IFG

Most Muslims make one of these 3 financial mistakes that cost them thousands:

1. Moving out too early – living at home supercharges your savings. If you can't, start modestly instead of renting a penthouse.

2. Spending too much on cars – financing fancy cars worth thousands when that money could be better invested elsewhere.

3. Leaving money sitting in the bank – it just loses value to inflation. Put your savings to work by investing in halal assets like Shariah-compliant businesses, property or gold.

Want a free halal investment checklist? Click the link below: www.islamicfinanceguru.com/resources/investment-ch…

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1 day ago | [YT] | 111

IFG

Not sure how to invest in the stock market as a Muslim?

The S&P 500 is the most popular index, but it contains haram companies.

Here are 3 halal alternatives:

1. SPUS – the S&P 500 minus all haram companies

2. HLAL – tracks the S&P 500 but adds extra Shariah-compliant stocks for diversification

3. MSCI World Islamic Index – covers halal stocks across 23 developed countries, great for global exposure

All three are perfectly permissible and give you access to the stock market without compromising your faith.

Want to learn how to build a halal portfolio from scratch? Check out our free checklist here: www.islamicfinanceguru.com/resources/investment-ch…

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2 days ago | [YT] | 385

IFG

Khadijah (RA): The Original Businesswoman's Wealth Secrets

Modern society pushes the "girl boss" vibe, but Khadijah (RA) was the original. Here are 6 untold wealth secrets every Muslim should know.

Watch the full video in the link below: https://youtu.be/4xeoUUXu26o?si=CVHW3...

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1 week ago | [YT] | 384

IFG

Not sure how Islamic mortgages work?

Here are the 3 main types you need to know:

Musharaka - You and the bank are partners in the property. You pay rent on their portion and gradually buy them out over time.

Murabaha - The bank buys the property for you and sells it back to you at a markup, payable over 25 years on a deferred basis.

Ijara - You only pay rent on the portion the bank owns. At the end, you can decide whether you want to buy them out fully.

All three structures are perfectly permissible and have been for over 1,500 years.

We've reviewed every major Islamic mortgage provider in the UK. Click the link below to see which options are genuinely Shariah-compliant and best suited to your needs:

www.youtube.com/playlist?list...

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1 week ago | [YT] | 149

IFG

211K subscribers, 647 videos, 11,617,834 views.

We started IFG in 2015 for one reason: to make our community better-off.

You’ve helped us get this far - Jazakallah khair!

We want to keep levelling up our content, please share your feedback below in the comments so we can serve you better!

We'd love to hear:
1. What type of content would you like to see more of?
2. How can we improve our execution of the videos we do make.
3. Who would you like to see us collab with?

4 weeks ago | [YT] | 559

IFG

The Prophet Muhammad صلى الله عليه وسلم gave us this practical financial wisdom:

“No one ever ate a meal better than that which he earned with his own hands. And the Prophet of God, Dawud, used to eat from what he earned with his own hands.” (Bukhari)

Prophet Dawud (AS) wasn’t just a king and messenger.

He was a blacksmith.

A craftsman.

A man who earned his living with his own hands, forging armour from molten iron.

In Surah Saba, God says:

“We softened iron for him, [saying], 'Make full coats of mail, and measure the links well, and work righteousness. Indeed, I am All-Seeing of what you do.’” (34:10-11)

Despite having access to power, wealth, and status, Dawud (AS) chose to earn his income the halal way – through his own skillset, without depending on others or taking from the public treasury.

And that wasn’t just incidental.

It was intentional.

In a world that often glamorises passive income, rapid exits, or crypto overnight gains, this story reminds us that long-term halal hustle isn’t a failure – it’s prophetic.

Not every believer will be a king.

But every believer can be a craftsman in their own way – whether you code, consult, design, deliver, teach, or trade.

Sometimes the most powerful form of worship is not in the masjid, but in the place of work.

Not with a hammer like Prophet David, but using a keyboard, a mic or a mouse.

Not in a lofty dream, but in a 10,000-hour craft.

There is nothing weak about working hard.

There is nothing backwards about earning something slowly, carefully, and ethically.

And there is nothing noble about haram shortcuts – even if they’re dressed up with success and scale.

So whatever your field is, own it. Master it. And do it with ihsan.

Because halal hustle is not just a career strategy.

It’s dignity.

It’s sunnah.

1 month ago | [YT] | 198

IFG

Ibn Khaldun, a 14th-century scholar, emphasised that true wealth is not just material.

Khaldun’s concept of Asabiya, of how societies succeed when they invest in their people, values and systems, was central to his vision of sustainable economic growth.

Here’s how his insights apply today:

1. Education as the Foundation of Prosperity

Ibn Khaldun viewed education as a primary pillar for the advancement of society. In his work, he argued that the intellectual growth of individuals and groups forms the bedrock for economic and social development. He believed that knowledge, whether practical or theoretical, was integral to building strong and prosperous communities.
He saw education not only as a means to transmit skills but as a force that could shape the moral and intellectual foundation of society.


2. The Role of Skilled Individuals in Society

In Ibn Khaldun’s model, the division of labour was a key concept. He understood that each individual’s skills contributed to the wider fabric of society. The specialisation of work, ensuring that individuals are trained and equipped with specific skills for their roles, was essential for economic growth.
He knew that economic success depends on the cultivation of skilled professionals who contribute to society in meaningful ways.


3. Knowledge as Power and Cohesion

Ibn Khaldun believed that societies with a strong intellectual foundation were more likely to develop social cohesion and economic power. By investing in education and cultivating a shared intellectual heritage, people could strengthen their collective identity, which in turn facilitated more efficient governance and economic prosperity.
His concept of Asabiya (social cohesion) was partly built on the intellectual unity and the common purpose that education can foster.

1 month ago | [YT] | 114

IFG

"God does not choose the qualified. He qualifies the chosen."
I was reflecting on this wonderful quote from Iqbal Nasim.

In the millennia that this Earth has seen, by God's grace we just happen to find ourselves right here, right now, working on helping our community level up financially.

Here's the thing - we are not the most qualified team in Islamic finance. We're not the most experienced. We're definitely not the smartest. And we're probably not the most well-connected either.

But what we lack in those areas, we try to be scientifically honest about.

The idea is to address our weaknesses head on. We learn from our mistakes (and trust me, there have been many). We get back up when we fall.

Most folks in our community sit on the couch and commentate about what should be done, what could be done, what's wrong with Islamic finance today.

But by God's grace, we're on the pitch. Playing the game. Making mistakes. Scoring some goals. Getting knocked down. Getting back up.

Almost all of humanity passes through their time on Earth and leaves behind no trace. Just footprints in sand that the tide washes away.

We have a unique opportunity to do the exact opposite. To build something that lasts. To create systems that serve our community long after we're gone.

God does not choose the qualified. He qualifies the chosen.

Now it's up to us to step up and take that mantle. To be worthy of this opportunity. To serve with humility and purpose.

What legacy are you working to build?

1 month ago | [YT] | 297

IFG

I've invested in 200+ founders, and it's really hard to pick the ones who will survive. You can look at their CV and the pitch deck. The extent of a man's courage or cowardice isn't detectable in ordinary times. All is revealed when pressure is applied.

And as a founder, you are constantly operating in a pressure zone. Sometimes every day. Necessarily, only the problems that are the hardest to solve come to you. The ones others haven't been able to crack. The ones that have no obvious answer. That's the reality of the job.

Most people don't understand this. They think being a founder is about the big vision and the fundraising rounds. But really, it's about surviving.

Think about Airbnb. Everyone forgets they were selling cereal boxes to stay afloat. Living on credit cards. Most people would have quit. But Brian Chesky and his co-founders just kept grinding. Today, they've disrupted an entire industry.

That's the inner animal I'm talking about. The one that doesn't shy away from the fight.

Long after others would have quit, they are hanging in there grimly. Still pushing forward. Still finding a way.

So now what we look for at Cur8 when investing in founders is a track record of resilience and grit. Achievement of something that took years of work.

The specifics don't matter as much as the pattern.

It's no guarantee of success, but at least we know they won't crumble at the first hurdle.

1 month ago | [YT] | 57

IFG

Nobody realises that the US and Saudi went head to head and the US won. By a mile.

When US private equity firm Clearlake bought a stake in Chelsea, they spotted a loophole.

UEFA's amortisation rules let you spread transfer fees over contract length. Meaning if you sign someone on an 8-year contract instead of the usual 4, you've just halved your annual cost on paper.

This sounds useless. But in elite football, the only constraint to buying players is either capital or regulation. The Financial Fair Play rules mean that you can only spend money on transfers in line with your income.

So when Chelsea spread a player's fee across 8 years instead of 4, that means they can spend double the amount (because capital is not the constraint for them, just the Financial Fair Play limit).

It's also smart because they assembled a massive squad of talented young players with these rules knowing the rules would get shut down. This means that when these players get sold in the future, it adds more money to the pot which they can use for more spending.

It's accounting leverage.

Most people laughed at Chelsea's new owners as 8-year contracts were unheard of in football. But those folks have gone quiet now. And UEFA have indeed closed the loophole.

Had PIF and Saudi clocked on to this earlier with their Newcastle team, things might have looked very different for them.

- Mohsin

1 month ago | [YT] | 40