FinTalks by Kalyan

Welcome to FinTalks by Kalyan!

I'm CA Kalyan, a qualified Chartered Accountant and BCA graduate, blending the best of finance and technology to help you take control of your money and your future.

This channel is your go-to guide for:

Personal Finance made simple

Mutual Funds, SIPs, Tax-saving strategies

Smart Financial Planning with the help of AI tools

Time management & productivity hacks for working professionals

Real-world money tips for real people

In today’s world of rising costs, managing money is not optional—it’s essential. I’m not here to preach, I’m here to guide you with relatable insights and practical tools.

Subscribe now and let’s make finance fun, understandable, and part of your everyday life!
🔔 New videos every week on money, tech, and tools you can actually use.

📌 Formerly known as FinanceWithCAKalyan — now rebranded to bring even more value as FinTalks by Kalyan.


FinTalks by Kalyan

I always thought building a personal website would take days.
Today, I launched mine in minutes 🚀

Feels amazing to finally have my own space on the internet.
This is just the beginning — feedback welcome 🙌

🎥 Full video coming soon on how I built it.

Website link is in comments section.. Please check out..

1 week ago | [YT] | 3

FinTalks by Kalyan

🚨 FEW DAYS LEFT! Your Money is at RISK! 🚨
December 31 is NOT just another date—it's a financial deadline that will cost you THOUSANDS if you miss it! ⏰💸
Here are 7 CRITICAL actions every Indian must complete before 2025 ends:
1️⃣ File Belated/Revised ITR (Save ₹5,000 penalty!)
2️⃣ Link PAN-Aadhaar (Or lose access to EVERYTHING!)
3️⃣ Update Aadhaar Details (Critical for KYC!)
4️⃣ Plan 80C Investments (Save ₹46,800!)
5️⃣ NPS Additional Benefit (Extra ₹15,600!)
6️⃣ Pay Insurance Premiums Smartly (₹31,200 saved!)
7️⃣ Home Loan Benefits (Up to ₹1.56 Lakh!)
SWIPE RIGHT for complete details on each deadline! →→→
Total Savings at Stake: ₹2+ LAKHS! 💰
#FinanceTips #TaxSaving #PANAadhaar #ITRFiling #IncomeTax #MoneyManagement #PersonalFinance #IndianTaxes #80C #NPS #FinancialPlanning #TaxDeadline #MoneyMatters #FinancialFreedom #InvestS

2 weeks ago | [YT] | 1

FinTalks by Kalyan

What is the Current repo rate of RBI as on Dec 7th 2025?

3 weeks ago | [YT] | 1

FinTalks by Kalyan

🚨 Critical Update: New Labour Codes Reshape Employee Benefits in India
The implementation of 4 new Labour Codes (effective Nov 21, 2025) marks the biggest reform in Indian labour law in decades. Here's what every working professional must know:
Key Highlights:
→ Gratuity Revolution: Fixed-term employees now eligible after just 1 year (previously 5 years)
→ Salary Structure Mandate: Basic + DA must be minimum 50% of CTC
→ Enhanced Benefits: Equal treatment for contract and permanent employees
→ Expanded Coverage: 50 lakh+ workers newly eligible for benefits
What Changed:
29 complex labour laws have been consolidated into 4 streamlined codes:

Wage Code 2019
Industrial Relations Code 2020
Social Security Code 2020
Occupational Safety, Health & Working Conditions Code 2020

Impact on Your Finances:
✓ Higher gratuity calculations
✓ Increased PF contributions
✓ Better retirement planning
✓ Enhanced take-home benefits
Action Required:
If you're a salaried professional, contract worker, or consultant, you need to understand how these changes affect your compensation structure and future benefits. #newlabourlaw

1 month ago | [YT] | 0

FinTalks by Kalyan

⏱️ “2 minutes that decide if your ITR is valid or useless…

https://youtu.be/ehR4fAt78zo

💭 Imagine this… You carefully file your ITR, claim all deductions, upload Form 16, and breathe a sigh of relief. Done, right? ✅

But a month later, you get a shock—your ITR is marked INVALID 😱
Why? Because you forgot a simple step: e-verification within 30 days.

This happened to one of my close friends. He did everything right… except e-Verify. Result? Refund delayed + unnecessary stress.

👉 Without e-verification, your ITR is treated like you never filed it at all.
👉 The good part? It literally takes less than 2 minutes to do it using Aadhaar OTP, net banking, or even uploading ITR-V.

That’s why I made a quick tutorial in Telugu + English with a screen share to guide you.
Watch it once, and you’ll never miss this step again.

🔗https://youtu.be/ehR4fAt78zo

💬 Have you e-Verified your return yet? Or is it still pending? Drop a comment 👇

3 months ago (edited) | [YT] | 1

FinTalks by Kalyan

When you receive long waited gifts 🎁🎁❤️.. Thank you ‪@Google‬ #googlegoodies

3 months ago | [YT] | 2

FinTalks by Kalyan

🚨 Big GST Reforms Are LIVE in 2025! 🚨

India’s GST slabs are now simplified to mostly 5% and 18%, but how does this affect the things you buy every day? From FMCG essentials, appliances, and services to automobiles and luxury goods—there are winners and some that got pricier.

Swipe through to get a quick and clear breakdown of all the major GST changes by industry and what they mean for your pocket! 💸

Don’t miss out on these vital updates to stay financially savvy and make smarter spending decisions.

Follow @fintalksbykalyan for more simple finance tips and latest updates!
Tag a friend who needs to see this! 👇


#GST2025 #GSTReforms #TaxUpdate #FinanceSimplified #IndianFinance #FinancialEducation #MoneyMatters #SmartSpending #FinanceTips #TaxNews #EcommerceIndia #PersonalFinance #GSTRates #FinanceMentor #FintalksByKalyan #TaxReform #Budget2025 #ConsumerGoods #AutomobileTax #FinanceContentCreator #InvestSmart #SaveMoney #IndiaEconomy #FinanceCommunity #fintalksbykalyan

3 months ago | [YT] | 1

FinTalks by Kalyan

"Registered Land = Not Your Land? 🤯"
🔥 SC Verdict Every Buyer Must Know!
📢 Supreme Court’s new ruling shakes up land deals!
Just because you have a registered sale deed doesn’t mean you own the land. 😳
If the seller didn’t legally own it, your registration is just paper!

💡 Before you buy land, check this:
✅ Mother Deed
✅ Encumbrance Certificate
✅ Khata / Patta / ROR
✅ Link Documents (30 years)
✅ Tax Receipts & Survey Records

⚠️ Don't just register. VERIFY ownership.
I’ve shared the full checklist in my carousel 📲
Tag someone buying land soon! 🏡

📍Follow @fintalksbykalyan for honest & simplified financial facts. #LandBuyingTips #SupremeCourtRuling #PropertyChecklist #LandRegistration #RealEstateIndia #LegalAwareness #PropertyFraud #FinanceWithKalyan #IndianLaw #LandOwnership #PattaKhata #PropertyTips #HomeBuyersIndia #LegalTipsIndia #PropertyInvestment #TeluguFinance #FintalksByKalyan

5 months ago | [YT] | 0

FinTalks by Kalyan

🚨 "𝗙𝗶𝗹𝗶𝗻𝗴 𝗜𝗧𝗥 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿? #𝗗𝗶𝗱𝗬𝗼𝘂𝗞𝗻𝗼𝘄 𝗧𝗵𝗲𝘀𝗲 𝟱 𝗿𝘂𝗹𝗲 𝗰𝗵𝗮𝗻𝗴𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝘀𝗮𝘃𝗲 𝘆𝗼𝘂 𝘁𝗵𝗼𝘂𝘀𝗮𝗻𝗱𝘀—𝗼𝗿 𝗴𝗲𝘁 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝘂𝗿𝗻 𝗿𝗲𝗷𝗲𝗰𝘁𝗲𝗱!"

Watch my short video to know more: youtube.com/shorts/hE957s5doQ...

1️⃣ 𝗟𝗧𝗖𝗚 𝗶𝗻 𝗜𝗧𝗥-𝟰 𝗮𝗻𝗱 𝗜𝗧𝗥 𝟭
2️⃣ 𝗦𝘁𝗿𝗶𝗰𝘁 𝗗𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻 𝗗𝗲𝘁𝗮𝗶𝗹𝘀
3️⃣ 𝗡𝗼 𝗔𝘀𝘀𝗲𝘁 𝗮𝗻𝗱 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗗𝗶𝘀𝗰𝗹𝗼𝘀𝘂𝗿𝗲 Below ₹1Cr (Big relief!).
4️⃣ 𝗧𝗗𝗦 𝗥𝘂𝗹𝗲𝘀 𝗘𝘅𝗽𝗮𝗻𝗱𝗲𝗱
5️⃣ 𝗔𝗮𝗱𝗵𝗮𝗮𝗿 = Compulsory

💡 𝘛𝘢𝘨 𝘺𝘰𝘶𝘳 𝘧𝘳𝘪𝘦𝘯𝘥𝘴 𝘸𝘩𝘰 𝘯𝘦𝘦𝘥 𝘵𝘩𝘪𝘴!

✅ Comment "𝙏𝘼𝙓" if you want a detailed guide on correcting ITR errors!
✅ Repost to help others avoid costly mistakes.

#IncomeTax #ITR2024 #TaxSaving #FinanceTips #TaxUpdates #PersonalFinance #TaxConsultant #financewithcakalyan #LearnEveryday #CareerGrowth

6 months ago | [YT] | 1

FinTalks by Kalyan

Do you know the back story of this company..

Complete info is in my insta...

www.instagram.com/p/DJKBwV9PAm6/?igsh=ZWlsN3owaDhu…

7 months ago (edited) | [YT] | 0