Dividendology

🚨 Tickerdata just received a major upgrade!

Tickerdata now works in both Google Sheets and Microsoft Excel, giving you the flexibility to access financial data in whichever spreadsheet platform you prefer.

We’ve also added a new sidebar designed to make Tickerdata significantly easier for beginner investors. You can now:

• Generate Tickerdata functions without memorizing formulas
• Look up stocks and ticker symbols
• Search for the exact financial metrics you need

To celebrate the release of these new features, you can get 30% off any annual Tickerdata plan using code HEAT at checkout at tickerdata.com/

The value of Tickerdata is continuing to compound!

9 hours ago | [YT] | 22

Dividendology

🚨 The 4% Rule Is More Dangerous Than Ever. Here's Why: dividendology.substack.com/p/the-4-rule-is-more-da…

4 days ago | [YT] | 95

Dividendology

A few month's ago, I went on the Debt Free Doctor podcast to make the case for dividend growth investing, as well as how/when to pursue high yield strategies. Let me know what you think!

6 days ago | [YT] | 9

Dividendology

It is officially Dividend Week!

Why Dividend Week?

Because I’m obsessed with increasing the value Dividendology provides.

And today, I’m officially launching something I’ve been working on behind the scenes:

The Dividendology European Options Income Fund Database.

The European options-income market is growing rapidly, but researching these funds remains unnecessarily difficult.

Many of these funds are not listed on traditional research platforms, and important information is often scattered across issuer websites, fund documents, and individual exchanges.

That makes it extremely difficult to answer even basic questions:

- Which funds offer the highest yields?
- Which funds have actually protected their NAV?
- How frequently does each fund distribute income?
- What options strategy does each fund use?
- How much does each fund charge?
- Is the product structured as an ETF or an ETP?
- Which funds are available in different currencies and on different exchanges?

That’s exactly why I built this database.

Instead of spending hours searching through individual fund documents, you can now compare the growing European options-income market from a single database.

And of course, members of Dividendology already have access to the U.S. version of this database, as well as the BDC database and the REIT database.

In fact, these databases’s are the foundation of our research to find stocks to add to our High Yield Portfolio.

The goal of the High Yield Portfolio is simple:

1. Deliver a sustainable dividend yield of around 8%
2. Preserve capital (no long-term value erosion)
3. Provide predictable cash flow

Why 8%?

Because an 8% yield cuts the capital needed for retirement in half.

Under the traditional 4% Rule, you need $1,000,000 invested to safely withdraw $40,000 a year.

With an 8% yield, you only need $500,000 to generate that same $40,000 annually.

So far, the performance in 2026 has been amazing.

Our High Yield Portfolio is outperforming the market! (see pic attached)

But the performance doesn’t tell the whole story.

Not only did this portfolio outperform by a wide margin, but it:

- Had lower volatility (standard deviation)
- Had a lower maximum drawdown
- Had a stronger Sharpe Ratio
- The Sharpe Ratio is an important one.

The Sharpe Ratio is a way of measuring how much return you’re getting for every unit of risk you take.

Basically, this portfolio took on less risk than the S&P 500, while still experiencing better returns.

We are incredibly happy with this performance, and are currently investing considerable amount of time and capital on research to continue to unlock the best opportunities in this space.

On top of all this, we’re adding new positions to the Dividend Growth Portfolio in the coming weeks.

That is why I’m calling this Dividend Week.

Over the years, Dividendology has grown into the largest dividend-investing Substack newsletter in the world.

That is truly incredible, and I’m extremely grateful for everyone who has helped build this community.

But because of that growth, I can’t open this offer to everyone at once.

So I’m doing something limited for Dividend Week:

The first 50 people to join Dividendology get access to all Dividendology benefits for 30% off: dividendology.com/6c7844d5

Once those 50 spots are gone, the discount disappears.

A huge number of investors have joined Dividendology over the past few months, and many are already using this research to build stronger, more sustainable income portfolios.

The feedback has been incredible!

I’m truly obsessed with providing as much value as possible, and this is only the beginning of what we’re building.

Welcome to Dividend Week!

Dividendology

1 week ago | [YT] | 134

Dividendology

The typical response I see to this image is a massive mistake.

It goes something like this:

“This is cherry picked data. If you simply dollar-cost averaged during this period, you still would have generated positive returns!”

This is absolutely true, and something investors should understand.

However, it misses the entire point of the chart.

Dollar-cost averaging assumes you are still earning income and regularly adding money to your portfolio.

But what if you retired in 2000?

Instead of buying more shares as prices fell, you were selling shares to fund your lifestyle.

When withdrawals collide with a prolonged bear market, you must sell more shares at depressed prices.

Those shares are permanently removed from your portfolio and cannot participate in the eventual recovery.

The market may recover, but the investor may not.

That is sequence-of-returns risk.

And calling the starting date “cherry-picked” misses something else: real people invested real money in 2000.

Nobody knew beforehand that they were investing near the beginning of a 13-year period of negative real returns.

Every historical starting point looks obvious only in hindsight.

The lesson isn’t that you should avoid the stock market.

It’s that average long-term returns do not arrive in a straight line and accumulation stage investors and retirees face fundamentally different risks.

Cash reserves, dependable income, a flexible withdrawal rate, and growing dividends can all reduce the need to sell assets during prolonged downturns.

Dollar-cost averaging can help you take advantage of a lost decade.

But if that lost decade begins after your final paycheck, living off growing dividends prevents you from selling shares at depressed prices, allowing your income to rise while your principal remains invested for the eventual recovery.

I recently had this conversation with David Bahnsen, who manages over $10B while utilizing a dividend growth strategy.

You can see our conversation here: https://youtu.be/SruEMa80Ulc

1 week ago | [YT] | 128

Dividendology

These 3 Dividend Stocks Have Significant Upside Based On Wall St Analyst Price Targets!: www.dividendology.com/p/list-of-most-upside-divide…

1 week ago | [YT] | 58

Dividendology

Over on Dividendology.com, we've been running a High Yield Portfolio yielding over 9% that has outperformed the market for much of the year. We only own 1 Option income fund in that portfolio. In this video, we talk with the fund manager, Jay Hatfield.

1 week ago | [YT] | 8

Dividendology

Everyone's taking about the stocks Super Investors bought last quarter, but they're missing the clear trend they are all following. Here's what you need to know: www.dividendology.com/p/super-investors-bought-the…

2 weeks ago | [YT] | 209

Dividendology

Have you seen the recent episode from the Mispriced podcast? It's a great deep dive into SCHD! Watch here:

2 weeks ago | [YT] | 17

Dividendology

99% of investors don't understand the capital allocaiton behind Mastercard. Here's why Bill Ackman bought it: dividendology.substack.com/p/bill-ackman-just-boug…

2 weeks ago | [YT] | 106