Nicholas Kalstek

I help people raise their credit scores and improve their financial lives!

I share the things I wish I knew about finance at 18, making complex topics simple and actionable.

As a former Wall Street associate at 21 and with years of experience in finance and auto insurance, I've learned how to build and leverage positive credit for any lifestyle—whether you're aiming for a normal or lavish one.

Watch my videos to gain practical tips, boost your credit, and unlock the financial freedom you've been looking for.

Guaranteed value in every video!


Nicholas Kalstek

Which Best Describes You?

2 years ago | [YT] | 0

Nicholas Kalstek

Happy Thanksgiving To Everyone, Have an Amazing Day :)

3 years ago | [YT] | 0

Nicholas Kalstek

Great Video On the World’s RAREST Credit Cards - if you had one choice, which one of these would you pick? 🚨🤔

3 years ago (edited) | [YT] | 2

Nicholas Kalstek

Is Having 50 Credit Cards Too Many To Achieve a Perfect Credit Score?

In the next video, we're going to talk about Why Having More Credit Cards May Boost Your Credit Score, Why Too Many May Hurt Your Credit Score and What the Magic Number of Credit Cards is to have the Best Credit Score.

3 years ago | [YT] | 1