An FCDA Letter of Intent (LOI) in Abuja, Nigeria, signifies a preliminary agreement for land allocation, but it's crucial to understand it's not ownership; you need thorough due diligence, physical verification, and conversion to a Right of Occupancy (RofO) or Certificate of Occupancy (CofO) via the Abuja Geographic Information System (AGIS) to prevent demolition and ensure legal recognition, as many properties with only allocation papers face revocation or repurposing for infrastructure. Key Things to Know About FCDA Letters of Intent: • What it is: A Letter of Intent (LOI) from the Federal Capital Development Authority (FCDA) is an initial offer or allocation of land for a specific purpose, often the first step in land acquisition in the Federal Capital Territory (FCT). • It's Not Final Ownership: An LOI is not the ultimate title; it's just an expression of interest to allocate a land and so it needs perfection into a Certificate of Occupancy (CofO) for full, legally recognized ownership. • FCDA's Role: The FCDA, headed by the FCT Minister, manages land allocation, ensuring developments align with the Abuja Master Plan. • Risks of Non-Approval: Building on unapproved land or relying only on allocation papers risks demolition, as the government can reclaim land for infrastructure or other developments, regardless of investment.
What an LOI is NOT • It is not a Certificate of Occupancy (C of O) or Right of Occupancy (R of O) • It is not a Deed of Assignment • It does not transfer ownership • It does not prove the land is genuine or free from issues
Why people use it • To “lock in” negotiations while verification is ongoing • To document agreed terms before drafting a full contract If you tell me the kind of property (land, house, estate allocation) and who you’re buying from (individual, company, government allocation), I can explain the exact documents you should expect next after the LOI.
Dave Bemss
An FCDA Letter of Intent (LOI) in Abuja, Nigeria,
signifies a preliminary agreement for land allocation, but it's crucial to understand it's not ownership; you need thorough due diligence, physical verification, and conversion to a Right of Occupancy (RofO) or Certificate of Occupancy (CofO) via the Abuja Geographic Information System (AGIS) to prevent demolition and ensure legal recognition, as many properties with only allocation papers face revocation or repurposing for infrastructure.
Key Things to Know About FCDA Letters of Intent:
• What it is: A Letter of Intent (LOI) from the Federal Capital Development Authority (FCDA) is an initial offer or allocation of land for a specific purpose, often the first step in land acquisition in the Federal Capital Territory (FCT).
• It's Not Final Ownership: An LOI is not the ultimate title; it's just an expression of interest to allocate a land and so it needs perfection into a Certificate of Occupancy (CofO) for full, legally recognized ownership.
• FCDA's Role: The FCDA, headed by the FCT Minister, manages land allocation, ensuring developments align with the Abuja Master Plan.
• Risks of Non-Approval: Building on unapproved land or relying only on allocation papers risks demolition, as the government can reclaim land for infrastructure or other developments, regardless of investment.
What an LOI is NOT
• It is not a Certificate of Occupancy (C of O) or Right of Occupancy (R of O)
• It is not a Deed of Assignment
• It does not transfer ownership
• It does not prove the land is genuine or free from issues
Why people use it
• To “lock in” negotiations while verification is ongoing
• To document agreed terms before drafting a full contract
If you tell me the kind of property (land, house, estate allocation) and who you’re buying from (individual, company, government allocation), I can explain the exact documents you should expect next after the LOI.
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Dave Bemss
Most people don’t lose money in Abuja real estate because of bad luck — they lose it because of ignorance.
Don’t buy land blindly 🚫
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