Will 50-Year Mortgages Really Make Homes Affordable?”
The idea of a 50-year mortgage has resurfaced — and while it may lower monthly payments, it doesn’t necessarily make housing more affordable.
Longer terms mean: 🏦 Greater risk exposure for lenders and borrowers. 💸 More total interest paid over time. 🏠 Slower equity growth and longer paths to ownership.
If we want true affordability, the conversation should include: 1️⃣ Innovation in how homes are built — modular, 3D-printed, sustainable. 2️⃣ Reforming land use and zoning to increase supply. 3️⃣ Improving financing efficiency — not just stretching repayment timelines.
Extending debt can provide short-term relief, but it’s not a long-term solution. What are your thoughts? 👇
While y’all keep worrying about Anthony Edwards’ baby mama drama… 📜 Blockchain laws are getting passed right now that will decide how money moves, who controls it, and who profits for the next decade.
If you want to actually build and position yourself, stop chasing gossip threads and start digging into the tech.
My top DLT projects to research: • HBAR – Enterprise-grade DLT with Fortune 500 governance. • XRP – Built for global payments, banks already use it. • ALGO – Fast, carbon-negative, and government-friendly. • XLM – Low-cost transfers and financial inclusion. • IOTA – Feeless transactions for the machine economy.
💡 Headlines won’t tell you where the money’s moving. These will.
Ultimate Freedom Guide
Ultimate Freedom Guide
Will 50-Year Mortgages Really Make Homes Affordable?”
The idea of a 50-year mortgage has resurfaced — and while it may lower monthly payments, it doesn’t necessarily make housing more affordable.
Longer terms mean:
🏦 Greater risk exposure for lenders and borrowers.
💸 More total interest paid over time.
🏠 Slower equity growth and longer paths to ownership.
If we want true affordability, the conversation should include:
1️⃣ Innovation in how homes are built — modular, 3D-printed, sustainable.
2️⃣ Reforming land use and zoning to increase supply.
3️⃣ Improving financing efficiency — not just stretching repayment timelines.
Extending debt can provide short-term relief, but it’s not a long-term solution.
What are your thoughts? 👇
1 month ago | [YT] | 0
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Ultimate Freedom Guide
While y’all keep worrying about Anthony Edwards’ baby mama drama… 📜
Blockchain laws are getting passed right now that will decide how money moves, who controls it, and who profits for the next decade.
If you want to actually build and position yourself, stop chasing gossip threads and start digging into the tech.
My top DLT projects to research:
• HBAR – Enterprise-grade DLT with Fortune 500 governance.
• XRP – Built for global payments, banks already use it.
• ALGO – Fast, carbon-negative, and government-friendly.
• XLM – Low-cost transfers and financial inclusion.
• IOTA – Feeless transactions for the machine economy.
💡 Headlines won’t tell you where the money’s moving. These will.
#Blockchain #DLT #Crypto #HBAR #XRP #ALGO #XLM #IOTA #ISO20022 #WealthBuilding #DigitalAssets
4 months ago | [YT] | 0
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Ultimate Freedom Guide
3 Reasons HBAR’s Built Different:
1. ⚡ Fast af — seconds, not minutes.
2. 🔐 Hashgraph > blockchain.
3. 🌱 Greenest crypto on the block.
Don’t sleep on it. #HBAR #HederaGang #Web3Money #CryptoRevolution #InflationIsReal
4 months ago | [YT] | 0
View 0 replies