Iggy the Investing Iguana

InvestingPro Masterclass Auditing DBS’s 74% Payout Ratio 🦖EP1424 #investingiguana

🟩 In today’s volatile market, buying stocks based on "gut feeling" or tips from the hawker center is a fast way to damage your retirement savings. You wouldn't buy a second-hand car without checking under the hood, yet most investors put their hard-earned capital into the SGX without ever looking at the real data. To achieve greater wealth and superior returns in 2026, you must graduate from a passive observer to a "Forensic Auditor" who knows how to use the right tools.



In this step-by-step tutorial, I use DBS Group Holdings as our live laboratory to teach you exactly how to master the powerful features inside InvestingPro. We aren't just looking at stock charts; I’ll show you how to use the "Fair Value Truth Meter" to avoid paying "hype premiums," interpret "Financial Health Scores" to check a company's cash flow vitals, and utilize the "Custom Audit Screener" to find the hidden gems that others miss. This guide is designed to help you strip away the marketing fluff and focus on the cold, hard math that drives profitable decisions.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/E2bdJd-woLA
SUBSTACK ➡️open.substack.com/pub/investingiguana/p/masterclas…

14 hours ago | [YT] | 0

Iggy the Investing Iguana

StarHub Analysis: Why Net Profit Dropped 46.2% (Forensic Audit) (SGX Daily Pulse 12 Feb 2026) | 🦖

🟩 The Straits Times Index is knocking on the door of a historic 5,000 points, and the euphoria in the CBD is thicker than a Kopi C. Everyone looks like a financial genius when the tide is rising, but as a forensic auditor, my job is to look past the sparkles to see the rocks underneath. We are staring at a massive psychological ceiling, and if you are chasing capital gains right now without looking at the fundamentals, you might be walking into a trap just as the smart money starts taking profit.


In today's deep dive, I strip away the bull market hype and apply the "hard math" to the day's biggest movers. I’m breaking down Singapore Exchange (S68) and its "Toll Collector’s Bonus," performing a forensic audit on StarHub’s (CC3) alarming 46% profit drop, and analyzing whether Far East Hospitality (Q5T) and Starhill Global (P40U) offer the "Sleep-at-Night" safety your retirement portfolio needs. We aren't relying on hope; we are looking at valuations, gearing ratios, and sustainable yields to determine what is actually investable in this overheated environment.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/r5rqPneXO_U
SUBSTACK ➡️open.substack.com/pub/investingiguana/p/starhub-an…

16 hours ago | [YT] | 0

Iggy the Investing Iguana

CLI FY2025 Review: Why Total Profit Dropped 70% (Analysis) (SGX Daily Pulse 11 Feb 2026) | 🦖 EP1422

🟩 The Straits Times Index is finally knocking on the door of 5,000 points—a psychological barrier we haven't touched in a decade. But if you are looking at your screen and feeling nervous rather than celebratory, you aren't alone. While the headlines scream "record highs," the actual floor is slippery. From valuation fatigue in our most reliable "defensive" stocks to massive revaluation "baths" in the property sector, the rising tide isn't lifting every boat anymore. For investors in the "Retirement Red Zone" (ages 50-65), blindly buying the index at these dizzying heights could mean overpaying for safety that simply isn't there.



In today’s deep dive, we strip away the corporate hype to look at the hard math behind the biggest movers of 2026. I break down CapitaLand Investment’s shocking 70% profit plunge—is it a business failure or just an accounting anomaly hiding an asset-light gem? We also put Sheng Siong under the microscope as it hits "nosebleed" valuations (2 standard deviations above the norm) and analyze why NTT DC REIT might be the only true "Goldilocks" play left for income seekers. Plus, I explain why retail favorites like Oiltek might actually be valuation traps waiting to snap shut on the unwary.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/QnXGO0HxWb0
SUBSTACK ➡️open.substack.com/pub/investingiguana/p/cli-fy2025…

1 day ago | [YT] | 0

Iggy the Investing Iguana

Boustead Singapore Analysis: S$154M Gain from REIT IPO Explained |🦖EP1421 #investingiguana

🟩 The market is noisy right now, with everyone distracted by Bitcoin rallies and bond yields in Japan. But right here in Singapore, Boustead just received a "Golden Letter" from the SGX that changes everything. The stock is hovering near its 52-week high at $2.16, and with earnings dropping tomorrow, many retail investors are feeling the FOMO. You might be asking: Did I miss the boat? Is it too late to jump in, or is this just the beginning of a massive rally?



In this video, we strip away the hype and look at the "hard math" behind the upcoming UI Boustead REIT IPO. I explain exactly what "Crystallising Value" means using a simple Geylang shophouse analogy that every Singaporean uncle and auntie will understand. We dive into Boustead’s "Fortress Balance Sheet," which is hiding 42 cents of pure cash per share, and look at how this spin-off transforms the parent company from a heavy asset owner into a high-margin "App Owner."

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/6vyrZ0GNv7M
SUBSTACK ➡️open.substack.com/pub/investingiguana/p/boustead-s…

2 days ago | [YT] | 0

Iggy the Investing Iguana

2026 Mile Audit: How Insurance & Medical Bills Fund Business Class |🦖EP1419 #investingiguana


🟩 Welcome to the "Retirement Red Zone" of 2026. If you have checked your credit card statements recently, you have likely noticed a disturbing trend: the banks are quietly "nuking" your rewards. The golden era of swiping for easy miles on insurance premiums, property taxes, and medical bills is officially dead. For retirees and investors over 50, this isn't just an annoyance; it is a massive leak in your lifestyle portfolio that is costing you thousands in lost travel value while inflation eats away at your cash.


In this episode, we are conducting a full 2026 Retiree Mile Audit. We are moving beyond the simple "swipe and hope" strategy to deploy institutional-grade arbitrage tactics. I will break down exactly how to bypass the new "MCC Nukes" using specific tools like CardUp and Citi PayAll. We will also audit the "Comfort Hierarchy" to see which cards—like the HSBC Visa Infinite or UOB Lady’s Solitaire—are still worth the annual fees in this new devaluation regime, and which "fallen soldiers" need to be cut from your wallet immediately.


Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/GCZOuj43XLQ
SUBSTACK ➡️open.substack.com/pub/investingiguana/p/2026-mile-…

2 days ago | [YT] | 0

Iggy the Investing Iguana

DBS Earnings Deep Dive (4Q 2025): How the "NIM Squeeze" Impacts Your Dividends |🦖EP1418

🟩 DBS just announced a record S$13.1 billion profit for FY2025, yet the share price immediately took a hit right at the open. For investors in the "Retirement Red Zone," this market tantrum is a flashing warning sign that the "easy money" era from high interest rates is officially over. If you are banking on that fat dividend for your retirement in Bedok or Jurong, you need to look past the "Record Profit" headlines to understand why the "Lion City" market is suddenly nervous about its national champion.



In this deep dive, we strip away the corporate marketing to reveal the "hard math" behind the report. We break down the alarming NIM (Net Interest Margin) squeeze that threatens future payouts, the double-edged sword of their massive "Deposit Fortress," and why the 4Q2025 profit dip is a major "Standard Deviation" event. We also use institutional-grade models to calculate the true "Fair Value" of the stock versus its current premium, helping you distinguish between a safe haven and a potential value trap at these price levels.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/U-FwjUdokDQ
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/dbs-earnin…

3 days ago | [YT] | 1

Iggy the Investing Iguana

The Investing Iguana has officially upgraded to Institutional Grade. 🏛️🦎

To our 5,800+ subscribers and the Elite 150: We have completed a forensic audit of the channel. We’ve retired the "junk drawer" playlists and reorganized 1,400+ videos into 9 Strategic Pillars.

Whether you are securing your capital or hunting for asymmetric growth, your roadmap is now crystal clear.

👇 The 9 Pillars of the Investing Iguana Academy:

☕ The Daily Pulse: Your morning "Kopi Chat" for SG market news.

🛡️ Stock Safety Audits: The forensic truth—3 Gems vs. 3 Red Flags.

💰 The Yield Fortress: My $100K Dividend Foundation (Official Course).

🏖️ The Wealth Foundation: Mastering Singapore’s CPF, SRS, and Medisave.

🏢 SG REITs & Property: The "Digital Landlord" strategy for passive income.

⚡ 3-Minute Market Intel: Rapid-fire briefings for the busy investor.

🚨 Market Alerts & Global Trends: Investigative deep-dives into the macro.

🎓 Masterclass 101: The foundational library for financial literacy.

✈️ The Travel Hacker: Auditing Miles & FX to fly the world for free.

The Goal: Move beyond the "hopium" and focus on the Hard Math that builds unbreakable wealth in Singapore.

[👉 Join the Inner Circle for Zero-Day Access & Forensic Data] (youtube.com/@InvestingIguana/membership)

Cheers, Iggy 🦎😊 Founder, The Investing Iguana

4 days ago | [YT] | 6

Iggy the Investing Iguana

STI 5,000 Ceiling: Weekly Stock Winners and Losers for Week Ending 7 Feb 2026 | 🦖EP1415

🟩 The Straits Times Index is flirting with the critical 5,000-point psychological ceiling, a milestone we haven’t seen in a generation. For investors in the "Retirement Red Zone," this euphoria brings a dangerous temptation to chase gains just as the market hits a potential peak. With bond yields sliding and US tech volatility spilling over into Asia, the big question remains: are we on the verge of a historic breakout, or is the "Smart Money" already quietly heading for the exits while retail investors rush in?



In this episode, we strip away the corporate hype to look at the "hard math" behind the week's biggest movers. We break down the massive "Valuation Gap" in Singtel following its KKR deal, analyze why CapitaLand India Trust (CLINT) has suddenly become a market darling, and investigate the painful "dilution" reality facing Keppel REIT shareholders. I also explain critical concepts like "Rental Reversion" and "NIM Squeeze" to help you understand why DBS's upcoming earnings report is the "Godzilla" event that will decide the immediate fate of the Singapore market.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/16A7U3u8EyE
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/sti-5000-c…

5 days ago | [YT] | 0

Iggy the Investing Iguana

AI Defence: Should You Watch the "Bullets" or the "Gun" Companies? |🦖EP1407 #investingiguana


🟩 The global defense landscape has fundamentally shifted, and if you are still analyzing the sector through the lens of twentieth-century hardware—tanks, jets, and boots on the ground—you are looking at a game that no longer exists. We are witnessing the dawn of the "AI Defense Supercycle," where capital is aggressively moving away from traditional machinery and into the "digital brains" that control modern warfare. For investors, this represents a critical transformation in how we must evaluate our portfolios, especially as Singapore’s 2026 defense budget begins to reflect this new reality of software-defined security.



In this video, we break down exactly what this shift to "Decision Infrastructure" means for your money. We move beyond the hype to perform a strict side-by-side analysis of the global giant, Palantir (PLTR), against our local blue-chip heavyweight, ST Engineering (S63). We strip away the noise to look at the raw numbers: comparing Palantir’s "fortress" balance sheet against ST Engineering’s reliable dividend yield. We apply our signature Health, Wealth, and Future Checks to determine if the local market has fully priced in the potential of this new supercycle or if there are hidden risks lurking in the valuation models.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/fQBzHkfPElI
SUBSTACK ➡️
open.substack.com/pub/investingiguana/p/palantirs-…

6 days ago | [YT] | 0

Iggy the Investing Iguana

Daily SGX Stock Market Digest – February 6, 2026 |🦖EP1412 #investingiguana

🟩 The Straits Times Index is knocking on the door of 5,000, a psychological milestone that brings both excitement and vertigo to the Singapore market. While the headline numbers suggest a broad bull run, a look under the hood reveals a "spicy rotation" where cost pressures are mercilessly separating the quality wheat from the chaff. We are seeing a market environment where the "easy money" phase is fading, and the gap between institutional winners and retail traps is widening rapidly. If you are blindly buying the index at these elevations, you might be exposing your retirement portfolio to risks that the mainstream headlines aren't covering yet.



In this deep dive, we strip away the noise and look at the raw math behind the market's biggest movers. We analyze whether SGX Group (S68) has run too far ahead of its fundamentals as the ultimate "house" in this casino, and uncover the massive strategic pivot by Elite UK REIT (MXNU) that has completely reshaped its risk profile. We also break down Singtel’s (Z74) aggressive bet on AI infrastructure and contrast Nio’s (NIO) profitability milestone against the margin-crushing warning signs coming from Singapore Paincare (FRQ). It is a detailed look at how the smart money is positioning for the next leg of this cycle.

Read the full in-depth article with video at
YOUTUBE ➡️ https://youtu.be/uFShHvRrR6w
SUBSTACK ➡️ open.substack.com/pub/investingiguana/p/daily-sgx-…

6 days ago | [YT] | 0