Good 2 Great By Rahul Jain

Where should you invest ₹10 lakh right now?

- 50% equity, 20% debt, 10% gold, some cash ready
- Large caps first
- Don’t put it all in at once
- Gold is a 10% allocation, not a panic buy
- Don’t stop your SIPs

@aakukreja answers on Good 2 Great were simple and raw, which is usually the point.

Full conversation on the channel. 3 Lac+ views in 48 hours.

#Good2Great #RahulJain #StockMarket #Investing #MutualFunds

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21 hours ago |[YT] | 6

Good 2 Great By Rahul Jain

Prof Arun Kumar: "This is not an AI bubble. It's a financial bubble."

AI replaces labour. Incomes fall. Demand falls. Factories sit idle. Profits fall, more jobs go. And round it goes again.

Every technology before this one replaced physical labour and still needed a human for the next step. This one replaces mental labour and builds its own next version.

India is not insulated. Since 1991, when their markets fall, ours fall with them.

Full conversation on YouTube. Link in the comments

#IndianEconomy #ArtificialIntelligence #StockMarketIndia

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1 day ago |[YT] | 6

Good 2 Great By Rahul Jain

10 money challenges that I will be taking up in 2027

[1] Increase my Net Worth by 25%

By the end of 2027, I want my net worth to be 25% higher.

What is Net Worth?
Net Worth = Assets minus Liabilities

The reason I am targeting net worth is because there is a difference between “Wealth” and “Money”

“Money” is what you earn, spend and invest, but
Your “Wealth” is what stays with you

and, Net Worth = Wealth

[2] Build a new income source

My personal target is to build a new business line that can generate around ₹5 crore annually.

With AI disrupting jobs, I want to build something that is relatively "AI proof"

[3] Take 20% of my portfolio Global

In 2026, I moved around 12% of my portfolio into US markets.
In 2027, I want to take my global allocation to around 20%.

For me, this is about:
→ Diversification
→ Hedge against rupee depreciation
→ Opportunities beyond India

[4] Clean up my Portfolio

Before March 2027, I will review:
→ Loss making stocks
→ Underperforming investments
→ Overlapping mutual funds
→ Investments I did because of "Impulse"

[5] For every investment I will document the following:

→ Why am I investing?
→ What return do I expect?
→ How long will I hold it?
→ How much volatility can I tolerate?
→ What is the maximum loss I can accept?

[6] Zero Lifestyle Inflation

If my income increases in 2027, I do not want my lifestyle to increase with it.

I’ve already decided:
No new car.
No new phone.
Even if I can afford them.

I would rather deploy that money into assets.

[7] Spend ₹10 lakh on my own Learning

In 2027, I want to invest around ₹10 lakh in myself.

Three things I specifically want to improve:
→ Technical analysis
→ Networking
→ Personal branding

I genuinely believe learning will remain one of my highest return investments.

[8] Getting better at planning my finances jointly with my spouse

Once every quarter, we want to sit down and discuss:
→ Income
→ Expenses
→ Investments
→ Financial goals
→ Any financial worries

Money conversations should not happen only when there is a problem.

[9] Creating one Financial Documents Folder

I want one physical folder containing:
→ PAN
→ Insurance policies
→ Loan documents
→ Bank statements
→ Demat statements
→ Investment details

So my family knows exactly where everything is in an emergency.

[10] Getting my Will Registered

This one just needs to get done.

I do not want the law or unnecessary confusion deciding what happens to my assets later.

A registered will can give my family much more clarity.

##########

Do you like any of these and anything you wish to add?

I've broken down all of these challenges in detail in a video on my YouTube channel
It has crossed 1 Lac+ views
Link in the comments.

6 days ago |[YT] | 5

Good 2 Great By Rahul Jain

September 2026 saw RECORD mutual fund inflows of ₹38,306 crore in just one month.

If mutual fund inflows like this had not happened, the Indian stock market could have crashed even more.

Now, around ₹9,000 crore went into Small Cap funds
Whereas only ₹859 crore into Large Caps

That is a MASSIVE gap.

And this is where "The Risk" starts.

[1] Small Caps are expensive

Nifty Smallcap 250 is trading at a PE of around 34.
Its 5 year average PE is around 27.
So valuations are already well above historical averages.

[2] But earnings haven't kept up

Small Cap earnings have remained almost flat for nearly 2 years.
So the recent rise in valuations has not been driven by a similar rise in earnings.

[3] Large Caps tell a very different story

Nifty 100 is trading at a PE of around 19.
Its 5 year average is around 22.
At the same time, Large Cap earnings are close to their highs.

But because investors want quick money, they are pouring their money into small caps

And this is where most people go wrong

They chase the momentum and ignore the valuations

So, in such times what should investors actually do?

I've broken down all of this aspects in detail in a video on my YouTube channel
It has crossed 1 Lac+ views in less than a day
Link in the comments.

1 week ago |[YT] | 14

Good 2 Great By Rahul Jain

Modern relationships are complicated, but the fundamentals are still simple: respect, boundaries, trust and honest communication.

In this panel, three experts break down what actually makes relationships work, and what quietly destroys them.

Full conversation now live on Good 2 Great.
Link in the comments

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2 weeks ago |[YT] | 13

Good 2 Great By Rahul Jain

What should you do in your 30s so that you have clarity in your 50s and 60s?

Manisha Lath Gupta, founder of the Aanandaa Permaculture Project, on health, money and relationships. Swipe through.

Watch the full conversation on my Good 2 Great YouTube channel
Link in the comments

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2 weeks ago |[YT] | 8

Good 2 Great By Rahul Jain

7 laws of money school never taught you!

[1] LAW OF DEBT

e.g.
I took a ₹4 lakh education loan in 2005 at around 7.5% to pursue my MBA.

That MBA changed the trajectory of my career.

It led to my first job in Bangalore and subsequently to London, for 12 years.

A loan can either create value or destroy it.

Judge debt on 3 things:
→ Purpose of the loan
→ Cost of the loan
→ Your skills to squeeze value out of it

[2] LAW OF OPPORTUNITY COST

e.g.
You can afford a ₹15 lakh car and a ₹25 lakh car.

The real cost of choosing the ₹25 lakh car isn't just the extra ₹10 lakh
It is also what you are missing out and could have bought from that ₹10 lakh, e.g.

→ Gold
→ Equities
→ Pay off your loans

[3] LAW OF INCOME

e.g.
Imagine someone earns ₹40,000 a month and saves ₹2,000.
They can cut coffee, stop going out, skip celebrations and squeeze expenses further.

But there is a limit to how much you can cut.

At some point, the bigger question should become:
“How can I earn more?” instead of “How can I save more?”

The effort should shift towards figuring out how to take that ₹40,000 monthly income to ₹80,000.

A simple rule that I try to follow:

"Your income should 2X every 5 years"

[4] LAW OF COMPOUNDING

e.g.
Take ₹1 lakh.

If it becomes 10X every 5 years:

5 years → ₹10 lakh
10 years → ₹1 crore
20 years → ₹100 crore
30 years → ₹10,000 crore

That is why our brains underestimate compounding.

Compounding is non linear

[5] LAW OF BEHAVIOUR

The market rises → greed kicks in → people buy more.

The market falls 20% → fear kicks in → people exit.

The market recovers → they start buying again.

Investing isn't just arithmetic.
It is psychology. It is behavior

And the behavior should be controlled

[6] LAW OF LIQUIDITY

e.g.
Two people have a net worth of ₹1 crore.

One owns a ₹1 crore flat.
The other has ₹1 crore in mutual funds.

Both suddenly need ₹15 lakh.

One can redeem part of the investment.
The other cannot sell 15% of a flat and may have to borrow instead.

People often choose assets only by looking at returns but its never about it

You also need to ask:
→ How liquid is this asset?
→ How quickly can I access my money?
→ Am I comfortable with that lock in?

Returns matter.
But liquidity matters too.

[7] LAW OF RISK, SKILLS & RETURNS

e.g.
Raamdeo Agrawal says he keeps 100% of his money in equities.

Why?

Because he has spent decades in the market and built the skills to understand the risk.

Is that suitable for everyone?

Maybe not.

So don’t just ask:
“What gives the highest return?”

Ask:
→ Do I understand the risk?
→ Do I have the skills for it?

I've broken down all of this in much more detail in a video on my YouTube channel
It's has crossed 2 lakh views in just 5 days
Link in the comments

Anything you wish to add to this?

2 weeks ago |[YT] | 21

Good 2 Great By Rahul Jain

Has "Make in India" succeeded?

Let's look at the facts, as facts can't be argued:

1947: Manufacturing was 15% of India's GDP
2014: Manufacturing was 16% of India's GDP
2026: Manufacturing is STILL 16% of India's GDP

Many governments came and went.
But we are still producing only 16% of GDP through manufacturing.

If "Make in India" was successful, these numbers should have reflected that reality!
Should they not?

Now the question is, will we ever become a manufacturing hub like China?

Yes, we could. But first,

We have to fix at least these 2 factors:

FACTOR 1: LAND

Land is a state subject.
Records are not clean, disputes end up in court, and land mafia cases are everywhere.
Try acquiring land for a factory in any state, you will know what I am saying.

FACTOR 2: INFRASTRUCTURE

E.G.
India is a power surplus country. We sell electricity to Bhutan and Nepal.
And yet power cuts are still routine in major industrial hubs. Ex. Gurugram.

We do not have a production problem.
We have a distribution problem.

#####

There are many nuances to this critical aspect of our economy.
To learn more, I sat down with Dr. Shivin Chaudhary, Founder & CEO, Sarrthi IAS and an Ex Indian Revenue Service (IRS) Officer, to understand this topic in detail.
Link in the comments.

#####

What's your view on "Make in India"?

3 weeks ago |[YT] | 15

Good 2 Great By Rahul Jain

Nifty50: down 11%
NASDAQ: up 20%
Gold: up 11%

Three completely different stories.

Let me break them down:

[1] India's problem is not India. It's oil and US bonds.

Oil is back at $98–100, and the inverse relationship with Nifty & Oil is almost chart-perfect:
- Oil up, Nifty down
- Oil cools, Nifty recovers.

Meanwhile the 30-year US Treasury yield is at its highest since 2004, with both the 10-year and 30-year above 5%.
A US investor earning 5% risk-free has very little reason to send money to India.

The day these two problems are gone, India's market is likely to bounce back.

[2] NASDAQ is up 20% YTD

US markets may appear expensive

NASDAQ's PE stands at 33 against a mean of 24.
But US markets are expensive for a reason and that's earnings growth.

Q1-2026 earnings grew
- 45% YoY for NASDAQ
- 28% for the S&P 500

and the US economy seemingly doing well as they surprisingly added 1,62,000 jobs

[3] Gold has a ceiling before it has a floor.

At ₹1,50,000 and up 11% YTD:
but money leaves gold when bonds pay 5%.

Add the import duty question:
at 15% duty plus 3% GST, gold lands in India at ₹1,57,000;
at 6%, the same gold lands at ₹1,44,000.

Smuggled gold is already ₹8,000 per 10g cheaper, which is exactly why the duty cut is being talked about.

Gold's Rangebound movement between ₹1,45,000–₹1,60,000 looks more honest than ₹2 lakh.

The one line that matters: DON'T PANIC
Volatility is the price of the returns, not a reason to stop paying it.

I've broken down all of this data in detail in a video on my YouTube channel
It's has cross 1.5 lakh views in 17 hours.
Link in the comments.

3 weeks ago |[YT] | 29

Good 2 Great By Rahul Jain

He runs one of the most boring businesses: “LAUNDRY”

And still does ₹200 crore, across 900+ stores in 200+ cities.

Mr Arunabh Sinha is an IIT Bombay graduate who left a corporate career to start UClean.
People trolled him.
His own relatives called him a dhobi.

He didn't care.
Today he employs over 3,500 people.

In this episode of Good 2 Great, we sit down with him to discuss:

[1] The ins and outs of the laundry business in India
[2] The franchise he offers, and what it actually costs to open one
[5] Laundry versus a McDonald's or a Zudio franchise and which is the safer bet for a first-timer?

Watch the full conversation on my Good 2 Great YouTube channel

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3 weeks ago |[YT] | 7