Optimise Accountants (UK Tax)

Optimise Accountants is a UK-only investment and wealth strategy channel for people who already have assets and want a system, not tax tips or opinions.

Everything here is built around GROWTH: a structured framework for long-term UK investing:

- goals before products

- portfolios before individual assets

- structure before optimisation

We do not publish:

- “pay zero tax” content

- allowance-chasing in isolation

- fear-based HMRC narratives

Instead, we focus on UK investment system design across:

- buy-to-let property portfolios

- ISAs and market investments

- cash and liquidity planning

- family wealth and succession

Most investors accumulate assets without defining what the portfolio is meant to do. That’s how drift happens, quietly, over the years.

This channel is for UK investors thinking at the portfolio level, with decisions that still make sense over 10, 20, and 30 years.


Optimise Accountants (UK Tax)

Tax Free Savings Investments you can make today

- £20,000 into your ISA (do this before the world changes on 6th April 2026)
- £1,000 tax-free interest for basic rate taxpayers
- £500 tax free interest for high-rate taxpayers
- £500 tax free dividends for all

6 days ago | [YT] | 2

Optimise Accountants (UK Tax)

How does the UK budget affect you?

Not sure: Watch our latest webinar for details:

1 week ago | [YT] | 0

Optimise Accountants (UK Tax)

👨‍👩‍👧‍👦 Inheritance planning isn’t just for the wealthy.

Rising house prices mean more families exceed the £325k nil-rate band.
If your estate includes property, pensions or a company shareholding, you’re already in scope.

What’s your biggest challenge—wills, trusts, or family dynamics?

#InheritanceTax #EstatePlanning #LEGACY #WealthTransfer

1 week ago | [YT] | 0

Optimise Accountants (UK Tax)

💼 4 ISA Tips Before April 2026

1️⃣ Automate monthly funding.
2️⃣ Use both partners’ allowances.
3️⃣ Rebalance annually.
4️⃣ Confirm provider supports flexibility.

#ISA #TaxPlanning #InvestSmart #UKFinance

2 weeks ago | [YT] | 0

Optimise Accountants (UK Tax)

🏢 Over 50% of UK landlords now own via a limited company
(Source: Companies House data)

Main reasons?

✅ Mortgage interest relief (Section 24)
✅ Controlled profit extraction
✅ IHT planning options

Are you considering incorporation before the next rate cycle?

#LandlordTax #PropertyInvesting #UKTax #Section24

3 weeks ago | [YT] | 2

Optimise Accountants (UK Tax)

🗣️ Your next mortgage move if rates pause again this week:
Are you fixing, tracking, or de-gearing?
With swap rates softening, early repayment fees might soon look cheap.
Post your approach below 👇
#Mortgages #InterestRates #PropertyFinance #LandlordLife

3 weeks ago | [YT] | 1

Optimise Accountants (UK Tax)

💡 ISA 2025/26 Update
New flexibility, digital reporting by 2027, and broader fund access are here.
If you plan to withdraw and replace cash, make sure it’s a flexible ISA, not a standard one.
#ISA #TaxFreeInvesting #Savings #UKTax
🔗 HMRC: www.gov.uk/individual-savings-accounts

1 month ago | [YT] | 0

Optimise Accountants (UK Tax)

📊 MTD for ITSA – The Countdown Is On

🗓 2026: starts for £50k+ incomes
🗓 2027: £30k+
🗓 2028: £20k+

Quarterly digital updates.

No more paper returns.

#MTD #HMRC #LandlordTax #SelfEmployed

Watch here: https://www.youtube.com/watch?v=YgTJL...

1 month ago | [YT] | 0

Optimise Accountants (UK Tax)

💷 Dividend planning alert for 2025/26:

With the dividend allowance now just £500, even small withdrawals can create extra tax. Many directors are blending:

- salary up to NIC threshold

- interest or pension contributions

- selective dividends

It’s time to model your pay mix properly.
#DirectorPay #TaxPlanning #LimitedCompany #DividendTax

1 month ago | [YT] | 0