Risky World
Welcome to the channel of Frank Tian, who is a consumer credit risk professional with 20 years of experience in the US and Canada.
Frank is the author of the book "Unsecured Lending Risk Management - A Practitioner's Guide".
This channel documents Frank's observations and quick views of industry developments. All opinions are his own.
Visit www.FrankTian.net for more banking and fintech resources - book, courses, newsletter, and consulting services.
Risky World
A fun way to celebrate holidays with the author Frank Tian. Scan the QR code or click us06web.zoom.us/meeting/register/adhpxqSlSOCj_5hEP… to register.
1 month ago | [YT] | 0
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Risky World
♠️ The latest poker scandal involving NBA figures is a sharp reminder: whether it’s cards or capital, there's real risk in unregulated tables. Private games may bring more thrill and bigger stakes, but regulated venues exist for a reason. #card #risk #riskyworld
2 months ago (edited) | [YT] | 0
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Risky World
Grab your risk management manual here >> risk-school.thinkific.com
#consumerlending #riskmanagement #creditrisk #banking #fintech #book
8 months ago | [YT] | 1
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Risky World
Not sure it's divine scripture, but consider it a solid reading for strengthening your faith in the lending fundamentals!
#consumerlending #riskmanagement #learning #book #review
10 months ago | [YT] | 3
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Risky World
The 2nd Edition of Unsecured Lending Risk Management is available at:
risk-school.thinkific.com
1 year ago | [YT] | 0
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Risky World
The second time’s the charm, right?
Currently working on the manuscript for the 2nd edition of my book, Unsecured Lending Risk Management.
You can pre-order at risk-school dot thinkific dot com.
Stay tuned for more updates!
#ConsumerCredit #CreditEducation #RiskEducation #ContentCreation
1 year ago | [YT] | 0
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Risky World
Credit Normalization in Canada
The number of 12-month bankruptcy filings has rose back to pre-pandemic level.
The relief measures during the pandemic helped delayed some insolvencies, but they don't fix the underlying financial problems.
#consumercredit #riskmanagement #bankruptcies #Canada
1 year ago | [YT] | 0
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Risky World
Check my latest consumer credit newsletter to stay up-to-date with the industry!
shoutout.wix.com/so/f1Oq9k_nL?languageTag=en&cid=7…
#consumercredit #riskmanagement
2 years ago | [YT] | 0
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Risky World
Check my latest newsletter to stay up-to-date with the industry!
shoutout.wix.com/so/6fOnj5lp-?languageTag=en&cid=7…
#ConsumerCredit #Banking #Fintech #RiskManagement
2 years ago | [YT] | 0
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Risky World
In Q4, the big 5 Canadians banks accelerated the growth of their allowances for credit losses:
🚨+6.9% Q/Q, or $1.8 billion CAD.
The fastest increase in the last 3 years.
After 18 months of fast rate hikes, banks have to align their views with reality.
Consumers are battling with higher interest and prices, while the economy is still looking for a productivity boost.
2 years ago | [YT] | 0
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