Andrew Ferguson

Avoid These 6 Simple Traps to Start Building Wealth

Ever wonder if you’re actually on the right track with your money…

Or if you’re quietly making mistakes that hold you back?

I’ve been there.

In my mid 20s, I was $18,000 in debt and second-guessing every move. But after hitting millionaire status in my 30s, I realized it wasn’t about working harder or chasing every new investment trend.

It’s about avoiding a few silent traps that most people don’t even see coming.

In my latest video, I break down the 6 biggest wealth-killers I learned to avoid to grow my wealth.

Here’s a preview of what you’ll discover:

- The lifestyle trap drains your wallet before you even notice

- The time-wasters stealing your future (and how to take your hours back)

- Why your ego keeps you stuck, even if you think you’re making progress

- Why trying to do everything yourself is slowing you down

- Advice analysis paralysis (and what to do instead)

- The comfort zone trap

If you want confirmation you’re doing the right things or a wake-up call if you’re not, this video is for you.

Click here to watch now - https://youtu.be/Mr0ec9Pc76g

Don’t let another month slip by wondering if you’re missing something.

Watch the video now and see which mistakes you can cross off your list.

Keep building,

Andrew

2 days ago | [YT] | 1

Andrew Ferguson

3 Money Laws That Built My Wealth (And Can Build Yours Too)

1. The Law of Abundance

Most people think money is scarce.

But the truth?

There’s more than enough to go around. When you believe in abundance, you start spotting opportunities others miss.

I used to think only rich people could find deals and invest to make money. After reading the book Rich Dad Poor Dad, I realized that I was looking at my problem the wrong way and my limiting beliefs were the things keeping me from building wealth.

Once I realized I could win too, even as a beginner I started to gain some early wins in real estate that would go on to set up a lot of my other investments.

2. The Law of Attraction

Wealth starts in your mind. When you believe you can become rich, your actions, energy, and decisions begin to align with that belief.

Do you know someone who’s always upbeat, and even when something bad happens to them, they shake it off quicker than anyone else?

It’s because they have a positive mindset.

When you adopt a “can do” attitude instead of “can’t” you are giving yourself permission to go out and find success.

This works for anything in life including money.

Want to invest in stocks… Telling yourself you can figure it out is a huge first step.

3. The Law of Money Motion

Money is like energy, it needs to move to grow.

Letting it sit in a savings account and it’ll go nowhere.

But invest it into assets, especially ones that provide some cashflow and you get your money moving.

It becomes circular and will flow back to you, at which point you keep it moving by redistributing it back into more assets.

My small $6,000 savings were used to buy a house (my first investment).

The profit on that first property ($80,000) was kept in motion by investing in the stock market and buying another home.

And that’s how wealth compounds slowly over time… as long as it’s moving.

If you’re already using these 3 laws to your advantage and want to know if you’re on track to become a millionaire, I created a free tool to help you find out...

Download the Millionaire Gap Calculator here: shop.andrewbuildswealth.com/millionaire-gap

See exactly how long it’ll take to hit your first million and get tips to speed up the process.

Don’t just work for your money.

Make your money work for you.

Andrew

3 days ago | [YT] | 2

Andrew Ferguson

Ever feel like your paycheck is just paying for your past...

Not building your future?

You’re not alone, and it's not your fault.

Most of us were born into a system designed to keep us in debt, always running just to stay in place.

The banks and government want you to borrow, spend, and depend on them forever.

But what if there’s a way out?

Here’s what you’ll discover in my latest YouTube video:

- The hidden flaw in how banks create money (and why it keeps you stuck)

- Why saving alone won’t set you free... even if you’re disciplined

- The 3-bucket system I’ve used for 10 years to quietly escape the financial

hamster wheel

If you’ve ever wondered:

- “Why am I always behind, no matter how hard I work?”

- “How do I actually start building real wealth?”

- “Is there a way to protect myself from inflation and debt?”

This video is for you.

My Escape Plan (And How You Can Start)

- Active Income: How to maximize your earnings and set the foundation

- Investments: Simple ways to build assets that work while you sleep

- Inflation Protection: The overlooked step to shield your future wealth

I break it all down with real examples and practical steps you can start today.

Ready to see the path forward?

Watch the video now - https://youtu.be/9Q6uQuKRi2c

You’re not stuck.

You just need the right plan and a little encouragement to get started.

Keep building,

Andrew

1 week ago | [YT] | 0

Andrew Ferguson

If you could snap your fingers and solve one money problem, what would it be?

1 week ago | [YT] | 1

Andrew Ferguson

3 Things You Can Do This Weekend To Create More Cash Flow

January has almost come and gone,

Which is wild!

So if you’re focusing on improving your financial game this year…

You can close this month strong…

By picking one of the following strategies to boost your income.

#1 - The Instant Boost

You know all the stuff sitting around your house collecting dust?

The items that’ve been sitting on shelves for 6 months… or longer.

It’s time to pick out a few, snap some pics and throw them up on Facebook Marketplace.

The goal here is to bank $50 over the weekend.

Nothing crazy.

But when you do this consistently, like every Saturday…

You set up a habit that can produce an extra $600 a year.

Plus, you get the added benefit of de-cluttering your home, reducing stress levels and promoting a healthier space to live in.

One pro tip that I’ve used to sell furniture, appliances, workout gear, camping stuff and a pop-up trailer…

Make the listing jump off the screen with a big bold title like… “The Vintage Trailer That Never Dies”

Once you get the click then its about selling the benefits to the customer in the text of your listing instead of the features of the item.

#2 - The Recurring Boost

Next up, the one that I’m going to do myself…

If you haven’t called up your TV or internet provider in the last 12 months it’s time to check in.

One phone call, politely threatening to leave can do wonders for your monthly bill.

Always do your research before dialing so you have solid numbers to back up your reason for leaving.

For example, right now I pay $180/mth for the top internet speed in my area, yet if I were a new customer with the same provider it would only cost me $80/mth.

And, the next best competitor is $100/mth…

So I’m paying way too much.

Which is exactly what I’ll say on the phone.

And then the customer service rep will offer a new rate that will cut my current payment by $50-$80/mth.

Reducing my monthly bill unlocks $600-$720 a year.

One phone call, nearly $1,000 richer.

#3 - The Future Boost

This one is about building equity for your future self.

Think of three people in your professional network you enjoy talking to.

Maybe it’s someone you met at a conference and shared a beer and a laugh with.

Someone you are on video calls with but have never met in person.

Basically, anyone in the same industry, but not working for your company.

Send them a text, an email, a LinkedIn message…

Whichever you prefer, but reach out to three people and lock down a date with each to grab lunch.

Then follow these rules when you meet:
- Show up 10 minutes early and grab a table
- Greet them with a smile when they arrive
- Thank them for making time to meet up
- Spend the first 15 minutes talking about them, and not work stuff.
- Ask questions like, “What’s exciting in life for you right now?” “What’s the next
project around the house?” “Where are you taking the family for vacation?”
- Your questions should be open-ended and prompt an actual human response
instead of just “Yes, No, Good”.
- Actually listen to them and ask follow up questions… again open-ended
- Wait until they’re done to share new points or answer questions about yourself
- Bring one piece of information that is work related to share with them

This positions you as a caring person and thought leader.

You’re helping them and building trust.

Here’s what’s going to happen.

After lunch, they’re going to head back to the office and when people ask them where they were they’ll say, “I was at lunch with so and so from company X”.

They’ll note they had a good time - as long as you make it about them - and spread the word about the helpful bit of info you shared.

You’ll do the same in your office and this will show your boss you can network and build relationships.

A key for every business.

You’ll be seen as more of a go-getter, and you’ll put yourself on a faster track for salary bumps and promotions.

Plus, you’ll build connections at other companies…

So if you ever want to make a change you’ll have someone who can vouch for you and get your resume to the top of the list.

When working in the corporate world I would do this with 2-3 clients/colleagues a month.

And it’s also a great way to force build your communication skills.

Again, this one is about building your future income.

The cash bump won’t come today, but stack this habit over the next 12 months and watch your career really take off.

Remember, for all of these… small… consistent actions… will produce huge results.

You just have to be willing to let them compound over time.

Like this post if you'll be trying one strategy this weekend!

Andrew

1 week ago | [YT] | 1

Andrew Ferguson

This Is The Thing That 99% Of People Should Invest In First

Whenever someone asks me what I do for work, it still feels a bit weird saying,

“I run a YouTube channel and teach people how to build wealth”.

What usually happens next is…

They say ”That’s really interesting” and…

Immediately hop into a story about an investment they made once.

Then then subtle ask me what I think a good investment is right now.

And since I get this question a lot, I thought I’d answer it here.

So it’s pretty straightforward.

I believe the best investment you can make is in upgrading your skills, so you can earn more at your current job.

Here’s why…

When you’re making $40,000 a year selling cars, you’re taking home roughly $2,500-$2,700 a month after taxes.

And let's say that income comes from selling 10 cars a month.

Now, when you invest in yourself and say, take a course to learn advanced sales skills…

You become better at your job, and can sell more cars…

Earning more money.

So you can now sell 15 cars a month.

Getting you to $60,000 a year or $3,700-$3,900 a month after tax.

That’s a $1,200 lift per month…

Or an extra $14,400 total for the year.

To make that same amount investing in something that’s safer and lower risk, like
buying shares of the S&P 500, you’d need a bankroll of $180,000 and an 8% return.

But most people don’t have a cool $180k sitting around.

Which is why I come back to the point of investing to upgrade your skills.

Having the ability to generate an extra $1,200 each month doesn’t just disappear.

You can use those skills for the next 10, 15, or 25 years to continue to earn more.

And I guarantee the course, the mentorship, the training that you need to increase your income isn’t going to cost you six-figures.

It’s more likely in the $500-$2,000 range.

Which is a heck of a deal.

When I was coming up in the engineering world, I took training courses on road safety, watermain construction, and pavement condition assessments.

Each one ran for 3 days and cost around $1,000, which my employer graciously paid for.

But what I got out of them I used for nearly a decade to become a stronger employee and solve bigger problems.

Which led to salary increases.

So no matter what industry you’re in, there will be some skill to upgrade, some course to take that can help you boost your income.

And once you do that a few times and you have more disposable income, that’s when you can start spreading it out to other types of investments.

But get the base built up high first.

That’s where the best returns are in the beginning.

If you want even more wealth building tips just like this, join my free weekly newsletter by clicking this link.

shop.andrewbuildswealth.com/home

Andrew

1 week ago | [YT] | 0

Andrew Ferguson

I’ll admit it…

When I learnt what credit spreads were, I thought I had discovered the golden ticket of options trading.

I mean, where else could you get 90% odds of success, have full risk control and only need to put $500 into a trade?

So I used them repeatedly to stack small wins.

But I noticed a pattern after a few months.

I would go on a streak of winners and stack $50’s like I was on autopilot.

That’s when the market wasn’t moving up or down too aggressively.

But eventually, there would be a rip, and I’d get caught like a deer in headlights.

Not knowing how to “fix” what had gone wrong.

That lack of knowledge of how to manage a credit spread trade when it goes bad was crippling.

Plus, I also had to deal with the loss of cold, hard cash.

Everything I had made would get swept up in one or two runaway positions.

Naturally, I wanted to stop this from happening, so I spent time scouring books on my shelf, looking for clues on what to do to save a bad credit spread.

The paperbacks didn’t have the answers I needed, so off to YouTube.

And after a number of lacklustre videos, it finally dawned on me.

“I should check out what Gavin from Options Trading IQ has on the subject.”

See, Gavin is big on systems and creating a playbook to follow.

So if X happens, you do Y.

If Plan A doesn’t work, you go to Plan B, then Plan C and so on…

And wouldn’t you know it, he had the answer I was looking for.

It came in the form of an hour-long tutorial explaining credit spreads in depth… including rules and strategies for making the best of them when they start to blow up in your face.

I really wish I hadn’t spent 40 hours of my life searching for the answer, before finding Gavin’s video…

But hey, we all learn lessons as we go through life.

Mine was when I had an advanced question about trading options; Gavin was the go-to resource.

The information he shares on his YouTube channel could easily be packaged up and sold for thousands…

But instead, he prefers dive deep with small group trainings.

To really maximize students’ opportunity to learn and master advanced options trading techniques.

So if you want to:

- Build your confidence trading options
- Learn how to risk less and profit more
- Open your trading app and know exactly what to do
- Master strategies like diagonal spreads, trapdoors, butterflies and more
- Have systems to follow, step-by-step
- Minimize the amount of time needed to “get it”
- And get the largest return on your investment
- Then you need to check out the Options Income Mastery program.

This is everything Gavin knows about options - which is a ton after 20-years - packed into an intense, high-value, 4-week training program.

All for just $398.

Which is a heck of a deal.

I mean, if you tried to learn everything Gavin is going to teach you on your own, it would take you well over 1,000 hours.

And if your time is worth $25 and hour, that’s a $25,000 investment.

You’re only paying 2% of that.

So grab a spot now, because they are limited and registration closes soon.

Just head over to the checkout page and get yourself signed up right here.

optionstradingiq.lpages.co/options-income-mastery-…

I think this training is going to be a game-changer for your options trading.

So I hope you’ll take advantage of the opportunity.

Andrew

P.S. I’m only promoting Gavin’s training because I know how good a teacher he is and how he can help boost your trading. His methods work.

P.P.S. Here’s the link to the credit spread video on Gavin’s YouTube channel.

https://youtu.be/FbYQhDqGy8o?si=2M_oG...

1 week ago | [YT] | 0

Andrew Ferguson

I’m reading James Clear’s book Atomic Habits and came across a highly impactful sentence that’s too important not to share with you.

After scanning over it, I stopped and thought, “Holy shit… this makes so much sense.”

And he writes…

“Your outcomes are a lagging measure of your habits.”

It seems so simple right?

What you do constantly, you will become.

Not right away, but after lots of repetition.

Building a high net worth comes long after you’ve established good financial habits like spending less than you make, increasing your income and investing regularly.

And I don’t know if it just hit different because it’s laid out like that on a page or what, but I had a mini revelation when I read that line.

It gave me an energy boost, realizing that small changes to ongoing habits can
produce huge results.

Now the difficult part is finding the courage to continue to do the habits, without any reward for what can be a ridiculous amount of time.

I’m talking years.

Or even decades for some things.

For example, if you want to complete a marathon, but right now you can’t jog a mile without stopping…

The end result you want is going to take some time to achieve.

But the habit of getting out of bed 30 minutes earlier than normal, lacing up your shoes and squeezing in a short run before work is something you can do right now.

And if you do that enough times, eventually, down the road, the effort will compound and you’ll find yourself crossing the finish line.

The result just takes time to show up.

As Clear writes… it lags.

Think about it this way.

When you’re boiling a pot of water on the stove.

You turn on the burner and put the pot down.

It doesn’t boil instantly.

All the heat is absorbed, but you don’t see a physical change in the water until it hits 100°.

The energy is compounding the whole time, and 10 minutes after you started (the lag), the water finally boils.

So, let me ask you this.

The big goal, the monster thing you are set to crush this year…

Are you executing on the daily habits that will produce the result you want?

If you aren’t, this is your wake-up call.

Bad habits also compound… but in a negative way.

Taking you further away from your dream.

Focus on making one small change for the next 7 days to get yourself back on track.

Then another one, 7 days after that, until your momentum is headed in the right direction again.

And if you’re already crushing the small actions that lead to major change, but you’re still wishing it would all happen faster.

Remember, it takes time to boil the water.

Your good habits are compounding in the right direction.

The lagging effect is in play…

The energy is building…

There just hasn’t been enough time yet for it to come to the surface.

Keep doing what you’re doing and your breakthrough will come.

If you liked this post and want to get more helpful content from me, every Thursday I send out an email newsletter to over 500 people with wealth building tips and you can sign up for free by clicking this link.

shop.andrewbuildswealth.com/home-page

Andrew

1 week ago | [YT] | 3

Andrew Ferguson

Hold onto your coffee cup for this one…

Big news for you if you’re looking to upgrade your options trading skills in 2026.

I’m happy to announce that I’ve partnered with a 20-year options trading pro… Gavin McMaster of Options Trading IQ.

And he’s got the perfect training program that just opened its doors for a limited time.

So if you want to:
- Build your confidence trading options
- Learn how to risk less and profit more
- Open your trading app and know exactly what to do
- Master strategies like diagonal spreads, trapdoors, butterflies and more
- Have systems to follow, step-by-step
- Minimize the amount of time needed to “get it”
- And get the largest return on your investment

Then you need to check out the Options Income Mastery program.

This is everything Gavin knows about options - which is a ton after 20-years - packed into an intense, high-value, 4-week training program.

I get a ton of messages from viewers and clients, wanting something beyond the basics of buying and selling calls and puts.

This is that something.

Gavin is someone that I’ve been following and learning from for years, and I’m over the moon excited that he’s agreed to help you take your options trading to the next level.

And in my 6 years of coaching, I’ve never partnered with anyone else. 

Not once.

Gavin is just that good of a trading coach.

I know he can maximize your results and be the “missing piece” in your options trading.

Here’s the deal…

The Options Income Mastery training starts on January 29th and runs for 4 weeks, featuring live webinars and a dedicated members' chat area.

Plus, you get direct access to Gavin… which is nuts.

Think about how much you will learn from a trader with two decades of professional experience being a message away?

That’s like taking 10,000 hours of specialized training, squeezing it into a bottle of your own options trading “Secret Stuff” and letting you take a drink from it whenever you need.

You’re going to boost your win rate.

You’ll avoid the bad trades.

And you’ll know how to adjust when the market makes a U-turn.

All for just $398.

Which is a heck of a price.

That’s less than the cost of one bad trade that you let sit there “hoping” it’ll turn around.

Now, you should know, there are limited seats.

So don’t doddle because Gavin has a large following of his own, and this program always sells out.

Just head over to the checkout page and get yourself signed up right here.

optionstradingiq.lpages.co/options-income-mastery-…

I think this training is going to change the game for a lot of people…

So I hope you’ll invest in yourself and take advantage of the opportunity.

Andrew

P.S. This is Gavin's own training program. I'm not actively involved with the webinars or content. I'm sharing the link to his training as an affiliate partner because I truly believe in his ability to elevate your trading.

2 weeks ago | [YT] | 0

Andrew Ferguson

You Can’t Always Give 100%... But Give What You Can

I hopped up on the treadmill at the gym last night and immediately felt pain.

There was a throbbing in my right ankle that quickly escalated from mild discomfort
to me questioning whether I should continue with my workout.

You see, I had been out shovelling snow earlier in the week and didn’t lace up my boots all the way. The price for that misjudgement was a slip on a piece of ice and a nasty sprain.

But in that moment, taking my first few steps on the treadmill, I fought with myself and said,

“Just get through the 5-minute walk to warm up. Don’t quit yet”.

So I carried on, and after loosening things up, getting the blood pumping, it started to feel better.

Even good enough that I decided to warm up for some deadlifts.

And after I made it through those, I knew I would be fine for the rest of the session.

But as I moved on to the next exercise, I couldn’t stop thinking about a message from Alex Hormozi, one of the great business builders alive today.

He shares the concept that every month has 30 days.

And out of those 30 days, you’ll have 10% where you’re at peak performance, 10% at low performance, and the remaining 80% is somewhere in the middle.

That means three days out of the month you won’t have your “best stuff”.

And your day will be a struggle.

But that doesn’t mean you should stop.

Even if you can’t give 100% and be as efficient as possible, it’s important to give what you can.

So just because I was a little banged up physically, it didn’t mean I should throw out the entire workout.

The better we get at accepting times when things are difficult…

And the more we choose to take action and complete our tasks despite the difficulty…

The more success we invite into our lives.

Continuing the act matters.

So next time you’re not feeling “great” and you think about skipping that workout…

Or want to put off looking at your budget because it’s been a long day…

Or would rather watch Netflix to unwind versus a useful podcast…

I hope you’ll think about showing up with what you have left.

It doesn’t have to be perfect.

You just have to keep going.

Keep compounding the process.

And eventually those good habits will provide the results you really want.

Andrew

2 weeks ago | [YT] | 1