Budget Retirement Options

Ecuador Is Cheaper Than Mexico. And Easier to Qualify for Residency. Here's the 411

If you can't qualify to retire in Mexico, check out Ecuador.

Ecuador offers many of the same things people love about Mexico—beautiful Pacific beaches, breathtaking mountains, colonial towns, and warm weather—but at a lower cost.

On average, the cost of living in Ecuador is 20% to 30% lower than Mexico, and rents can be **40% to 50% less**, depending on the city. ([Numbeo]

If you're worried about qualifying for residency, Ecuador's retirement visa currently requires proof of about **$1,446 per month** in lifetime retirement income, such as Social Security or a pension. ([Investopedia][2])

The weather is another big plus. Beach towns typically range from 75 to 88°F year-round, while mountain cities like Cuenca enjoy comfortable daytime temperatures between 65 and 75°F.

As for safety, it depends on where you live. Like Mexico, some areas have higher crime than others, but many expats enjoy peaceful lives in popular communities by choosing their location carefully.

If Mexico isn't an option, Ecuador could give you the same amazing lifestyle—for a lot less money.

[1]: www.numbeo.com/cost-of-living/compare_countries_re… "Cost of Living Comparison between Mexico and Ecuador"
[2]: www.investopedia.com/5-latin-american-countries-of… "5 Latin American Countries Offering Comfortable Retirement on $2,000 a Month"

1 week ago | [YT] | 5

Budget Retirement Options

San Juanico, Mexico, also known internationally as Scorpion Bay. Now this particular destination rang a few bells. One. It is near the United States. Two. It has three bedrooms and three baths. And three it overlooks the Pacific Ocean. But most importantly, the rent ranges between $700 to $1000 a month. www.airbnb.mx/rooms/1436577280110429956?utm_source…

Interested?

Let’s talk about it. San Juanico is one of the most remote and authentic beach towns on Mexico's Pacific coast. If your dream is a quiet retirement surrounded by the ocean rather than nightlife and shopping, this little fishing village deserves a closer look.

Population

San Juanico has a population of roughly 700 to 900 people, depending on the season. It remains a working fishing village with a small but growing international community of surfers, retirees, and seasonal visitors.

What is it famous for?

The town is world-famous for Scorpion Bay, considered by many surfers to be one of the best long right-hand point breaks in the world. Even if you don't surf, the miles of uncrowded beaches, dramatic sunsets, whale watching, fishing, kayaking, and bird watching make it a beautiful destination.

Cost of Living

Compared to Cabo San Lucas or Puerto Vallarta, San Juanico is inexpensive.

Typical monthly costs for a retiree might look something like this:

* Ocean-view Airbnb: $700–$1,000
* Local meals: $6–12
* Groceries: Lower than major resort towns, though imported products cost more.
* Utilities: Reasonable, but summer electricity costs can increase if you use air conditioning.

A couple living simply could often live comfortably on $1,600–2,200 per month, depending on housing and lifestyle.

Internet

This is probably the biggest drawback.

While internet service has improved, it is still limited compared with larger Mexican cities. Many remote workers rely on Starlink or similar satellite services. Cell coverage can also be inconsistent.

Healthcare

San Juanico has a small local clinic for basic care.

For specialists, hospitals, surgeries, or advanced testing, residents generally travel several hours to larger cities such as Ciudad Constitución or La Paz.

If excellent healthcare is one of your highest priorities, San Juanico may not be the best permanent retirement location.

Shopping

Don't expect Costco, Walmart, or shopping malls.

You'll find:

* Small grocery stores
* Fresh seafood
* Local restaurants
* A few cafés
* Basic supplies

Many residents stock up during trips to larger cities.

Climate

The weather is one of the town's biggest attractions.

* Warm most of the year
* Mild winters
* Cooling Pacific breezes
* Low humidity compared with many tropical destinations

Summer afternoons can become hot, but the ocean usually provides relief.

Safety

San Juanico has a reputation for being peaceful.

Like many small fishing villages, residents know one another, and violent crime is relatively uncommon. Standard travel precautions still apply, but it is generally considered a relaxed community.

Recent Improvements

One of the biggest changes came recently when San Juanico was connected to continuous electrical service. For decades, the town depended on limited generator power, but a major infrastructure project extended the electrical grid, bringing 24-hour electricity and improving daily life for residents and businesses.

Is it good for retirees?

If your priorities are:

* Peace and quiet
* Ocean views
* Beautiful sunsets
* Fishing
* Nature
* Affordable housing
* Escaping crowds

then San Juanico could be an excellent choice.

However, if you want:

* Large hospitals
* Fast fiber internet
* Shopping malls
* Nightlife
* Airports nearby
* Numerous restaurants

you would probably be happier in Mazatlán, La Paz, or Puerto Vallarta.

2 weeks ago | [YT] | 9

Budget Retirement Options

Here's a practical checklist that travelers should complete as soon as they walk into an Airbnb rental:

1. Check for any damage to the property.
2. Take photos and videos of every room before unpacking.
3. Test the front door locks and make sure they work properly.
4. Confirm you have the correct Wi-Fi name and password.
5. Check that the heating or air conditioning is working.
6. Test the lights and electrical outlets.
7. Turn on the hot and cold water in the kitchen and bathroom.
8. Flush the toilets and check for leaks.
9. Look for signs of insects or pests.
10. Check that smoke and carbon monoxide detectors are present.
11. Count the keys or verify the smart lock instructions.
12. Inspect windows and balcony doors to ensure they lock securely.
13. Make sure appliances such as the refrigerator, microwave, stove, and coffee maker are working.
14. Check that towels, linens, and essential supplies are provided.
15. Locate the first aid kit and fire extinguisher.
16. Find the emergency exits and review any emergency instructions.
17. Verify that valuables listed in the description (TV, safe, washer, etc.) are present.
18. Look for any unusual odors, mold, or water damage.
19. Confirm the check-out instructions and house rules.
20. If you find any problems, report them to the host immediately through the Airbnb app and include photos.

**Pro Tip:** Spend the first 10 minutes inspecting the property before unpacking. A quick video walkthrough with your phone can protect you from being held responsible for damage that was already there.

2 weeks ago | [YT] | 1

Budget Retirement Options

For years, the United States has dominated the headlines when it comes to illegal immigration and deportations. Now, another major nation appears to be taking an increasingly aggressive approach to enforcing its immigration laws.

Saudi Arabia has announced that it deported **more than 11,000 illegal residents in just one week** following nationwide security operations targeting violations of residency, labor, and border security laws. According to the Saudi Ministry of Interior, authorities arrested more than **15,200 people** during inspections conducted across the Kingdom between June 18 and June 24. Of those detained, **11,297 people were deported**, while thousands of others remain in legal proceedings or are awaiting travel documentation. ([Gulf News][1])

The campaign also targeted those attempting to enter Saudi Arabia illegally. Authorities reported arresting **1,763 individuals** trying to cross the border unlawfully, along with dozens of people accused of transporting, sheltering, or employing undocumented migrants. Saudi officials warned that anyone assisting illegal immigration could face prison sentences of up to **15 years**, fines reaching **SR1 million**, and confiscation of vehicles or property used in the offenses. ([Gulf News][1])

### Is Saudi Arabia Following the U.S. Example?

Some observers see similarities between Saudi Arabia's recent crackdown and the tougher immigration enforcement policies that have gained momentum in the United States. Both countries argue that enforcing immigration laws helps protect national security, preserve jobs for citizens, and maintain the integrity of their legal immigration systems.

Supporters of stricter enforcement say nations have both the right and the responsibility to control who enters and remains within their borders. They argue that allowing large numbers of undocumented immigrants to remain indefinitely places pressure on public services, housing, healthcare, and employment opportunities.

Critics, however, warn that aggressive enforcement campaigns can create humanitarian concerns, particularly when large numbers of migrant workers are involved. Human rights organizations have long urged governments to ensure deportations follow due process and that detainees are treated fairly throughout the legal process.

### A Global Trend?

Saudi Arabia's actions may reflect a broader international trend rather than an isolated policy shift. Around the world, governments are tightening border controls, increasing visa enforcement, and taking stronger action against individuals who overstay visas or work without legal authorization.

As economic uncertainty, labor shortages, and migration pressures continue to affect many nations, immigration policy is becoming one of the defining political issues of the decade.

Whether one agrees or disagrees with these policies, one thing is becoming increasingly clear: governments across the globe are placing greater emphasis on enforcing existing immigration laws.

Time will tell whether this tougher approach becomes the new international standard—or whether countries eventually seek a different balance between border security, economic needs, and humanitarian concerns.

The article is based on Saudi Arabia's reported enforcement actions and avoids asserting that Saudi policy was directly inspired by the United States. While the title uses "Monkey See, Monkey Do?" as commentary, the body presents the comparison as an observation rather than a factual claim. The reported figures come from Saudi authorities as summarized in recent reporting. ([Gulf News][1])

[1]: gulfnews.com/world/gulf/saudi/saudi-arabia-deports… "Saudi Arabia deports more than 11,000 illegal residents in one week"

1 month ago | [YT] | 1

Budget Retirement Options

Impact-Site-Verification: 56b571b1-6361-42c1-9ef9-9c0a53284bbd

1 month ago | [YT] | 0

Budget Retirement Options

Looks like the travel industry will be okay: Read the entire article: www.msn.com/en-us/health/other/world-first-vaccine…

2 months ago | [YT] | 0

Budget Retirement Options

This is ONE of the reasons we warn Americans on this channel about turning their backs on America. There is "talk" about 50% ownership by the public in artificial intelligence! Read the entire article here: Donald Trump, Bernie Sanders and Sam Altman are all talking about public ownership in AI www.msn.com/en-us/news/politics/donald-trump-berni…

2 months ago | [YT] | 0

Budget Retirement Options

Sri Lanka is making a major move to attract more visitors by eliminating tourist visa fees for travelers from 40 countries, including the United States. The new policy allows Americans and other eligible visitors to receive a 30-day Electronic Travel Authorization (ETA) without paying the usual visa fee, helping to reduce travel costs and make the island nation more accessible. While the visa itself is now free, travelers must still complete the online ETA application before arriving in the country.



Tourism officials hope the change will encourage a new wave of international visitors as Sri Lanka continues rebuilding and expanding its tourism industry. Known for its stunning beaches, ancient temples, tea plantations, wildlife parks, and UNESCO World Heritage Sites, Sri Lanka has long been considered one of Asia’s most beautiful destinations. By removing visa fees, the government is sending a clear message that the country is open for business and eager to welcome tourists from around the world.



For American travelers, the savings may seem modest, but the symbolic impact is significant. The visa waiver simplifies the travel process, lowers entry costs, and makes Sri Lanka more competitive with other popular destinations in Southeast Asia. The free ETA is generally valid for 30 days and includes a double-entry provision, allowing visitors some flexibility during their stay. However, anyone planning to remain longer than 30 days must apply for an extension and pay the applicable fees. ([IAG][2])



The decision reflects a growing global trend among countries that rely heavily on tourism revenue. Instead of collecting relatively small visa fees, governments are focusing on attracting larger numbers of visitors who will spend money on hotels, restaurants, transportation, entertainment, and local businesses. Sri Lanka appears to be betting that increased tourism spending will more than offset the loss of visa revenue. ([VisasNews][3])



For retirees, slow travelers, digital nomads, and budget-conscious Americans looking for an affordable overseas experience, this policy change could make Sri Lanka an even more attractive destination. From tropical coastlines and safari adventures to historic cities and mountain retreats, the country is positioning itself as one of the most accessible and affordable travel opportunities in Asia for 2026.

SIR LANKA IMMIGRATION
www.srilankaimmigration.org/check-requirements/uni…

DOCUMENTATION LINKS:

([euronews][1])

[1]: www.euronews.com/travel/2026/05/26/sri-lanka-waive… "Sri Lanka has waived visa fees for tourists from these countries"
[2]: asgam.com/2026/05/27/sri-lanka-introduces-fee-free… "Sri Lanka introduces fee-free visas for tourists from 40 countries"
[3]: visasnews.com/en/sri-lanka-parliament-approves-fre… "Sri Lanka: Parliament approves free visas for 40 countries, but ETA remains mandatory"

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2 months ago | [YT] | 0

Budget Retirement Options

Dear Expat: What If Other Countries Begin Acting Like the United States?



Today, I want to ask you a serious question.



What if other countries begin treating Americans the same way the United States is now treating foreigners and non-citizens?



What if countries around the world decide to tighten immigration laws, increase financial checks, monitor bank accounts, limit visas, and make life harder for foreigners living abroad?



For years, many Americans believed moving overseas meant freedom, lower costs, less stress, and a better quality of life.



But now, many expats are asking a new question.

Are we really as safe as we think?



Recent executive actions in the United States are creating concern among immigrants, visa holders, and even legal residents. Reports say new policies could require some green card applicants to leave the United States and apply again from their home countries. ([New York Post]



Other reports say banks may now face pressure to pay closer attention to customers' citizenship status. ([Reuters)



Now stop and think about this for a moment.



What happens if other countries decide to copy these same ideas?



Imagine living peacefully in another country for five or ten years.



You rent an apartment.



You spend money in local businesses.



You follow the rules.



Then suddenly, the government changes.



A new political party takes control.



New laws are introduced.



And foreigners are no longer welcomed the same way.



Your visa could become harder to renew. (This is already happening)



Your bank account could face restrictions.



Property ownership laws could change.



Taxes on foreigners could increase.



Healthcare access could become limited.



And overnight, you may go from “welcome guest” to “economic burden.”



This is not fear-mongering.



This is reality.



Governments around the world watch each other closely.



When one powerful country changes policy, others often follow.

We saw this during COVID.



Countries copied border restrictions.



Travel rules changed overnight.





And many expats suddenly discovered they were not as protected as they believed.



Now, let me be clear.



Not every country is anti-expat.



Many nations still welcome foreigners because retirees, digital nomads, and investors bring money into local economies.



Countries like Georgia, Mexico, Thailand, Malaysia, Panama, and Portugal have benefited greatly from foreign residents spending money locally.



But politics can change quickly.



Economic pressure changes governments.



And rising housing costs sometimes create anger toward foreigners.



In some countries, local citizens already complain that expats are driving up rent prices and changing neighborhoods.



Sound familiar?



That same argument is playing out in the United States right now.



So here is the lesson.



Expats should never become overconfident.



Do not assume you are untouchable because you left America.



Do not assume your retirement visa will last forever.



And do not assume foreign governments will always remain friendly.



Smart expats prepare for change before change happens.



That means:

Always keep emergency savings.

Keep valid travel documents updated.

Have access to more than one bank account.

Avoid depending completely on one country.

Learn local laws.

Respect local culture.

And most importantly, never forget that you are a guest in another nation.



Now here is the good news.



Most countries still value respectful foreigners who contribute positively to the economy and community.



The goal is not panic.



The goal is awareness.



Because the world is changing.



Governments are changing.



Immigration systems are changing.



And Americans living overseas should pay attention.



What happens in the United States today could become policy somewhere else tomorrow.



This is Sandy Ingram.
Publisher of the Budget Retirement Options YouTube Channel
youtube.com/@BudgetRetirementOptions



Please subscribe, share this video, and stay informed.



Because smart expats prepare before problems arrive.



[1]: nypost.com/2026/05/22/us-news/trump-admin-announce… "Trump admin announces green card applicants must leave US and apply from home country"


[2]: www.reuters.com/world/trump-backs-down-requiring-b… "Non-citizens face more scrutiny on bank activities after Trump order"

2 months ago (edited) | [YT] | 7

Budget Retirement Options

What if I told you… over 54 million Americans don’t have access to a 401(k)?
That means no easy way to save for retirement… and no clear place to start.
Now here’s the big move.
President Donald Trump just signed an executive order to change that.
It creates a new government-backed website—TrumpIRA.gov—where Americans can compare and open retirement accounts… all in one place.
This is designed for people who work part-time, change jobs often, or work for small businesses with no benefits.
And here’s what makes it powerful.
The platform will offer low-cost, simple investment options, similar to the federal government’s Thrift Savings Plan—known for keeping fees low and investing easy.
This builds on a policy from Joe Biden, which offered up to $1,000 in matching contributions for low-income savers.
But this new plan focuses on something even bigger…
Access.
Because the real problem isn’t just money…
It’s that millions of people don’t know where to start.
A single, trusted platform could remove confusion, lower fees, and finally make retirement saving simple.
And if that happens…
This could be one of the biggest shifts in how Americans prepare for retirement in years.
Follow for more updates on retirement, investing, and building income anywhere in the world.

3 months ago | [YT] | 3