Austin Homes For Sale
Austin Homes For Sale (Austin, Texas) was created by Joseph Gonzalez and Justin Rory Rosales, and in now run solely by Justin who is licensed real estate agent in Austin. All information given is meant to be educational and a starting point in your home purchasing/selling journey. Please contact me or any of my real estate partners and/or my lender partners for actual terms of the programs if discussed in my video.
🚚 Moving to TEXAS? I’d Love to Help!
📲 956-458–0969
📧 Help@AustinHomeHunters.com
Justin@Supreme1realty.com
👋 Justin Rosales Supreme 1 Realty Lic# 787897**
Austin Homes For Sale
I'm a bit late in sharing this, but I want to extend a huge congrats to both of my buyer couples for going under contract on their new homes! We’re nearly there, and I can’t wait to hand you your keys!
If you or anyone you know is looking to buy or sell real estate, let’s connect at 956-458-0969.
There are deals out there, especially if you are looking into new build homes! Give me a call and lets get you in the perfect home for you!
1 year ago | [YT] | 1
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Austin Homes For Sale
New Construction is the most cost effective way to get into home ownership right now.
Rates are at 8-8.5% 😱 but but some builders have New Homes for as low as 3.75%. P.S. Several of these homes apply to investors as well.
2 years ago | [YT] | 1
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Austin Homes For Sale
Would you move to Hutto, Texas if you could get a home for as low as $329,000 starting with a 3.875% interest rate?
2 years ago | [YT] | 0
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Austin Homes For Sale
DR Horton is now pre-selling Avery Centre in Round Rock starting from $379,990. 3 & 4 bedroom plans avaliable. Call today for more information. 512-215-4332
2 years ago | [YT] | 3
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Austin Homes For Sale
We are releasing our 1st home tour this week and we want to know which image do you prefer to see as the thumbnail? #AustinHomeForSale #AustinTexas #realestate
2 years ago | [YT] | 0
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Austin Homes For Sale
How many of my friends know a Software Engineer? You might share this post with them.
How much home can a software engineer who makes $150,000 a year afford? Let's find out...
Let's say our software engineer earns $150,000 a year, which is roughly $12,500/month...before taxes. (That's what lenders use)
Now let's say he/she has $150/month in student loans and a $300 car payment each month. (AKA $450 in Monthly Debts)
We are assuming a credit score above 700+ for this scenario and 5% or $10,000 saved for a downpayment.
Now that we have their income $12,500 and debts of $450 per month (AKA DTI or Debt to Income Ratio) we can now plug this into a calculation that lenders will use to give a rough estimate of how how much home they can afford.
The formula we will use is the 30/30/3 rule. Essentially you should be able to safely spend no more than 30% of your income on your total housing payments including your Mortgage, Property Taxes and insurance.
Using this formula we find that our Austin, Texas Software Engineer making $150,000/year with debts of $5,400/year can safely afford a $3,075 monthly mortgage, which comes out to a $654,000 home.
If you found this information helpful share it with a software engineer who might find this helpful as well. -Joseph Gonzales eXp
P.S. If you need a loan officer to help you with your specific income or debt scenario shoot me a DM that says "Engineer" and I will hook you up with one of my trusted loan offers.
P.P.S. This is a not a mortgage quote for you specifically. Be sure to talk to a mortgage professional for an accurate pre-approval.
#Mortgage #SoftwareEngineer #AustinTexasSoftwareEngineer #AustinTXRealEstate #AustinRealEstateMarket
2 years ago (edited) | [YT] | 1
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