानते हैं?



₹10 लाख की Car लेने पर आप actually
देते हैं ₹15,50,000+

वो extra ₹5.5 लाख कहाँ जाता है?
सीधे Bank की pocket में। 💸



और यह तो सिर्फ Interest है —
Hidden Charges, Insurance Trap, और
Total Cost of Ownership मिलाएं तो?



₹16,000 की EMI = ₹41,000/month का बोझ 🤯

इस video में मैंने सब expose किया है —


✅ 20/4/10 Rule
✅ Showroom Loan का जाल
✅ Prepayment से लाखों कैसे बचाएं
✅ New vs Used Car — असली सच



🔗 Link नीचे — ज़रूर देखें इससे पहले कि देर हो जाए!

1 month ago | [YT] | 1

FinTech Poonam

💸 ₹5000 SIP से Best Mutual Funds कौन से हैं?कल 1 May |

✅ Beginners के लिए Best Funds 2026
✅ Safe vs Growth Options


Reminder set करो और सवाल Comment में डालो! 👇✅

1 month ago | [YT] | 1

FinTech Poonam

🚨 Same salary, different results—why?

Rahul ne bina soche investment kiya... aur duba ❌

Vikram ne sirf ₹1,000/month SIP se shuru kiya... aur aaj financially free hai ✅

Farq sirf HABITS ka tha! 💡

👉 Nayi video mein jaanein — Emergency Fund, Budgeting & SIP ka poora formula beginners ke liye!

Aap Rahul ho ya Vikram? Comment karein! 👇

#SIP #MutualFunds #PersonalFinance #FinTechPoonam

1 month ago | [YT] | 1

FinTech Poonam

🏠 क्या आप घर खरीदने की सोच रहे हैं?
50 लाख का घर लेने पर आप actually 1.2 करोड़ रुपए चुकाते हैं Bank को! 😱
इससे पहले कि आप कोई decision लें — ये video ज़रूर देखें 👇

✅ Rent vs Buy — 2026 में क्या सही है?
✅ SIP vs EMI — असली फ़र्क क्या है?
✅ 3-2-1 Rule जो हर Home Loan लेने वाले को पता होना चाहिए

💡 एक simple rule: अगर EMI आपकी salary के 35% से ज़्यादा है — तो रुकिए!
👉 पूरी video देखें और comment करें — आप Rent पर रहना पसंद करेंगे या घर खरीदना? 🏡

🔗 Link नीचे 👇

1 month ago (edited) | [YT] | 3

FinTech Poonam

Sona kharidna chahiye ya nahi? 🤔
Gold investment ka right time kya hai?

🕗 LIVE at 8:00 PM
📅 This Saturday

Don’t miss it 🔥

1 month ago | [YT] | 1

FinTech Poonam

Salary आती है…
लेकिन EMI में चली जाती है? 😩

Same problem? Solution यहाँ है 👇

1 month ago | [YT] | 1

FinTech Poonam

4 months ago | [YT] | 2

FinTech Poonam

Confused between a personal loan and a home loan?

👉 Check this detailed guide: thelowinterest.com/

6 months ago (edited) | [YT] | 4