The Orchard Practice
Welcome to The Orchard Practice - your trusted financial planning partner since 1997.
Led by Joshua Gerstler (Chartered Financial Planner & Wealth Manager, Fellow PFS), our award-winning team helps families across the UK grow lasting wealth & retire with confidence through our unique "Growing Together Experience™."
We combine decades of expertise with genuine care, treating all our clients as we would want to be treated ourselves - which is why most relationships develop into lasting friendships.
Our channel provides clear, practical financial guidance on:
✅ Retirement planning strategies
✅ Investment and wealth building
✅ Tax-efficient planning
✅ Pension optimization
Whether you're in your 20s or 80s, we'll help you determine what you have now, where you want to be, and how to get there.
🏆 Award-winning practice
📍 Hertfordshire, serving UK-wide
📧 info@topfs.co.uk | 🌐 www.topfs.co.uk
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The Orchard Practice
📊 Chasing Monthly Returns? Here's What Really Counts 💡
It’s easy to get caught up in monthly market movements—🔺📉 one month it’s up, the next it’s down. But short-term fluctuations can be a distraction from your long-term goals.
What really matters? Decades of disciplined investing in global equities.
📈 Over the last 30 years, annualized returns have been:
✅ +10.4% for US Equities 🇺🇸
✅ +8.5% for Global Equities 🌍
✅ +7.6% for UK Equities 🇬🇧
The real benchmark isn’t last month’s market return—it’s whether your investments will fund the lifestyle you want, for as long as you need.
💡 Investing in the great companies of the world has delivered life-changing returns for those who stay the course.
So, let’s focus on what truly matters: a financial plan built for the long run. Growing Together! 🚀
#LongTermInvesting #WealthManagement #FinancialFreedom #GrowingTogether #StockMarket #RetirementPlanning
10 months ago | [YT] | 0
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