Welcome to a data-driven channel focused on Canadian real estate, housing economics, and artificial intelligence.
I’m Daniel Foch, a real estate broker at Valery.ca, an AI-powered real estate brokerage, and the co-founder of Realist.ca. I also host The Canadian Real Estate Investor Podcast.
This channel breaks down what is actually happening in Canada’s housing market using real data, economic analysis, and firsthand industry experience.
Topics include Canadian housing market updates, real estate prices, mortgage rates, interest rates, inflation, unemployment, housing supply, affordability, and public policy. I cover real estate investing strategies for buyers, investors, and operators with a strong focus on macroeconomic trends.
I also review AI tools for real estate, testing CRMs, automation software, content tools, valuation models, and agent workflows. Each review answers one question. Can this AI tool replace or improve a real task a realtor or investor does today?
Daniel Foch
Young Canadians keep getting more miserable
Old Canadians keep getting happier
Data from world happiness report: worldhappiness.report/
1 week ago | [YT] | 44
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Daniel Foch
Canada has observed the largest decline in happiness in the world (along with the UK)
1 week ago | [YT] | 68
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Daniel Foch
Fannie Mae to Accept Crypto-Backed Mortgages for the First Time
Move allows home buyers to pledge bitcoin and other cryptocurrencies when making a down payment
www.wsj.com/real-estate/fannie-mae-to-accept-crypt…
1 week ago | [YT] | 5
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Daniel Foch
I built a search tool to browse foreclosure and power of sale listings across Canada:
realist.ca/tools/distress-deals
We originally built it for TRREB data but a lot of people wanted more, so here you go.
Includes foreclosure/POS, motivated sellers, and VTB.
Enjoy:
3 weeks ago | [YT] | 41
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Daniel Foch
Canada increasingly relies on personal income taxes to fund government. PIT has grown from ~6% of GDP in 1965 to ~13% today—nearly double the revenue from sales taxes and larger than any other tax source. Canada’s tax system now leans heavily on taxing income rather than consumption or corporate profits.
1 month ago | [YT] | 36
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Daniel Foch
Canada spent decades lowering corporate taxes to stay competitive. By 2012 it had a clear advantage over the OECD and the U.S. But after the 2018 U.S. tax cuts, that edge disappeared. Today Canada’s combined corporate tax rate (~26%) is almost identical to the OECD average and the U.S.—no longer a distinct draw for investment.
1 month ago | [YT] | 21
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Daniel Foch
A record number of Canadian Permanent Residents just emigrated from Ontario:
3 months ago | [YT] | 17
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Daniel Foch
Productivity in residential construction grossly lags the rest of productivity in Canada... why?
Via C.D. Howe Institute
6 months ago | [YT] | 6
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Daniel Foch
Yes, the headlines are true that Canada saw near-record emigration in 2024.
But... it's also true that it is below average emigration as a percentage of total population:
7 months ago | [YT] | 9
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Daniel Foch
Since 1989, the average number of properties actively listed for sale in Canada is 244,876
We just broke through that number for the first time since pre-pandemic :
7 months ago | [YT] | 12
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