Welcome to a data-driven channel focused on Canadian real estate, housing economics, and artificial intelligence.

I’m Daniel Foch, a real estate broker at Valery.ca, an AI-powered real estate brokerage, and the co-founder of Realist.ca. I also host The Canadian Real Estate Investor Podcast.

This channel breaks down what is actually happening in Canada’s housing market using real data, economic analysis, and firsthand industry experience.

Topics include Canadian housing market updates, real estate prices, mortgage rates, interest rates, inflation, unemployment, housing supply, affordability, and public policy. I cover real estate investing strategies for buyers, investors, and operators with a strong focus on macroeconomic trends.

I also review AI tools for real estate, testing CRMs, automation software, content tools, valuation models, and agent workflows. Each review answers one question. Can this AI tool replace or improve a real task a realtor or investor does today?


Daniel Foch

OSFI lowers Domestic Stability Buffer to 3.0% so Canada's largest banks can deploy more capital

www.osfi-bsif.gc.ca/en/news/osfi-lowers-domestic-s…

6 days ago | [YT] | 8

Daniel Foch

Canada's population fell 0.1% in from January 1 to April 1

The 3rd consecutive quarter of population decline.

Estimate of the number of non-permanent residents -4.4%

Estimated quarterly flow of immigrants -20.2%

1 week ago | [YT] | 26

Daniel Foch

CREA headlines tell us sales are up (from April to May... which they always are)

They're still below last year which was one of the worst years ever for Canadian home sales, and the lowest May sales since 2004 outside of lockdowns:

1 week ago | [YT] | 17

Daniel Foch

Only Ontario and BC house prices are actually down since the rate hiking cycle started in 2022. Many other markets are hitting all-time highs

1 week ago | [YT] | 12

Daniel Foch

"Declining Asking Rents in Most Major Markets" - CMHC

2 weeks ago | [YT] | 11

Daniel Foch

Employment rate rises in May 2026, the first increase since November 2025

2 weeks ago | [YT] | 2

Daniel Foch

Total consumer debt in Canada reaches a new record of $2.66T, up 3.79% YoY

3 weeks ago | [YT] | 6

Daniel Foch

More Ontario homes selling at a loss, property title data show

www.theglobeandmail.com/real-estate/article-ontari…

3 weeks ago | [YT] | 4

Daniel Foch

Canadians want home prices to fall even further

3 weeks ago | [YT] | 30

Daniel Foch

Holders of fixed-payment mortgages with terms of five years or more will see large payment increases at renewal over the next 12 months - Bank of Canada

4 weeks ago | [YT] | 13