This channel is my initiative to spread financial knowledge and ensure that every person makes an informed decision regarding the investment. Currently, the awareness about personal finance is very low. People end up making a lot of mistakes with their investments and it results in a loss. There are many financial traps that erode the wealth. Hence, this is my sincere endeavor to spread the right knowledge about personal finance. In my opinion, personal finance is a very important aspect of every individual and nobody should depend upon "so-called" experts for their investment decision. I hope this channel will spread knowledge among every age group.

To learn everything about money management including stock market, mutual funds, insurance, tax planning, etc. in a structured way, you can explore my course: www.sahilbhadviya.in

For any business enquiry, you can email me on hello@sahilbhadviya.in.


Sahil Bhadviya

With rise of AI, knowledge has become a commodity. However, the key is to ask the right question. If you input garbage, output would be garbage. So critical thinking would still be one of the most important skill of 21st century. And no AI can replace it.

4 days ago | [YT] | 485

Sahil Bhadviya

To continue the example on how PE is over-abused metric, look at Deepak Nitrite today. Its PE ratio today is 41.5 which looks very high on 5 yr valuation - Still higher than median. Its because co has done massive capex and it also faced multiple challenges that resulted in margin falling from peak of 29% in 2021 to currently at 11%. Hence, EPS has fallen badly that has distorted the PE ratio.

But its Price to book has fallen from peak of 16.7 during July'21 to levels of 4. That's 76% fall. Back to pre-covid level valuations.

Likewise, its Price to sale has fallen from peak of 7.6 during Oct'21 to levels of 2.8. That's 63% fall.

I remember something similar with Laurus lab. And when margin normalized, earnings skyrocketed and stock delivered outstanding returns.

4 days ago (edited) | [YT] | 322

Sahil Bhadviya

PE is an over-abused metric for valuation. In many cases it doesn't work. For instance, Gokaldas PE is showing 48. On the face of it, it may look very expensive. But PE is high because co's earnings have fallen due to US Tariff issue. Plus, co has paid 57% and 47% tax in last 2 quarters. Hence, its EPS has fallen from 22.18 in 2025 to 16.16 in TTM.

On the other side, if you look at Price to book, it is down more than 50% from peak P/B of 6.6 in July'24 to currently at 2.7

Price to sale has also fallen from the peak of 2.9 in Aug'24 to now at 1.4 - Again 50%+ fall.

This is just one example. There are many more.

4 days ago (edited) | [YT] | 288

Sahil Bhadviya

May be, its time to revisit what we discussed in Contra investing series Ep 2 on US focused textile cos:
https://youtu.be/RNoZnyBoOpo

1 week ago | [YT] | 22

Sahil Bhadviya

Circuits!! In lot of US focused stocks.. pehle kisi ko lena nahi tha.. ab kisi ko bechna nahi h.. crazy how time changes!

1 week ago | [YT] | 306