Millennial in Debt

Building generational wealth and financial freedom one ramen meal at a time.

Get money advice, tips, and information on a weekly basis with a dash of teacher centric lifestyle in the mix!


Millennial in Debt

It is officially 7:00pm sunset season and I am so beyond thrilled! To celebrate let’s do a quick 5 day challenge that focuses on prioritizing our health and wealth at the same time.

The rules are super simple.

1 Keep track of your steps during the week starting today.

2 At the end of each day your total number of steps will fall into a specific bracket equal to how much you’ll be putting into your HYSA. [Save this post so you can keep track of the savings brackets]

3 Saturday morning tally up each individual day’s saving amount.

4 Whatever the total amounts to is how much you have to transfer into your HYSA

Last step: Share your total number of steps for the week and how much you transferred into your HYSA.

My goal is to hit 10,000 each day this week and transfer $100 dollars! I’ll be sharing updates with y’all every day !

YOU IN? 👀 Tag a friend to join you! Let’s get it done!

1 month ago | [YT] | 32

Millennial in Debt

It's the first, so you know what that means! Here are your reminders to set your self up for success this month

🥬 Clean out your refrigerator -- that lettuce is brown back there  
🧽 Change your sponges and filters 
🖌️ Clean your makeup brushes -- your skin is begging you!  
🧖‍♀️ Put out fresh sheets, pillowcases + towels (weekly but start today) 
💰 Transfer $25 to your HYSA weekly

FINAL REMINDER: Stop treating yourself like a machine. You're not a robot. Rest isn't a reward it's necessary

1 month ago | [YT] | 34

Millennial in Debt

Don't go into 2025 without having your money questions answered.

Have you ever wondered how to open a Bakdoor Roth IRA?
When Should Children Start Investing?
How To Pay Off Debt While Living Paycheck to paycheck?

In Day 9 of the 12 Days of Money 💰 I'm focused on giving practical actionable answers to your most requested money questions. 

Full Video 📺 here: https://youtu.be/SOmQmiGYe08

3 months ago | [YT] | 7

Millennial in Debt

If you're struggling to get your money right and want to learn how to manage your money better, here are 3 things you need to do before 2025 to be more successful with your money.

Check out the full video of day 8 of the 12 Days of Money 📺 now: https://youtu.be/QfX9HwPITOM?si=L7smU...

4 months ago | [YT] | 7

Millennial in Debt

If you’ve said: “I really need to learn more about investing” I’m gonna need you tapped in!

Head to 🔗 to day 7 of the 🎄 12 Days Of Money 🎄: https://youtu.be/3wi3NM_Q0yw?si=DY7Lk...

This is my most detailed and simplified breakdown to get you started investing in 2025 confidently.

Whether you’ve got $10 or $1,000 to invest next year, you’re getting invested in the market and learning the ins and outs as you go.

Time IN the market is the priority especially when one of your goals is building generational wealth and retiring comfortably.

First things first: open that account !

What investing questions can I answer for you? 👇🏾 drop them below !

4 months ago | [YT] | 16

Millennial in Debt

The median retirement savings in the US is $87,000. That’a NOT enough to retire comfortably.

It can be hard to believe that investing small amounts consistently can make a difference

Day 6 of the 🎄 12 Days of Money is about 3 things you NEED to do to retire with $1,000,000 or more

This is a guide specifically for people who

- Make less than 6 figures
- Can’t max out your retirement accounts
- Want to invest for retirement

Full Video 📺 here: https://youtu.be/sw9ka1C9gtY?si=1n_hB...

4 months ago | [YT] | 6

Millennial in Debt

If you're struggling to stay within budget during the holidays but you're having trouble finding things to do with your loved ones... this video is especially perfect for you!

Here are 8 budget friendly holiday traditions to keep you from going broke!

Full video here 📺: https://youtu.be/h3XAeUppkHs

4 months ago | [YT] | 8

Millennial in Debt

If you want to learn more about money in 2025 but get a bit overstimulated trying to learn from social media

I dropped 12 book recommendations today in Day 4 of the "12 Days Of Money" to help you learn more about money based off your needs

Full video here 🔗: https://youtu.be/EDStAsKYYiU?si=_A2P1...

4 months ago | [YT] | 8

Millennial in Debt

Mark Cuban said that the number one housing affordability issue isn't mortgages or mortgage rates... he said it's going to be home owner's insurance.

Today is Day 2 of the 12 Days of Money and we're talking about the 3 Biggest and most expensive hidden costs of owning a home

Full video here: https://youtu.be/8AnONyUSSJ0?si=Aw4XR...

4 months ago | [YT] | 7

Millennial in Debt

In 2011 I started investing $121 per check into a 403B. This was my second year teaching and I was making less than $50,000 a year. By 2022, those small investments helped me reach Coast FIRE. 

That means I can stop investing and still have over $1.7 million dollars at retirement.

🗣️ Welcome to Day 1 of the 🎄12 Days Of Money 🎄 where I'll be sharing a video a day to help you get your finances on point in 2025.

Today is all about how to build generational wealth and reach Coast FIRE even when you don't have a lot of spare money to invest.


You can catch the full video 📺 on the channel now: https://youtu.be/rN-TRV5TWNw?si=FvyoK...

4 months ago | [YT] | 11