• Lounge + airport access now needs ₹20K monthly spend (combined) ✅ • New perk: Book ₹50K international flight → get up to ₹2K duty-free rewards ✈️ • No rewards on insurance & utility spends ❌
👉 Not a big devaluation, but some benefits are reduced. Travel users still okay.
👉 Still one of the best cards for travellers (0% forex + lounges). Apply here: tinyurl.com/mr24vxjp
Bank Expert
⚠️ Scapia Card Update (Effective 27 Feb 2026)
Scapia has changed rewards & lounge rules.
• Lounge + airport access now needs ₹20K monthly spend (combined) ✅
• New perk: Book ₹50K international flight → get up to ₹2K duty-free rewards ✈️
• No rewards on insurance & utility spends ❌
👉 Not a big devaluation, but some benefits are reduced. Travel users still okay.
👉 Still one of the best cards for travellers (0% forex + lounges). Apply here: tinyurl.com/mr24vxjp
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