Curtis Ray

Why are you deferring taxes to the future? Do you really think taxes will be lower in 20 years?

The 401(k) is a bet that the government will need less money in the future than they do today. That is a bet I am not willing to take.

Pay the tax on the seed today so you can own the entire harvest tax-free tomorrow.

5 hours ago | [YT] | 1

Curtis Ray

Here is a hard truth: Avoiding a loss is mathematically more powerful than chasing a gain.

If you lose 50%, you don't need 50% to get back to even, you need 100%. That is a losing game.

The secret to acceleration isn't risk. It’s security. When you eliminate the crash, you guarantee the destination.

1 day ago | [YT] | 2

Curtis Ray

Your money should be working 24 hours a day, 7 days a week, 365 days a year. It doesn't need a break, a holiday, or a weekend.

If your savings are sitting still, you are falling behind. Wealth isn't about how hard you work; it's about how hard your capital works.

Stop settling for lazy money.

2 days ago | [YT] | 0

Curtis Ray

"I'll start investing when I have more money."
That is the most expensive sentence in the English language. You don't need more money to start; you need time.

Compound interest is a function of time, not just capital. A dollar invested today is worth infinitely more than a dollar invested five years from now.

Start imperfectly, but start today.

5 days ago | [YT] | 4

Curtis Ray

You can chase high returns all you want, but if you don't control the losses, you are running on a treadmill.

A 50% loss destroys years of progress. It kills momentum. It resets the clock.

The secret isn’t hitting home runs. It’s ensuring you never strike out. Zero is the hero because it keeps the compounding chain unbroken.

6 days ago | [YT] | 1

Curtis Ray

Farmers don’t pay taxes on the seed; they pay taxes on the harvest.

So why does the 401(k) model ask you to defer taxes until the end? Because the government knows your "harvest" will be bigger than your "seed," and they want the biggest slice possible.

Pay the tax on the seed now. Keep 100% of the harvest later.

1 week ago | [YT] | 2

Curtis Ray

This past Thanksgiving my company gave back by helping provided personally designed duffle bags filled with fun goodies for foster care children.

Just one of out top values here at MPI® Unlimited, to always give back to those in need.

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1 week ago | [YT] | 0

Curtis Ray

They tell you to lock your money away until you're 59½ for a "tax break."

I call that a hostage situation.

Real wealth requires liquidity. You need access to capital to buy real estate, start businesses, or handle emergencies.

If you have to pay a penalty to access your own money, it’s not your money…

It’s the system's.

1 week ago | [YT] | 3

Curtis Ray

Be intentional with where you save. Ask the hard questions:

1. Can I access this money if an opportunity arises?
2. Will the government take a cut of my harvest later?
3. Is my principal 100% secure if the market tanks?

If the answer to any of those is "No," you are putting your money in a prison, not a savings account. Wake up and take control.

1 week ago | [YT] | 4

Curtis Ray

Compound interest is fragile.

Every time you take a loss in the market, you interrupt the curve. Every time you pay a fee or a tax, you interrupt the curve.

To build massive wealth, you don't need home runs. You just need to stop striking out.

MPI is designed to do one thing: Always Be Compounding.

1 week ago | [YT] | 6