Maximized Money
Hey girl, hey! I’m Jos, your Money Bestie and founder of Maximized Money, a personal finance and investing brand for women who want to build real wealth without giving up their soft life. I built an investment portfolio worth $250,000 entirely with my 9–5 paycheck - not by being extreme, but by learning how the stock market actually works and investing with intention.
Here, we talk about:
-Investing for beginners (the best types of investments, the best type of accounts, long-term strategies)
-Using your 9–5 income to create freedom and options (no more wasting that paycheck)
-Enjoying travel, experiences, and your soft life (and being able to afford it)
If you’ve done the “right things,” like paying off debt, saving money, and still feel like something’s missing, you’re in the right place.
Subscribe, get comfy, and let's talk money moves that actually make sense. 💖
Maximized Money
If you’ve been wanting to invest but don’t know where to start, or are afraid to lose money, join me on Saturday, January 31st, for the “Invest Your First $100” workshop. On Zoom, live! No pre-recording or course. This is a live experience, and you can get your questions answered in real-time.
1 account. $100. 1 investment type. We are keeping it simple so that you aren’t overwhelmed or stressed.
Spots are limited, so grab your spot here:www.maximizedmoney.com/invest100. I'm offering a discount for the ladies who take action immediately, so enter INVEST on the checkout page to get $75 OFF through Tuesday, January 12th! Share with a friend, and pull up together!
Cheers to making our money work for us, all 2026! 🥂
#maximizedmoney
#investingforbeginners
#personalfinanceforwomen
4 weeks ago (edited) | [YT] | 2
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Maximized Money
Happy New Year! I'll be doing my first YouTube live of 2026 on Friday, January 2nd at 7:00pm CT/8:00pm ET (click here to get notified: youtube.com/live/T4HNYfxeglU?si=P3NaIurPf3aqmjNe). Which topics are most important to you this year? Add additional topics (or your specific questions) in the comments. This is a LIVE Q&A, so pull up on me.
1 month ago | [YT] | 2
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Maximized Money
Add your money questions below, and I'll answer them LIVE here on YouTube! And of course, it's free.99!!
Happy New Year, ya'll!!! I want this year to be one of the best, so pull up and let’s talk money moves! You got questions, I got answers. 💰🙌🏾
#maximizedmoney
#personalfinanceforwomen
#investingforbeginners
#investsmart
#financialeducation
1 month ago | [YT] | 3
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Maximized Money
Hey y’all! Doing a pulse check for some potential events. Where do you live?
7 months ago | [YT] | 0
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Maximized Money
Would you be interested in doing quarterly resets with me? It’s where I’ll recap the last 3 months (tips, lessons, fun experiences, etc.) and share how I am preparing for the next 3 months?
8 months ago | [YT] | 2
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Maximized Money
New solo travel vlog! I went to Sint Maarten (and Anguilla) for half the cost! Get tips, safety recommendations and a price breakdown by watching it. Money is meant to bring joy too. Work your goals, but enjoy life as well:
https://youtu.be/PHn52oObGqs
8 months ago | [YT] | 6
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Maximized Money
What is your money focus for the next 90 days? 🤑
10 months ago | [YT] | 1
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Maximized Money
Yesterday, I spoke at a first time homebuyers event that my former real estate agent organized. It was amazing! My topic was about getting your money right for homeownership. Public speaking was something I used to shy away from but God has been pushing me to step out on faith. So I’m gonna keep doing it! Full vlog recap coming soon🙏🏾💰
11 months ago | [YT] | 11
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Maximized Money
💥 Debt Free Journey Alert! 💥
Let’s talk about how I paid off over **$80,000** in debt in just **TWO YEARS**! 🏦💸 Y’all, I was a hot mess, and I don’t even know where to start. There were so many things that contributed to it, but the reality hit me: if I kept living the way I was living, my dream lifestyle would always be a freakin' dream. 😩
I did a lot of research in the beginning (including reading about other people's journeys) and I was inspired, but still a little skeptical. Then, God stepped in and made sure I took action. He’s been on me tough about a lot of things, and now I move WAY faster when He speaks.
But now I’m here, 100% CONSUMER debt-free (still have a mortgage), and I want to help YOU get there too! 🚀 Swipe through for some tips and then watch 2 of my debt-free videos (full playlist: Pay off your debt for good
www.youtube.com/playlist?list...) that detail 2 core strategies that can help you.
If you’re ready to take control of your money and get one step closer to financial freedom, you’re in the right place! Let’s get it!
#MaximizedMoney #DebtFreeJourney #DebtFreeCommunity #FinancialFreedom
11 months ago | [YT] | 6
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Maximized Money
Your 9-5 job can do a lot for you if you work it right. I'm proof of it. 🥂
No extra degrees. No side hustles. No scamming. No scheming. 😆
Grab my "Luxury Living on a 9-5 Budget" money masterclass, to help you get started with your financial freedom journey, Don't let this be another year of shoulda, coulda, wouldas: www.maximizedmoney.com/money-masterclass
1 year ago | [YT] | 4
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