Welcome to a data-driven channel focused on Canadian real estate, housing economics, and artificial intelligence.
I’m Daniel Foch, a real estate broker at Valery.ca, an AI-powered real estate brokerage, and the co-founder of Realist.ca. I also host The Canadian Real Estate Investor Podcast.
This channel breaks down what is actually happening in Canada’s housing market using real data, economic analysis, and firsthand industry experience.
Topics include Canadian housing market updates, real estate prices, mortgage rates, interest rates, inflation, unemployment, housing supply, affordability, and public policy. I cover real estate investing strategies for buyers, investors, and operators with a strong focus on macroeconomic trends.
I also review AI tools for real estate, testing CRMs, automation software, content tools, valuation models, and agent workflows. Each review answers one question. Can this AI tool replace or improve a real task a realtor or investor does today?
Daniel Foch
Canadians want home prices to fall even further
10 hours ago | [YT] | 16
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Daniel Foch
Holders of fixed-payment mortgages with terms of five years or more will see large payment increases at renewal over the next 12 months - Bank of Canada
4 days ago | [YT] | 13
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Daniel Foch
Priced Out of the Canadian Dream: The Rise of the Permanent Rente - great report by Desjardins www.desjardins.com/qc/en/savings-investment/econom…
1 month ago | [YT] | 14
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Daniel Foch
Interesting tone shift. Government now seems to be cheering on house prices as a necessary evil in restoring housing affordability: Existing Home Prices Have Declined - from Canada's Economic & Fiscal Review, in the Housing Affordability has Improved Section
1 month ago | [YT] | 15
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Daniel Foch
Housing Starts Expanding and Now Outpacing Population Growth, from Canada's Spring Economic Update 2026
1 month ago | [YT] | 17
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Daniel Foch
Young Canadians keep getting more miserable
Old Canadians keep getting happier
Data from world happiness report: worldhappiness.report/
2 months ago | [YT] | 45
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Daniel Foch
Canada has observed the largest decline in happiness in the world (along with the UK)
2 months ago | [YT] | 69
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Daniel Foch
Fannie Mae to Accept Crypto-Backed Mortgages for the First Time
Move allows home buyers to pledge bitcoin and other cryptocurrencies when making a down payment
www.wsj.com/real-estate/fannie-mae-to-accept-crypt…
2 months ago | [YT] | 5
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Daniel Foch
I built a search tool to browse foreclosure and power of sale listings across Canada:
realist.ca/tools/distress-deals
We originally built it for TRREB data but a lot of people wanted more, so here you go.
Includes foreclosure/POS, motivated sellers, and VTB.
Enjoy:
2 months ago | [YT] | 41
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Daniel Foch
Canada increasingly relies on personal income taxes to fund government. PIT has grown from ~6% of GDP in 1965 to ~13% today—nearly double the revenue from sales taxes and larger than any other tax source. Canada’s tax system now leans heavily on taxing income rather than consumption or corporate profits.
2 months ago | [YT] | 36
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