Most people believe Vaidya Group was built from an old legacy. But Karan Vaidya told me something different. His father built it from scratch; he built the foundation through struggle, sacrifice, and full of sweat & blood and today with that same legacy, he is pushing the group into new sectors like real estate and hospitality and many more.
Top Takeaways from the Conversation
→ He defines himself as a motivator; even if he can pull one person out of darkness through knowledge & lessons, he would be grateful for it.
→ Karan shared that his biggest mentor in life is his father because he built everything with sweat, sacrifice, and discipline and today he is in the front seat of the Vaidya Group.
→ His advice to young people is to stop waiting for the “perfect moment” and start now, because life moves fast and success comes only when you take action early.
→ Health is the most important thing; you can earn more money later, but you can never buy more time or life, so staying healthy must be your first priority.
In this episode, we also talked about:
⏩ Why discipline matters more than talent ⏩ The truth about networking in Nepal ⏩ What a “day in his life” actually looks like behind the scenes ⏩ What Nepali businesses must do to retain young talent ⏩ Practical frameworks he uses at Vaidya Group
If you want a podcast that feels honest, practical, and real this episode with Karan Vaidya is one of the strongest conversations I’ve had so far.
Watch full podcast now at Dream Business Youtube channel. Link at the comment section.
From a Political Family to Running 25+ Businesses — The Story of Arjun Kumar Shrestha
He could have chosen an easy path in politics. Instead, he started over as an assistant cook in Belgium. Within a week, he was promoted to manager, A few years later, he opened the first Nepali-owned Japanese restaurant in Belgium. And today?
He runs 25+ companies all over the world, including OM Megashree Pharmaceuticals, a listed company in Nepal, one of Nepal’s fastest-growing pharma brands.
Top Takeaways from the Conversation: → He hasn’t taken a single day off in 28 years. “You can’t just invest money,” he says. “You have to invest yourself.” → He got a pre-visa for Australia but returned from Europe in 2003 when everyone said it was a mistake. Today, he calls it the best decision of his life. → His philosophy is simple: learn by doing, and learn from others’ failures — you don’t need to fall into the same pit to know it’s deep. → Partnered with Shesh Ghale in Belgium, proving that collaboration among Nepalis abroad can build global businesses. → On returning home, he faced Nepal’s bureaucracy, political instability, and broken systems — yet he built an empire by sheer persistence.
We also talked about: ⏩ Why he left politics and never looked back ⏩ How a cook in Belgium built 25+ Nepali businesses ⏩ The truth about Nepal’s medicine pricing and ethics in pharma ⏩ How Nepalis abroad can invest smartly back home ⏩ Partnership vs solo entrepreneurship — what actually works
“I bought a share at Rs 25, sold it at Rs 40…..today it’s worth over Rs 300.”
That’s how Tilak Koirala learned the real power of patience in the stock market. In this episode, we sit down with Tilak Koirala – Director of NRN, CEO of Everest Ventures, and Capital Market Activist – to talk about the future of Nepal’s capital market.
Top Takeaways from the Conversation: —> There are no gurus in NEPSE—if they knew so much, they would have invested and made money themselves. —> IPO mania is dangerous—hotels, restaurants, and every other company are rushing to issue shares, but supply is far greater than demand —> Patience creates wealth—quick trading only creates noise. —> Don’t invest in 50 companies. Pick 3 fundamentally strong stocks and hold. That’s how real wealth is created.
Also in this episode: ✓ Why he went on a hunger strike. ✓ How retail investors can protect themselves from big players. ✓ The danger of chasing short-term profits. ✓ The hidden risks behind margin lending.
From starting his career in 1986 with Grindlays Bank (now Standard Chartered) to retiring as CEO of Global IME Bank in 2020, @Pharsuram Kunwar Kshetri has seen Nepal’s banking and financial sector evolve through massive shifts
Top Takeaways from the Conversation:
→ In 2003, he joined Nepal Bank on a one-year contract. Within that short time, he recovered loans in cash, trained employees, and built a culture of follow-up and accountability — something that most banks still struggle with today.
→ He believes one of the biggest problems in Nepal’s banking sector is weak monitoring. Banks give out loans but rarely check how the money is actually used, which is why NPA (non-performing assets) are increasing.
→ His golden rule: “If you invest 20 lakhs in stocks, think as if this money doesn’t affect your daily life. It can double, but it can also go down. Only then will you make wise decisions.”
→ In the last year alone, lending has gone up by 40%, but interest rates have also climbed to 14%, putting pressure on both businesses and individuals.
→ Buying shares from borrowed money is the riskiest move — if the market doesn’t move as expected, you could lose everything.
We also discussed:
⏩ Why Nepal’s capital market still has liquidity. ⏩ How Banks Money. ⏩ Reason of Liquidity in banks. ⏩ Risk and earning in share market.
From skipping school for six months in Class 10 to leading Nepal’s biggest fintech merger—this is Amit Agrawal’s story.
How did four friends turn a simple idea into a platform with 12.7 million users and a Rs 540M paid-up capital?
In this episode, we dive deep with Amit Agrawal, Co-Founder of Khalti and Founder of Janaki Technology.
Top Takeaways from the Conversation:
→ By Class 10, he had spent six straight months without attending school. In his family, education was valued, but earning money was considered even more important.
→ At age 10, he left Birgunj for Kathmandu. At age 15, he was running side hustles instead of attending school for months. Today, he’s leading one of Nepal’s biggest fintech mergers—combining Khalti and IME Pay into a 12.7M-user powerhouse.
→ From four core members in 2017 to a national fintech leader in 2025—the same founding team has stayed together for 16 years, through high staff costs, COVID struggles, and the challenge of educating an entire market.
→ There was never a rivalry between IME Pay and Khalti. In fact, the weakness of IME Pay was the strength of Khalti, and the weakness of Khalti was the strength of IME Pay.
→ Start even if it seems impossible, build long-term teams, and protect your mind and health as fiercely as your business.
Also in this episode: ✓ The journey from Sparrow SMS to Khalti. ✓ Lessons from failure, luck, and hard work. ✓ How WorldLink takes 40% stake of Khalti’s . ✓ Emerging fintech trends in South Asia. ✓ Why youth migration is Nepal’s biggest challenge—and how business can stop it.
In this episode, we talk with Gyanendra Lal Pradhan, a man who started with a salary of only Rs 500 and now builds big hydropower projects worth billions.
He failed in his first cable car project. He tried again and failed once more. His 100-crore hydropower plant was destroyed by Maoists but he never gave up. Today, he is leading 180 MW hydropower project worth Rs 40 Arba.
Top Takeaways from the Conversation:
→ He believes Nepal’s hydropower potential is 1.5 lakh MW, and at least 1 lakh MW can be sold commercially by putting Nepal in the top 4 hydropower countries in the world.
→ Nepal’s economy is stuck because Rs 4000 arba is locked in banks instead of being invested in industries, which is slowing real growth. → He openly criticized the Koteshwor flyover, saying the ₹29 arba project is a waste of money and could be built far more efficiently with the right vision at just 4 arba.
→ He shared how he once competed with Binod Chaudhary to win a project and won by thinking smarter and faster.
→ Gyanendra failed in multiple projects, including cable cars and hydropower plants destroyed during the Maoist conflict.
We also talked about: ⏩ Stock market tips and investment ideas for youth ⏩ Nepal’s poor road planning (Kalanki, Swayambhu, Balaju) ⏩ How hydropower can change Nepal’s economy ⏩ Tips on building wealth through stock markets and hydropower ⏩ His partnership and competition with Binod Chaudhary
In this episode, we talk with Gyanendra Lal Pradhan, a man who started with a salary of only Rs 500 and now builds big hydropower projects worth billions.
He failed in his first cable car project. He tried again and failed once more. His 100-crore hydropower plant was destroyed by Maoists but he never gave up. Today, he is leading 180 MW hydropower project worth Rs 40 Arba.
Top Takeaways from the Conversation:
→ He believes Nepal’s hydropower potential is 1.5 lakh MW, and at least 1 lakh MW can be sold commercially by putting Nepal in the top 4 hydropower countries in the world.
→ Nepal’s economy is stuck because Rs 4000 arba is locked in banks instead of being invested in industries, which is slowing real growth. → He openly criticized the Koteshwor flyover, saying the ₹29 arba project is a waste of money and could be built far more efficiently with the right vision at just 4 arba.
→ He shared how he once competed with Binod Chaudhary to win a project and won by thinking smarter and faster.
→ Gyanendra failed in multiple projects, including cable cars and hydropower plants destroyed during the Maoist conflict.
We also talked about: ⏩ Stock market tips and investment ideas for youth ⏩ Nepal’s poor road planning (Kalanki, Swayambhu, Balaju) ⏩ How hydropower can change Nepal’s economy ⏩ Tips on building wealth through stock markets and hydropower ⏩ His partnership and competition with Binod Chaudhary
Can a First Generation Entrepreneur Build a 13 Billion Business in Nepal ?
What makes a business succeed while others fail—even with the same market, same funding, and same idea? How did he dominate the Nepalese agri-sector? Why everyone loves him on Shark Tank Nepal? In this episode, we sit down with Anand Bagaria, MD of Nimbus Nepal and a judge at Shark Tank Nepal to answer all these questions.
Yes – this episode with @Anand Bagaria, MD of Nimbus Nepal and judge at Shark Tank Nepal, covers it all.
Top Takeaways from the Conversation: → Anand turned a small trading business into Nimbus Group, now worth NPR 13 billion, working with 800+ employees, 600+ dealers, and 35,000+ farmers across 70 districts in Nepal. → On Tootle's failure: "They lost focus, instead of building the core ride-sharing service, they chased grants, EVs, and side projects. → Advice for young dreamers watching Shark Tank: Don’t expect easy success: Start small, stay focused, and be ready for pain, long hours, and years of patience. → Anand’s vision for nimbusbazar.com is to rebuild the broken FMCG distribution network with transparency and tech. → Despite market challenges, border issues, and policy gaps, he believes Nepal’s real growth will come from private sector innovation, not just government reforms.
Also in this episode: ✓ His Journey To Shark Tank Nepal ✓ Does He Regret Investing in Tootle? ✓ Personal finance tips for young founders ✓ ROI in Agri Business: Is It Worth It?
Can Nepal's Economy Be Saved by This Monetary Policy? Or Is It Too Late? What’s the real role of the central bank? Why is credit growth low despite high liquidity? Can we fix the NPA crisis, currency drop, and broken investment climate?
Yes – we talked about all of this in our latest podcast with Mr. अनलराज भट्टराई,, CEO at the NRN Development Fund, a former banker and monetary policy expert.
Top Takeaways from the Conversation:
→ We want 6.5% economic growth—but loan growth is just 7%. For that kind of GDP growth, we’d need 12–13% loan growth. Right now, that’s not happening. So the target feels like wishful thinking.
→ Our inflation is tied to India, so even if things are bad here, inflation stays low because of India’s stable prices.
→ Nepal might land on the FATF grey list if we don’t fix our anti-money laundering and corruption. This would scare off global investors.
→ Nepal has good foreign reserves and enough cash in banks, but that alone does not help when factories stay closed and people are not spending.
→ For years many bankers have also acted like businessmen using public money for personal gain, so the new rule that limits how much bank owners can borrow from their own banks is a step toward better governance.
→ Even though banks have money, people and businesses are not asking for loans which shows they lack confidence in the economy or do not see good opportunities to grow.
Also Covered in This Episode: 📌 Why Bad loans are rising? 📌 Why our economy feels stuck? 📌 Why Interest Rates Are Falling? 📌 Should Foreigners Be Allowed to Invest In Nepal? 📌 Why are remittances high but job creation low?
He was once a dishwasher in Delhi to fund his education. Today, he runs a 2 Arba French Fry factory. This is story of Krishna Paudel, the Managing Director of First Choice Foods Pvt. Ltd., the company behind the Himalayan Crisps and one of Nepal’s biggest French fry factories.
Top Takeaways from the Conversation: → He’s working directly with 10,000+ farmers, providing not just purchase guarantees but even also helping pre-season loans of up to 5 lakhs for those willing to grow potatoes. This is real agro-entrepreneurship. → He’s raised investment from @Awasar Equity and secured loans to build a 2 Arba French fry empire. → While Indian trucks enter Nepal easily, Nepali exports are delayed for 2,3 days. No fast lane, no facilitation—just silence from policymakers. → Every year, 550 metric tons of French fries come from India into Nepal. That’s over 9–10 Arba in market value. Imagine if that money stayed within Nepal. → If any farmer says they want to grow potatoes, he will give them a written guarantee, provides support, and even helps with bank loans. Some farmers get up to NPR 5 lakh in support. → He talks about how hard it is to run a factory in Nepal. The government doesn’t make it easy, the market isn’t stable, and the consumer often doesn’t value local products. “An industrialist in Nepal is treated like a donkey,” he says.
Also covered in this episode: ✓ Story of how he raised 2 Arba funds ✓ Challenges in the agro-sector ✓ How to actually compete with Indian brands like Lays ✓ Why he’s looking for serious collaborators & investors now
Dream Business
Dream Business: CA Suraj Dhakal
Most people believe Vaidya Group was built from an old legacy. But Karan Vaidya told me something different. His father built it from scratch; he built the foundation through struggle, sacrifice, and full of sweat & blood and today with that same legacy, he is pushing the group into new sectors like real estate and hospitality and many more.
Top Takeaways from the Conversation
→ He defines himself as a motivator; even if he can pull one person out of darkness through knowledge & lessons, he would be grateful for it.
→ Karan shared that his biggest mentor in life is his father because he built everything with sweat, sacrifice, and discipline and today he is in the front seat of the Vaidya Group.
→ His advice to young people is to stop waiting for the “perfect moment” and start now, because life moves fast and success comes only when you take action early.
→ Health is the most important thing; you can earn more money later, but you can never buy more time or life, so staying healthy must be your first priority.
In this episode, we also talked about:
⏩ Why discipline matters more than talent
⏩ The truth about networking in Nepal
⏩ What a “day in his life” actually looks like behind the scenes
⏩ What Nepali businesses must do to retain young talent
⏩ Practical frameworks he uses at Vaidya Group
If you want a podcast that feels honest, practical, and real this episode with Karan Vaidya is one of the strongest conversations I’ve had so far.
Watch full podcast now at Dream Business Youtube channel. Link at the comment section.
hashtag#dreambusinessofficial
hashtag#ByaparPathshalaPodcast
hashtag#onepercentwealthclub
1 month ago | [YT] | 6
View 0 replies
Dream Business: CA Suraj Dhakal
From a Political Family to Running 25+ Businesses — The Story of Arjun Kumar Shrestha
He could have chosen an easy path in politics. Instead, he started over as an assistant cook in Belgium. Within a week, he was promoted to manager, A few years later, he opened the first Nepali-owned Japanese restaurant in Belgium.
And today?
He runs 25+ companies all over the world, including OM Megashree Pharmaceuticals, a listed company in Nepal, one of Nepal’s fastest-growing pharma brands.
Top Takeaways from the Conversation:
→ He hasn’t taken a single day off in 28 years. “You can’t just invest money,” he says. “You have to invest yourself.”
→ He got a pre-visa for Australia but returned from Europe in 2003 when everyone said it was a mistake. Today, he calls it the best decision of his life.
→ His philosophy is simple: learn by doing, and learn from others’ failures — you don’t need to fall into the same pit to know it’s deep.
→ Partnered with Shesh Ghale in Belgium, proving that collaboration among Nepalis abroad can build global businesses.
→ On returning home, he faced Nepal’s bureaucracy, political instability, and broken systems — yet he built an empire by sheer persistence.
We also talked about:
⏩ Why he left politics and never looked back
⏩ How a cook in Belgium built 25+ Nepali businesses
⏩ The truth about Nepal’s medicine pricing and ethics in pharma
⏩ How Nepalis abroad can invest smartly back home
⏩ Partnership vs solo entrepreneurship — what actually works
Watch full podcast now: lnkd.in/gsfFMYJS
hashtag#ByaparPathshalaPodcast
hashtag#dreambusinessofficial
hashtag#casurajdhakal
2 months ago | [YT] | 4
View 0 replies
Dream Business: CA Suraj Dhakal
“I bought a share at Rs 25, sold it at Rs 40…..today it’s worth over Rs 300.”
That’s how Tilak Koirala learned the real power of patience in the stock market.
In this episode, we sit down with Tilak Koirala – Director of NRN, CEO of Everest Ventures, and Capital Market Activist – to talk about the future of Nepal’s capital market.
Top Takeaways from the Conversation:
—> There are no gurus in NEPSE—if they knew so much, they would have invested and made money themselves.
—> IPO mania is dangerous—hotels, restaurants, and every other company are rushing to issue shares, but supply is far greater than demand
—> Patience creates wealth—quick trading only creates noise.
—> Don’t invest in 50 companies. Pick 3 fundamentally strong stocks and hold. That’s how real wealth is created.
Also in this episode:
✓ Why he went on a hunger strike.
✓ How retail investors can protect themselves from big players.
✓ The danger of chasing short-term profits.
✓ The hidden risks behind margin lending.
Watch full podcast now: https://youtu.be/uPMvytlHzBw
#dreambusinessofficial
Dream Business
#casurajdhakal
#podcast
#byaparpathshalapodcast
3 months ago | [YT] | 2
View 0 replies
Dream Business: CA Suraj Dhakal
From starting his career in 1986 with Grindlays Bank (now Standard Chartered) to retiring as CEO of Global IME Bank in 2020, @Pharsuram Kunwar Kshetri has seen Nepal’s banking and financial sector evolve through massive shifts
Top Takeaways from the Conversation:
→ In 2003, he joined Nepal Bank on a one-year contract. Within that short time, he recovered loans in cash, trained employees, and built a culture of follow-up and accountability — something that most banks still struggle with today.
→ He believes one of the biggest problems in Nepal’s banking sector is weak monitoring. Banks give out loans but rarely check how the money is actually used, which is why NPA (non-performing assets) are increasing.
→ His golden rule: “If you invest 20 lakhs in stocks, think as if this money doesn’t affect your daily life. It can double, but it can also go down. Only then will you make wise decisions.”
→ In the last year alone, lending has gone up by 40%, but interest rates have also climbed to 14%, putting pressure on both businesses and individuals.
→ Buying shares from borrowed money is the riskiest move — if the market doesn’t move as expected, you could lose everything.
We also discussed:
⏩ Why Nepal’s capital market still has liquidity.
⏩ How Banks Money.
⏩ Reason of Liquidity in banks.
⏩ Risk and earning in share market.
Watch full podcast now: https://www.youtube.com/watch?v=jPu8f...
#dreambusinessofficial
#fincast
#byaparpathshalapodcast
#onepercentwealthclub
#casurajdhakal
4 months ago | [YT] | 4
View 0 replies
Dream Business: CA Suraj Dhakal
From skipping school for six months in Class 10 to leading Nepal’s biggest fintech merger—this is Amit Agrawal’s story.
How did four friends turn a simple idea into a platform with 12.7 million users and a Rs 540M paid-up capital?
In this episode, we dive deep with Amit Agrawal, Co-Founder of Khalti and Founder of Janaki Technology.
Top Takeaways from the Conversation:
→ By Class 10, he had spent six straight months without attending school. In his family, education was valued, but earning money was considered even more important.
→ At age 10, he left Birgunj for Kathmandu. At age 15, he was running side hustles instead of attending school for months. Today, he’s leading one of Nepal’s biggest fintech mergers—combining Khalti and IME Pay into a 12.7M-user powerhouse.
→ From four core members in 2017 to a national fintech leader in 2025—the same founding team has stayed together for 16 years, through high staff costs, COVID struggles, and the challenge of educating an entire market.
→ There was never a rivalry between IME Pay and Khalti. In fact, the weakness of IME Pay was the strength of Khalti, and the weakness of Khalti was the strength of IME Pay.
→ Start even if it seems impossible, build long-term teams, and protect your mind and health as fiercely as your business.
Also in this episode:
✓ The journey from Sparrow SMS to Khalti.
✓ Lessons from failure, luck, and hard work.
✓ How WorldLink takes 40% stake of Khalti’s .
✓ Emerging fintech trends in South Asia.
✓ Why youth migration is Nepal’s biggest challenge—and how business can stop it.
Watch the full podcast now:
lnkd.in/gyi36x8Y
hashtag#byaparpathshalapodcast
hashtag#dreambusinessofficial
hashtag#podcast
hashtag#onepercwntwealthclub
5 months ago | [YT] | 12
View 0 replies
Dream Business: CA Suraj Dhakal
In this episode, we talk with Gyanendra Lal Pradhan, a man who started with a salary of only Rs 500 and now builds big hydropower projects worth billions.
He failed in his first cable car project. He tried again and failed once more. His 100-crore hydropower plant was destroyed by Maoists but he never gave up. Today, he is leading 180 MW hydropower project worth Rs 40 Arba.
Top Takeaways from the Conversation:
→ He believes Nepal’s hydropower potential is 1.5 lakh MW, and at least 1 lakh MW can be sold commercially by putting Nepal in the top 4 hydropower countries in the world.
→ Nepal’s economy is stuck because Rs 4000 arba is locked in banks instead of being invested in industries, which is slowing real growth.
→ He openly criticized the Koteshwor flyover, saying the ₹29 arba project is a waste of money and could be built far more efficiently with the right vision at just 4 arba.
→ He shared how he once competed with Binod Chaudhary to win a project and won by thinking smarter and faster.
→ Gyanendra failed in multiple projects, including cable cars and hydropower plants destroyed during the Maoist conflict.
We also talked about:
⏩ Stock market tips and investment ideas for youth
⏩ Nepal’s poor road planning (Kalanki, Swayambhu, Balaju)
⏩ How hydropower can change Nepal’s economy
⏩ Tips on building wealth through stock markets and hydropower
⏩ His partnership and competition with Binod Chaudhary
Watch full podcast now: lnkd.in/d38ChqkG
hashtag#ByaparPathshalaPodcast
hashtag#casurajdhakal
hashtag#dreambusinessofficial
5 months ago | [YT] | 13
View 1 reply
Dream Business: CA Suraj Dhakal
In this episode, we talk with Gyanendra Lal Pradhan, a man who started with a salary of only Rs 500 and now builds big hydropower projects worth billions.
He failed in his first cable car project. He tried again and failed once more. His 100-crore hydropower plant was destroyed by Maoists but he never gave up. Today, he is leading 180 MW hydropower project worth Rs 40 Arba.
Top Takeaways from the Conversation:
→ He believes Nepal’s hydropower potential is 1.5 lakh MW, and at least 1 lakh MW can be sold commercially by putting Nepal in the top 4 hydropower countries in the world.
→ Nepal’s economy is stuck because Rs 4000 arba is locked in banks instead of being invested in industries, which is slowing real growth.
→ He openly criticized the Koteshwor flyover, saying the ₹29 arba project is a waste of money and could be built far more efficiently with the right vision at just 4 arba.
→ He shared how he once competed with Binod Chaudhary to win a project and won by thinking smarter and faster.
→ Gyanendra failed in multiple projects, including cable cars and hydropower plants destroyed during the Maoist conflict.
We also talked about:
⏩ Stock market tips and investment ideas for youth
⏩ Nepal’s poor road planning (Kalanki, Swayambhu, Balaju)
⏩ How hydropower can change Nepal’s economy
⏩ Tips on building wealth through stock markets and hydropower
⏩ His partnership and competition with Binod Chaudhary
Watch full podcast now: lnkd.in/d38ChqkG
#ByaparPathshalaPodcast
#casurajdhakal
#dreambusinessofficial
5 months ago | [YT] | 17
View 0 replies
Dream Business: CA Suraj Dhakal
Can a First Generation Entrepreneur Build a 13 Billion Business in Nepal ?
What makes a business succeed while others fail—even with the same market, same funding, and same idea? How did he dominate the Nepalese agri-sector? Why everyone loves him on Shark Tank Nepal?
In this episode, we sit down with Anand Bagaria, MD of Nimbus Nepal and a judge at Shark Tank Nepal to answer all these questions.
Yes – this episode with @Anand Bagaria, MD of Nimbus Nepal and judge at Shark Tank Nepal, covers it all.
Top Takeaways from the Conversation:
→ Anand turned a small trading business into Nimbus Group, now worth NPR 13 billion, working with 800+ employees, 600+ dealers, and 35,000+ farmers across 70 districts in Nepal.
→ On Tootle's failure: "They lost focus, instead of building the core ride-sharing service, they chased grants, EVs, and side projects.
→ Advice for young dreamers watching Shark Tank: Don’t expect easy success: Start small, stay focused, and be ready for pain, long hours, and years of patience.
→ Anand’s vision for nimbusbazar.com is to rebuild the broken FMCG distribution network with transparency and tech.
→ Despite market challenges, border issues, and policy gaps, he believes Nepal’s real growth will come from private sector innovation, not just government reforms.
Also in this episode:
✓ His Journey To Shark Tank Nepal
✓ Does He Regret Investing in Tootle?
✓ Personal finance tips for young founders
✓ ROI in Agri Business: Is It Worth It?
Watch full podcast now: https://youtu.be/Z9DrT3rtztM
#podcast
#ByaparPathshalaPodcast
#dreambusinessofficial
#casurajdhakal
@himalayatvnepal
6 months ago | [YT] | 6
View 0 replies
Dream Business: CA Suraj Dhakal
Can Nepal's Economy Be Saved by This Monetary Policy? Or Is It Too Late?
What’s the real role of the central bank? Why is credit growth low despite high liquidity? Can we fix the NPA crisis, currency drop, and broken investment climate?
Yes – we talked about all of this in our latest podcast with Mr. अनलराज भट्टराई,, CEO at the NRN Development Fund, a former banker and monetary policy expert.
Top Takeaways from the Conversation:
→ We want 6.5% economic growth—but loan growth is just 7%. For that kind of GDP growth, we’d need 12–13% loan growth. Right now, that’s not happening. So the target feels like wishful thinking.
→ Our inflation is tied to India, so even if things are bad here, inflation stays low because of India’s stable prices.
→ Nepal might land on the FATF grey list if we don’t fix our anti-money laundering and corruption. This would scare off global investors.
→ Nepal has good foreign reserves and enough cash in banks, but that alone does not help when factories stay closed and people are not spending.
→ For years many bankers have also acted like businessmen using public money for personal gain, so the new rule that limits how much bank owners can borrow from their own banks is a step toward better governance.
→ Even though banks have money, people and businesses are not asking for loans which shows they lack confidence in the economy or do not see good opportunities to grow.
Also Covered in This Episode:
📌 Why Bad loans are rising?
📌 Why our economy feels stuck?
📌 Why Interest Rates Are Falling?
📌 Should Foreigners Be Allowed to Invest In Nepal?
📌 Why are remittances high but job creation low?
Watchfull podcast now: lnkd.in/gx36c7DX
hashtag#ByaparPathshalaPodcast
hashtag#casurajdhkala
hashtag#Dreambusinessofficial
hashtag#NRB
6 months ago | [YT] | 10
View 0 replies
Dream Business: CA Suraj Dhakal
He was once a dishwasher in Delhi to fund his education. Today, he runs a 2 Arba French Fry factory.
This is story of Krishna Paudel, the Managing Director of First Choice Foods Pvt. Ltd., the company behind the Himalayan Crisps and one of Nepal’s biggest French fry factories.
Top Takeaways from the Conversation:
→ He’s working directly with 10,000+ farmers, providing not just purchase guarantees but even also helping pre-season loans of up to 5 lakhs for those willing to grow potatoes. This is real agro-entrepreneurship.
→ He’s raised investment from @Awasar Equity and secured loans to build a 2 Arba French fry empire.
→ While Indian trucks enter Nepal easily, Nepali exports are delayed for 2,3 days. No fast lane, no facilitation—just silence from policymakers.
→ Every year, 550 metric tons of French fries come from India into Nepal. That’s over 9–10 Arba in market value. Imagine if that money stayed within Nepal.
→ If any farmer says they want to grow potatoes, he will give them a written guarantee, provides support, and even helps with bank loans. Some farmers get up to NPR 5 lakh in support.
→ He talks about how hard it is to run a factory in Nepal. The government doesn’t make it easy, the market isn’t stable, and the consumer often doesn’t value local products. “An industrialist in Nepal is treated like a donkey,” he says.
Also covered in this episode:
✓ Story of how he raised 2 Arba funds
✓ Challenges in the agro-sector
✓ How to actually compete with Indian brands like Lays
✓ Why he’s looking for serious collaborators & investors now
Watch full podcast now: yt.openinapp.co/yusx7
#podcast
#ByaparPathshalaPodcast
#casurajdhakal
#dreambusinessofficial
6 months ago | [YT] | 24
View 1 reply
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