IFG

The unhealthy investor waits until they feel ready, and that moment never comes. When they finally do put money in, they check the app every ten minutes, panic sell the first time it drops, and quietly measure themselves against whoever had the best year. 

Indecision is the most expensive trait an investor can have, because you lose money slowly enough that you never notice it happening.

The healthy investor decides what success looks like before they start.

They know what the money needs to do and by when, they invest as though they won't sell for years, and they write down their rules in advance so the decision in a crash is made by the rational version of them. 

Their investments serve them, not the other way round. The disciplined investor is the rich investor, not the loudest one.

If you want help investing, click the link below for our FREE GUIDE.

www.islamicfinanceguru.com/newsletter?utm_source=y…

5 days ago | [YT] | 104

IFG

The SP500 Sharia only tracks the halal stocks in the S&P500.

If you invested £10,000 in 2009, it would be £86,700 now.

The crazy part? There are probably thousands of people that did so.

And tens of thousands who could’ve, but didn’t.

And with the advent of Halal ETF’s like SPUS & HLAL, which track the market, there’s no reason we shouldn’t be investing

Not investing is literally keeping our community poor.

Click the link below to get our FREE investing checklist and take the next 18 years by storm!

www.islamicfinanceguru.com/resources/investment-ch…

6 days ago (edited) | [YT] | 121

IFG

Most people who buy a halal ETF have no idea what's actually inside it.

An ETF is a fund that holds a whole basket of stocks, so one purchase gets you exposure to all of them at once.

Halal ETFs skew heavily towards tech, then diversify out into healthcare, industrials and a handful of other sectors.

That spread is what lowers your risk, which is why ETFs suit most beginners.

And in recent years it's paid off, because tech has run hard.

But diversification cuts both ways. While these ETFs returned between 30 and 100%, Sandisk did over 5000%

When you pick your own stocks, the risk is far higher. So are the rewards. So dedicating a small portion of your portfolio to stock picks is not a bad idea.

Naturally, it's vital to truly understand whether the stock you are buying is halal or haram. That's why we put together a brand new, free guide to sharia screening stocks.

Click the link below to download it 👇

www.islamicfinanceguru.com/resources/halal-stocks-…

1 week ago | [YT] | 81

IFG

Click the link below for our FREE guide to Qur'anic Money Laws:

www.islamicfinanceguru.com/resources/30-quranic-le…

Start with defence. Yusuf AS told Egypt to store grain through seven good years before seven lean ones (12:47-49), which today means 3 to 6 months of expenses in cash before anything else. Then clear your most expensive debt, because the Prophet ﷺ said a believer’s soul stays attached to his debt until it’s settled (Tirmidhi).

Give every pound a job using the 50/30/20 split, since the Qur’an praises those who spend “neither wastefully nor stingily, but in between” (25:67), and use your ISA and pension allowances properly. There’s no ayah for tax wrappers, but paying more than you legally owe is still a choice.

Then build. Ya’qub AS told his sons not to all enter through one gate (12:67), which is diversification centuries before anyone called it that: property, gold, equities and private markets rather than one concentrated bet. And take your full employer pension match. The Prophet ﷺ said leaving your heirs wealthy is better than leaving them dependent on others (Bukhari), so turning down free money from your employer is turning down a pay rise.

None of it works without barakah. Nuh AS gave his people a wealth strategy before anything else: seek forgiveness and you’ll be given rain, wealth, children, gardens and rivers (71:10-12).

Keep the source clean, because the Prophet ﷺ described a man raising his hands in dua while his food and clothing are haram, and asked how he could be answered (Muslim). Zakat and sadaqah run on the opposite engine to riba: one grows nothing with Allah, the other gets multiplied (30:39).

And marriage sits here too, since Allah promises to enrich those who marry while poor out of His own bounty (24:32).

Which one are you weakest on?

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1 week ago | [YT] | 266

IFG

It's been a great year for Halal Stocks!

Did you manage to invest in any of these?

PS - If you want to learn how to screen stocks for sharia compliance, we put together a brand new FREE guide. You can access via the link below 👇

www.islamicfinanceguru.com/resources/halal-stocks-…

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2 weeks ago | [YT] | 141

IFG

During the Golden Age of Islam, our institutions of knowledge were endowed.

Scholars had the stability to focus on their work and lead the world, from mathematics to medicine.

Today, Qur'anic education in the UK survives on donations. 

Brilliant institutions spend their energy staying alive instead of investing in research, teaching, or their own future.Cur8 Capital's latest investment aims to change that.

We're financing CEI, a 20-year-old charity led by Dr Saquab Ashraf (Oxford DPhil), to buy a permanent home off Fleet Street: the Q-Institute.

A centre for Qur'anic study designed to fund itself, through a café, library, members' lounge and rooms to let.An institution that no longer has to beg to survive, but can grow, compound and invest in world-class scholarship, while earning investors a steady 8% p.a. net, secured against a Central London freehold.

This is what financial sustainability looks like.

You can explore the deal further via the links below:

For investors between £5–100k, we'd recommend reading the article. You can sign up to invest via the link at the end:
www.islamicfinanceguru.com/articles/our-community-…

For investments of £100k you can speak directly with our investments team and they can help tailor your approach:
form.typeform.com/to/bkkdVUnf?utm_source=social&ut…

FYI, we're FCA regulated, but all investments including this one carry risk. Please only invest what you can afford to lose.

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4 weeks ago | [YT] | 239

IFG

How much does it actually cost to buy a £300k home without Riba in 2026? 🏡

(P.S - Check out our rent vs buy tool to see if buying is even the right decision for you in 2026: buy-rent.mortgage.islamicfinanceguru.com/)

We ran the numbers on a 3-bed in Reading. £300k value, 35% deposit, 2-year fix, 25-year term. Here’s the total you’d pay back over the full term:

🔹 UK average (conventional): £440,000, Haram ❌
🔹 Gatehouse Bank: £467,000, halal ✅
🔹 @offafinance : £475,000, halal ✅
🔹 @strideup.co : £491,000, halal ✅

@pfidafinance also offer Truly Halal Home Purchase from a 15% deposit, although their rate varies depending on the location so it’s also worth checking them out separately!

The headline?

The gap is closing, but there’s still a way to go.

The way to make halal mortgages cheaper is to actually use them.

Barclays and NatWest only have cheaper rates BECAUSE millions of people bank with them, providing them with liquidity.

When Muslims build ethical home purchase products, they need the support of the community to be truly competitive.

Good news is that we’re well on the way!

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1 month ago | [YT] | 125

IFG

This weekend we're filming a Q&A — and we want YOUR questions. 🎙️

We're answering anything you throw at us!

No topic off the table:
💰 Halal Finance & Investing
🏢 Business
👥 The real lives of Ibrahim & Mohsin
💍 Marriage
🚀 Building IFG (400k+ followers) & Cur8 Capital ($240m+ AUM)

…and honestly, anything else you've been wanting to ask.

Drop your questions in the comments 👇

The best ones get answered this weekend.

1 month ago | [YT] | 95

IFG

We're investing in African Uber drivers - and it's paying off.

Meet Serge. Like 90% of Africa's gig workers, he was locked out of the credit he needed and forced to rent overpriced, unreliable cars from middlemen - which ate into his earnings.

Then came GoCab.

A drive-to-own model: small daily payments tied to income, with insurance, maintenance and fuel built in.

In around three years, the driver owns the car outright.

The result?

Serge's take-home income went up by 120%. He gets full healthcare benefits, insurance, and enough time to spend with his family and even pursue a side hustle.

But GoCab isn't a charity - they're a real business making real money.
They generated $17M in revenue in 18 months: owning their full supply chain, tying repayments to driver income (which is stable and secure) and strategic partnerships which rapidly expanded their base.

That's why Cur8 invested $3.8M into Gocab: to back millions more drivers like Serge and also make a serious return.

The good news? You can also invest in Gocab through our Sharia-compliant USD Income Fund (target returns 9.5% p.a.), which backs ethical and successful SMEs.

👉 If you're looking to invest between $5k-$100k you can explore the fund here: lnkd.in/eEe4ZgHr

👉 If you're a sophisticated investor or looking to place $100k+ you can book a call with our team via this link: lnkd.in/eVWcRMkN

Capital at risk. Target returns aren't guaranteed. Only invest what you can afford to lose.

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1 month ago | [YT] | 135

IFG

The Revert Italian Banker who saw Allah in a dream!

Check out the full video here: https://www.youtube.com/watch?v=-UD75...

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2 months ago | [YT] | 204