Hi I'm Kate! I'm a 30-something woman who recently moved back to my hometown of Toronto after living all over the world for the last fifteen years π¨π¦πΉπ·πΉππ²πΎπΊπΈ in this little corner of the internet, we love to talk about building wealth while still living our best lives - I chat about managing your money in a HCOL area on a solo income + conscious consumption, mental health, relationships, simple living, and more. Stick around and subscribe if that sounds like your cup of tea! π΅
kate | mostly good with money
Hope you all had a better weekend than I did π I've been laid up in bed with a fever since Friday morn and we even missed a much-anticipated weekend getaway π
But after 48+ hours of being horizontal, drinking loads of ginger ale and a Gatorade the size of my head, plus a preposterous amount of reality TV, I'm happy to report that it seems we've gotten through the worst of it! Sending happy, healthy summer vibes your way and hoping to get back to some comments and some new filming in the next couple days π PS happy June, happy Pride!!! ππ³οΈββ§οΈ talk soon pals!
1 month ago | [YT] | 15
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kate | mostly good with money
hi friends, hope you've been having a lovely may so far!! πΈπΌ I'm just putting the finishing touches on part 2 of my massive 30-day declutter challenge so that will be up tomorrow morning! thank you so much for all the love on part 1 and welcome to any new folks who have stumbled across my little corner of the Internet from that vid, I'm so glad you're here! π
if you missed part 1, go back and catch it now! and more to come next week - a NEW project pan update and a money+life goals update βΊοΈ see you soon!
1 month ago (edited) | [YT] | 7
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kate | mostly good with money
Can somebody explain why I do this to myself?! π I managed to edit my big declutter vid down to 2.5 hours but we've still got a ways to go - pls send coffee and well wishes at this difficult time β
Hope you're all doing well and can't wait to get this, along with my first project pan vid of 2026, out soon! π
4 months ago | [YT] | 10
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kate | mostly good with money
Happy Friday, friends! No new vid today but ICYMI go catch me talking about allll the ways I broke Dave Ramsey's baby steps while paying off my debt πΈ
+ new Jan/Feb budgeting vid to come early next week π
5 months ago | [YT] | 3
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kate | mostly good with money
I've been in an odd place with posting content in 2026. I had a video ready for Friday and felt a hesitation about putting it up with everything going on in the US right now. Then yesterday - Alex Pretti.
Videos are often filmed days or weeks in advance (well before some of these things happened) and it's strange to just keep posting on a schedule with no mention of these events. But it is an important time to be unequivocal and not look away.
The US government is murdering its own citizens, with impunity, in broad daylight in front of witnesses. They are snatching people out of the streets and detaining children. The sad irony is that the people who roar the loudest about freedom and their rights have been so propagandized that they are the ones defending and enabling fascism.
If you disagree, I really don't give a fuck. Please unsubscribe.
Sending love and solidarity to Minneapolis and to all those in the US who recognize what is happening for what it is β€ And for those who want to help:
share updates on socials, call your representatives (they are voting on MORE funding for the DHS THIS WEEK!!!), do a Know Your Rights training, protest in your own city, donate to mutual aid, help out your neighbours, and donate to one of these causes if you can: Immigrant Law Center of Minnesota or the Immigrant Rapid Response Fund, or consider donating to mutual aid or funds like 805UndocuFund in other states that also need our help.
Videos to resume soon and I will be donating a portion of my adsense to one of these orgs.
Stay safe, take care of each other, and for those of you going through this horrible winter storm, stay warm. Love you lots π
5 months ago | [YT] | 51
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kate | mostly good with money
Hello my dears, the one year of project panning series has officially wrapped - thank you so much for following along and all the love and support in the comments πExcited to keep the project going in 2026 but I am also planning out other content for the year ahead and would love to know from YOU - what kinds of things would you like to see? I thought doing the project pan series was SO FUN and would definitely be open to doing series in other areas as well! If you don't see what you want down below, let me know in the comments! π
6 months ago | [YT] | 3
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kate | mostly good with money
Hello my dears! I am so sorry for the delay, I have been trying to upload my 3rd video in the β¨ One Year of Project Panning β¨ series since yesterday and it kept cutting off the last minute or so of the video. Trying to re-upload again right now and fingers crossed for better luck today π€ - it should be up in the next hour or so if all goes well!! π
Also a big welcome to all the new subscribers finding the project pan series, your comments have been absolutely making my holidays π can't wait to keep connecting and chatting in the new year and I hope you have all been having fabulous, restful holidays!! Have a wonderful last few days of 2025! π₯
6 months ago | [YT] | 12
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kate | mostly good with money
Hello friends, happy December! β I took advantage of some PTO earlier this week to record my epic 1-YEAR project pan update and I can't wait to share tomorrow! I will be publishing this β¨ one year of project panning β¨ series every Friday for the next few weeks but will also be publishing regular vids as well throughout December, so plenty to go around π
Some other videos I have planned include an honest chat about what it's really like working in tech right now, my money & personal goals for 2026, how I prepare for a new year financially, and exactly how I went from a negative to a six-figure net worth in less than 4 years! Please let me know if you have any questions or ideas for videos, I will have more time in December and am excited to hang out on here more! π
Ooh and of course - I'll be doing my 2025 Spending Wrapped soon! I've already started to crunch the numbers and it's looking π how is your December going so far?!
7 months ago | [YT] | 16
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kate | mostly good with money
hello my friends!
a question for my project pan & decluttering viewers π we are almost in December (what? how?) and while I cannot manage vlogmas right now, I would love to put out some extra vids as we approach the holidays! βπ I have been pondering how to do my ONE-YEAR project pan update and realized there are many things I want to cover like:
1. a regular-ish update - items I've panned in the last few months, works-in-progress and also the future of the project pan - will we keep going in 2026?!
2. what I've learned from a year of project panning - things that have changed about my consumption habits, interest in beauty & skincare products, etc.
3. how much money I've saved doing a project pan for one year & what I anticipate for my beauty spending beyond the project πΈ
4. one year of beauty empties
so with all of this in mind - is it worth doing a mini project pan holiday series of 4-5 videos?! I could always try to tackle some/all of these topics in one giant video too π please vote below and let me know in the comments which of these vid ideas you like the most or if you have other video ideas!
7 months ago | [YT] | 0
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kate | mostly good with money
ICYMI check out my most recent vid, it was super fun to make and I chatted all about my entire personal finance set-up including checking, savings, high yield savings, investment accounts + credit cards!
I cover my whole set-up for both my Canadian and US finances π¨π¦πΊπΈ the banks and credit cards that I personally love and recommend β€ and also my philosophy for using credit cards, tracking my spending, and more! πΈ
7 months ago | [YT] | 0
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