Retire when you want to — not when you have to.

For Canadians in the last stretch before retirement and the first few years after it — when the questions stop being about saving and start being about drawing down.

We cover the decisions that move the number: when to take CPP and OAS, avoiding the OAS clawback, which account to draw from first, RRIF minimums and the age-71 deadline, pension splitting, commuted value versus a monthly pension, and what you actually pay in fees.

Hosted by Ahmed Mahiyan — CFA, CFP (Canada & US), CMT, MFin — founder of FIRE Financial Inc. Colleagues at the bank called him "the Professor" for making complicated decisions feel simple. He runs a fee-for-service planning practice serving clients virtually across Canada.

New video every week. Retire with a plan instead of hope.

Book a complimentary discovery call: firefinancialinc.com/book-a-meeting/

Educational content only — not tax, legal or investment advice.


FIRE Financial

Spoke to a person today who moved from Canada to the US this year. Her husband was a Canadian scientist who was not getting enough research funding and career support in Canada. He got recruited at an Ivy League school with a much higher salary and a great benefit package which includes subsidized housing in NYC. The wife, who was a Canadian nurse, is now working at a NYC hospital with a significant income increase.

Are you seeing young professionals leaving Canada for the US more often?

#emigration

2 years ago | [YT] | 3

FIRE Financial

What financial goal did you set for 2024?

2 years ago | [YT] | 2