Iggy the Investing Iguana

Stop Buying This "Safe" REIT (It’s 20% Overvalued) - 22 Jan SGX Stock News

🟩 Is your dividend income actually safe, or are you walking into a yield trap without realizing it? Today's market is sending mixed signals—banks are hitting all-time highs while REITs are issuing complex "perpetual securities" that sound like financial jargon designed to confuse retail investors. If you don't understand what "subordinated debt" means for your payout priority, or why a 4.1% coupon might be a defensive move rather than a growth signal, you might be taking on risks you never signed up for.



In this video, we strip away the legal fluff to explain exactly what AIMS APAC REIT's new S$150M issuance means for your quarterly distribution and whether it's time to worry about your capital. We also break down the massive profit update from Info-Tech Systems—is this the hidden dividend growth story we've been waiting for?—and why the recent "smart money" analyst upgrades on DBS might actually be a signal to tap the brakes rather than chase the rally.



Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/9MWuCTEYjB8
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/stop-buyin…

43 seconds ago | [YT] | 0

Iggy the Investing Iguana

The Net Cash Giant with 35% Profit Margins (18% Upside) |🦖EP1387 #investingiguana

🟩 Are you falling for the "Revenue Visibility Fallacy"? Many retail investors see a record-breaking order book and immediately assume it guarantees a big payday. But in the heavy engineering sector, a massive backlog isn't always a trophy—it can be a serious liability if inflation and rising costs eat away your margins. In this video, we debunk the myth that a "busy" company automatically equals a profitable one and explain why a high valuation without margin expansion is the ultimate trap for your portfolio.



We are diving deep into the financials of Singapore's engineering giants: ST Engineering (S63) versus Yangzijiang Shipbuilding (BS6). Using InvestingPro models and algorithmic fair value metrics, I analyze which of these blue chips is actually trading at a discount and which is dangerously overbought. We also break down critical concepts like "Net Gearing"—the backpack of bricks slowing down growth—and how the 2026 interest rate environment creates a clear split between companies carrying too much debt and those running light with net cash.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/3looPf8fYfM
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/the-net-ca…

23 hours ago | [YT] | 0

Iggy the Investing Iguana

Why "Asset Rich" Retirees Starve (The Liquidity Trap) |🦖EP1386 #investingiguana

🟩Most Singaporeans believe the "standard operating procedure" for retirement—paying off a property and relying on CPF—is the safest path. However, there is a silent killer lurking in your bank account called purchasing power decay. The uncomfortable truth is that while you might be a millionaire on paper due to your property value, the "melting ice cube" effect of inflation is eroding your future lifestyle daily. This leaves many retirees falling into a dangerous "liquidity trap" where they are asset-rich but cash-poor, struggling to cover daily expenses despite high net worth.



In this video, we dismantle the traditional Singaporean retirement playbook and rebuild it into something that actually works. We head into the "Concept Corner" to unpack the critical difference between Nominal and Real Returns and analyze why the 2026 Core Inflation numbers are misleading for retirees. I’ll walk you through the "Vehicle Showdown" to compare cash versus property versus equities, and introduce the "Layered Cake" approach—a four-part portfolio strategy designed to bridge the income gap between your CPF payouts and the reality of your expenses.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/ZGbJiSKeBWQ
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/why-asset-…

23 hours ago | [YT] | 0

Iggy the Investing Iguana

Stop Buying UOB Now? 11% Downside (21 Jan SGX Stock News) |🦖EP1385 #investingiguana

🟩 If you checked your portfolio this morning and felt a pit in your stomach, you are not alone. The Straits Times Index (STI) has slipped into a sea of red, erasing the euphoria of last week’s record highs. With Wall Street selling off and renewed tariff threats rippling through Asia, many Singaporean investors are now asking the critical question: Is this just a healthy pause, or is the post-pandemic bull run officially over?



In this video, we look past the fear to analyze the massive capital moves happening right now. We break down exactly what UOB’s new S$850 million "Perpetual Capital Security" means for common shareholders and why my valuation models are flashing a warning sign despite the bank's strength. We also dissect Singapore Airlines' latest debt issuance and expose a "silent killer" of returns currently plaguing Frasers Logistics & Commercial Trust ahead of its AGM.


Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/gMPGp4L0E3k
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/stop-buyin…

1 day ago | [YT] | 0

Iggy the Investing Iguana

Stop Buying DBS at $59 (12% Downside Risk) |🦖EP1384 #investingiguana

🟩 Red screens and "Geopolitical Tensions" have the Singapore market on edge today, with the STI dipping 0.3%. For many retail investors, this volatility feels like the start of a crash, leading to emotional selling decisions that can hurt long-term portfolios. But is this drop a genuine warning signal or just market noise?



In this update, I break down the actual numbers behind the headlines. We look at the critical support level of 4,400 on the Straits Times Index and what this pullback really means for your blue-chip holdings in banks and industrials. Instead of panic selling, we explore why the "Smart Money" is looking at defensive rotation into high-yield REITs.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/5BH78moRGnA
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/stop-buyin…

1 day ago | [YT] | 0

Iggy the Investing Iguana

The 5% Cost-Saving Move for MPACT (20 Jan SGX Stock News) |🦖EP1383 #investingiguana

🟩 The Straits Times Index (STI) has hit a wall at 4,810 points, and the massive rally in Singapore banks is finally starting to look exhausted. If you are watching DBS and OCBC hit record highs and feeling the urge to chase the momentum, you might be walking straight into a "January Peak" trap. The easy money has been made, and the smart money is already rotating out of growth and into defensive yield protection as valuations stretch to uncomfortable levels.
​

In this market briefing, we break down the real risks facing the big three banks as analysts issue new warnings about dividend sustainability beyond 2027. We also go "back to school" to analyze the REIT sector, specifically looking at Mapletree Pan-Asia Commercial Trust (MPACT) and its new Distributed District Cooling (DDC) initiative. Is this operational efficiency play enough to bridge the gap to fair value, or do the algorithmic models still signal a double-digit downside for this popular retail REIT?
​

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/Zx9dQSiMZOA
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/the-5-cost…

2 days ago | [YT] | 0

Iggy the Investing Iguana

The 8% Yield Trap? Why InvestingPro Sees a 20% Downside for Centurion REIT |🦖EP1382 #investingiguana

🟩 Is an 8% yield really a golden ticket for your retirement, or is it a trap door to a 20% capital loss? Centurion REIT (SGX: 8C8U) looks seductive on the surface—high yield, bed shortage in Singapore, and a growth story everyone's talking about. But InvestingPro's institutional algorithms are flashing a bright red warning: a 20.4% downside risk that retail investors are completely ignoring.
​

In this deep dive, I tear apart Centurion's financials using the Mark-to-Market Engine framework and reveal why the current price of $1.12 is significantly above its intrinsic fair value of just 89 cents. I'll walk you through the P/B ratio trap, the gearing safety metrics, and three realistic scenarios (Bull, Bear, and Base Case) that could play out for your portfolio over the next 24 months.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/kW3tCl9V8wo
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/the-8-yiel…

2 days ago | [YT] | 0

Iggy the Investing Iguana

Stop Buying "Hot" Stocks (12% Risk) - Weekly SGX Stock Gainers and Losers for 18 Jan 2026 |🦖EP1383

🟩 The Straits Times Index just smashed a record high of 4,849 points, but if you are holding a portfolio of safe dividend stocks, you might feel like you are missing the party. While property developers like City Developments are ripping 10% higher on pure hype, the reliable REITs that form the bedrock of most Singaporean retirement portfolios are being left in the dust. This violent "Beta Rotation" is creating a dangerous psychological trap for investors—triggering FOMO right when the market might be dangerously close to a peak.



In this video, we go "back to school" to unpack exactly what Beta is and why the market is currently dumping safety for speed. I’ll break down the valuation models behind the surge in City Developments (CDL) and compare it to the neglected opportunity currently sitting in Frasers Centrepoint Trust (FCT). We will look at the hard numbers, including Fair Value estimates, yield spreads against CPF, and why the "Greater Fool" theory might be the only thing driving this rally.

Youtube: https://youtu.be/pfcZ8CvwHc0


Substack: open.substack.com/pub/investingiguana/p/stop-buyin…

4 days ago | [YT] | 1

Iggy the Investing Iguana

SGX Earnings Radar: 5 Results to Watch (Jan–Feb 2026) |🦖EP1382 #investingiguana

🟩 Is your dividend portfolio actually safe, or is it a "yield trap" waiting to collapse? Many Singaporean retirees look at a steady DPU and a 6% yield and assume their passive income is secure, only to be blindsided when an earnings report reveals a payout cut. The danger is rarely in the headline numbers; it hides in the specific debt metrics that most retail investors ignore until it is too late. If you are relying on REITs or banks for your CPF or SRS retirement income, missing these warning signs could derail your financial plans by years.



In this video, I walk you through the "earnings radar" for early 2026, specifically dissecting the financial health of popular counters like ESR-REIT, Sasseur REIT, and the major Singapore banks (DBS, OCBC, UOB). We go beyond the simple DPU growth stories and "strategic turnaround" narratives to look at the hard math—specifically Interest Coverage Ratios, cash flow health, and the critical CET1 buffer. I also introduce a 4-KPI framework that you can use right now to stress-test your own portfolio against the coming interest rate cycle.

🅰️ Youtube: https://youtu.be/Bs3-ChpcDEU

🅰️ Substack: open.substack.com/pub/investingiguana/p/sgx-earnin…

5 days ago | [YT] | 0