โ ๏ธ Only ~$14 Million Remaining! If you are a Police Officer, Firefighter, Teacher, or Healthcare Worker looking to buy a home in Florida, you need to see this now.
The 2025 Hometown Heroes funds are draining rapidly, and with only half the budget of last year, they will likely be gone weeks from now.
Here is the reality: The state allocated $50M this fiscal year (down from $100M last year). As of this week, we are down to roughly $14M remaining. Once this money is reserved, the program closes until July 2026. What you could miss out on:
๐ Up to $35,000 in Down Payment & Closing Cost Assistance.
๐ฐ 5% of your total loan amount. ๐ 0% interest on the assistance loan (deferred until you sell/refinance). Who is eligible right now? Full-time Florida employees in specifically targeted fields: * ๐ฎโโ๏ธ Law Enforcement & Corrections * ๐ Firefighters & Paramedics * ๐ฉโ๐ซ Educators (K-12 & Classroom) * ๐ฉโโ๏ธ Healthcare Professionals (Nurses, CNAs, etc.) * ๐๏ธ Active Military & Veterans ๐ CHECK THE OFFICIAL FUND STATUS
The Bottom Line: Do not wait for interest rates to drop further if it means missing out on $35k in assistance. If you are "thinking about it," you need to get pre-approved and under contract immediately to reserve your funds before the meter hits $0.
Have you checked your eligibility yet? Let me know in the comments! ๐
Taylor Ard, Top Flite Home Loans (NMLS4181)
โ ๏ธ Only ~$14 Million Remaining!
If you are a Police Officer, Firefighter, Teacher, or Healthcare Worker looking to buy a home in Florida, you need to see this now.
The 2025 Hometown Heroes funds are draining rapidly, and with only half the budget of last year, they will likely be gone weeks from now.
Here is the reality:
The state allocated $50M this fiscal year (down from $100M last year). As of this week, we are down to roughly $14M remaining. Once this money is reserved, the program closes until July 2026.
What you could miss out on:
๐ Up to $35,000 in Down Payment & Closing Cost Assistance.
๐ฐ 5% of your total loan amount.
๐ 0% interest on the assistance loan (deferred until you sell/refinance).
Who is eligible right now?
Full-time Florida employees in specifically targeted fields:
* ๐ฎโโ๏ธ Law Enforcement & Corrections
* ๐ Firefighters & Paramedics
* ๐ฉโ๐ซ Educators (K-12 & Classroom)
* ๐ฉโโ๏ธ Healthcare Professionals (Nurses, CNAs, etc.)
* ๐๏ธ Active Military & Veterans
๐ CHECK THE OFFICIAL FUND STATUS
HERE:
www.floridahousing.org/live-local-act/hometown-herโฆ
The Bottom Line:
Do not wait for interest rates to drop further if it means missing out on $35k in assistance. If you are "thinking about it," you need to get pre-approved and under contract immediately to reserve your funds before the meter hits $0.
Have you checked your eligibility yet? Let me know in the comments! ๐
#FloridaRealEstate #HometownHeroes #FloridaHousing #FirstResponders #TeacherLife #NurseLife #Police #Firefighter #DownPaymentAssistance #FloridaHomes #RealEstateTips #BuyAHome #HousingMarket
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