Chris @HoneyMoneySG

🌟 CPF & SRS Fund Investment Cheatsheet 🌟
📥 Free download: ko-fi.com/s/837d68c1a1

Looking to invest your CPF or SRS funds in Amundi unit trusts but not sure where to start? I put together a free cheatsheet covering the Amundi funds you can access with CPF OA and SRS monies, so you don't have to dig through fund fact sheets or guess.

Inside you'll find a quick reference to help you make better decisions with your CPF/SRS monies.

Save this, share it with anyone still sitting on idle CPF/SRS funds.

📥 Free download: ko-fi.com/s/837d68c1a1

5 hours ago | [YT] | 2

Chris @HoneyMoneySG

Where is your SRS money actually deployed right now?

1 day ago | [YT] | 5

Chris @HoneyMoneySG

IRAS Tax Savings & SRS Calculator 👉 ko-fi.com/s/09d5e855da (FREE Download)

Optimize Your Tax Strategy
Take the guesswork out of tax season with this IRAS Income Tax & SRS Savings Calculator. Designed for simplicity and accuracy, this tool helps you visualize your tax liabilities and the immediate benefits of SRS contributions.

Key Features
Instant Tax Estimates: Calculate your payable tax based on the latest IRAS brackets.

SRS Savings Tool: See how much you save in taxes for every dollar you top up.

Relief Tracking: Input common tax reliefs for a more precise final figure.

User Friendly: Simple spreadsheet format for quick, offline calculations.

My SRS Guide 2026 video: https://youtu.be/q3TuRt6wDwk

PSA: Contribute $1 to SRS account to lock in retirement age of 63 for withdrawal by 30 Jun 2026.

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1 day ago (edited) | [YT] | 8

Chris @HoneyMoneySG

I haven't added a single unit of S&P 500 ETF in months. ❌

And SPYL is my largest position. Over $300K USD. So yeah, that's not a small thing.

I want to be honest about this because I think it's easy to misread. I'm not scared of the US market. I still think America is going to be fine. The last decade of US tech has been genuinely historic and I'm grateful I was invested through it.

But I turned 35 this year. And something quietly shifted in how I think about money.

When I was younger I just bought and didn't overthink it. Now my portfolio is at a size where I actually lie awake sometimes thinking about concentration risk. Like, what happens if the next decade doesn't look like the last one? The rest of the world isn't standing still. Europe, Japan, Korea, Taiwan all hitting record highs recently. Things are changing.

So I started asking myself: am I too US-heavy? 😅

The honest answer was yes. And I decided to do something about it.

I went looking for solutions. VXUS was the first thing I looked at seriously. Makes sense on paper, massive fund, super diversified. But when I ran the numbers on the tax implications for us as Singaporean investors, I quietly closed the tab. It's not the move for us.

So I kept digging. Took me a while but I landed on two ETFs that I think actually solve this properly for Singapore investors. Low cost, right structure, no tax headaches.

Full breakdown is in the carousel.
See the comments for the links to the complete guide 👇

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2 days ago | [YT] | 49

Chris @HoneyMoneySG

What did you do with your last bonus?

4 days ago | [YT] | 4

Chris @HoneyMoneySG

I use 6 different brokers. Here's exactly which one I use for each account 👇

CPF. SRS. Cash. Singapore stocks. CDP trades.

Each platform has a different edge, and using the wrong one is literally costing you money every year.

Like, did you know there's a broker charging ZERO commission AND zero platform fees for SG stocks with 3% p.a.* interest?

Or that switching platforms for your CPF could save you 0.3% p.a. guaranteed, every single year?

That 0.3% p.a. doesn't sound like a lot.

But as your portfolio grows, it compounds against you.

I broke down every broker I personally use, why I use it, and what each one is best for, inside my cheatsheet PDF.

✅ See the comment below for the link 📩

Share this post so you don't forget which broker to use for which account.

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4 days ago | [YT] | 51

Chris @HoneyMoneySG

The US market keeps hitting all-time highs in 2026. What is your current game plan?

6 days ago | [YT] | 9

Chris @HoneyMoneySG

What is/was the biggest thing holding you back from starting your investment journey?

1 week ago | [YT] | 4

Chris @HoneyMoneySG

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1 week ago | [YT] | 3

Chris @HoneyMoneySG

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1 week ago | [YT] | 3