Abdul Rehman Najam
My name is Abdul Rehman, and this channel is home to Pakistan's First Ever Financial Freedom Movement. We don't just talk about wealth, we build it. With 5000M+ in Total Assets Under Advisory, we've already helped thousands take control of their financial future. Here, you'll learn everything from growing your savings to becoming a confident, successful investor. If you're ready to stop watching from the sidelines and start your journey toward real financial freedom, subscribe now this is where it begins.
New videos every week.
Abdul Rehman Najam
Despite USA Iran 🇮🇷🇮🇷 war, profits of PSX companies continue to rise.
For the first time, profits of top 100 companies has crossed Rs2000 billion in FY26, alongwith dividends of about Rs900 Billion.
This profit was only around Rs20 billion in 2000/2001.
Increase in profits is the reason why PSX has given 100X profits in last 25 years ✅✅
13 hours ago | [YT] | 37
View 4 replies
Abdul Rehman Najam
The person who earns the most isn't necessarily the person who builds the most wealth.
I've seen people increase their income substantially… and still remain financially stressed.
And it is so frustrating to see this because increasing income is hard, compounding your savings is SIMPLE. Many of my friends successfully do the hard part of financial freedom and fail to do the Simple part. Why?
- No Idea where to invest
- How to Build a diversified portfolio
- FInancial Scams
- Lifestyle Inflation
If you have done the hard part, dont fail at the simple part of financial freedom.
Want advice on your financial freedom journey: www.arnfinancials.com/financialfreedom/
22 hours ago | [YT] | 31
View 0 replies
Abdul Rehman Najam
A raise can make you poorer. Strange, is it not?
It's not because earning more is bad, but it is because your lifestyle can rise faster than your income.
Lets say You get a Rs50,000 raise today and Suddenly you are open to a lot of options…
A new car on installments or an upgrade
And six months later, the extra income is gone. Your salary did increase, but your financial freedom didn't.
The next time you get a raise, don't automatically spend all of it. Give every increase a job.
- Upgrade your lifestyle a little.
- Increase your emergency fund
- Increase your investments.
Want advice on your financial freedom journey: www.arnfinancials.com/financialfreedom/
1 day ago | [YT] | 40
View 1 reply
Abdul Rehman Najam
I'll start when I earn Rs100,000… Then it's:
I'll start when I earn Rs200,000… Then:
After I get married, After I buy a house, After I have enough savings and list goes on and on. There is always another milestone in line to be met.
You don't need to start with Rs1 million. Start with an amount you can invest consistently. It can be as little as Rs5,000, Rs10,000 or Rs20,000.
The amount matters… of course it does, but so does building the habit.
Your first goal isn't to become wealthy. It's to become someone who invests with discipline and conviction. Compounding and wealth creation is just the result of this beautiful habit.
Want advice on your financial freedom journey: www.arnfinancials.com/financialfreedom/
2 days ago | [YT] | 45
View 2 replies
Abdul Rehman Najam
In 2023, Govt of 🇵🇰🇵🇰 foreign debt was around $92-95 Billion and today it is also around $92-95 Billion, but our $$ reserves are now $21 Billion vs only $4 Billion in 2023. How?
State Bank of 🇵🇰🇵🇰 has purchased $27 Billion from open market (remittances) to build $$ reserves ✅✅
Thank you Overseas Pakistanis 🙌🏼
3 days ago | [YT] | 94
View 8 replies
Abdul Rehman Najam
What is the hardest part of investing for you?
3 days ago | [YT] | 33
View 4 replies
Abdul Rehman Najam
FBR has notified tax calculation method for social media content creators.
Per 1000 views, Rs195 ($0.7) income will be assumed to calculate taxes, 30% of revenue will be allowed as expenses.
4 days ago | [YT] | 38
View 1 reply
Abdul Rehman Najam
A 30% ROE does not automatically mean you found a great business. ROE tells you how much profit a company generates relative to shareholders' equity.
Useful metric OR Dangerous shortcut?
- A high ROE can come from genuinely strong economics.
- But it can also be influenced by:
- High leverage.
- A shrinking equity base.
- One-off profits.
- Or a temporary peak in the business cycle.
- Inaccurate value of assets on balance sheet
So when I see a 30% ROE, I don't immediately get excited. I ask:
Why is it 30%?
- Has it been consistently high?
- Is the business generating strong cash returns?
- How much debt is supporting that return?
And most importantly:
- Can the business earn attractive returns on the capital it reinvests?
A ratio can start your research. I shouldn't finish it.
Want advice on your financial freedom journey: www.arnfinancials.com/financialfreedom/
4 days ago | [YT] | 25
View 0 replies
Abdul Rehman Najam
After years of delays, 4 refineries have signed and announced Refinery upgradation ✅✅
- We will produce less Furnace oil
- Carbon Emissions from Euro V fuel will be less, will help in controlling smog
- Pakistan's import of petrol & diesel will reduce
5 days ago | [YT] | 64
View 2 replies
Abdul Rehman Najam
A 20% dividend yield can be a warning sign. Investors often see a high dividend yield and think: “I'm getting paid to wait.”
Maybe. Or maybe not…
So, first ask why the yield is so high.
- Has the share price fallen because earnings are expected to deteriorate?
- Is the current dividend unusually high?
- Is it being supported by sustainable cash generation?
- Does the company actually have the capacity to keep distributing that cash?
A high yield is only attractive if the underlying business can support it. Otherwise, today's 20% yield can become tomorrow's dividend cut.
Don't invest because a company paid a large dividend last year. Invest because you believe the business can generate and return attractive amounts of cash for years to come.
Want advice on your financial freedom journey: www.arnfinancials.com/financialfreedom/
5 days ago | [YT] | 37
View 2 replies
Load more