Chris @HoneyMoneySG

I hit CPF Full Retirement Sum at 30. That was 2022.
5 years later, I still haven't topped up a single dollar. Swipe to see why.

Comment "CPF" and I'll send you the full playlist 👇

Skip the Carousel

1 2 3 4 5 6 7 8 9 10

13 hours ago (edited) | [YT] | 10

Chris @HoneyMoneySG

🎉 Congratulations to all our Longbridge FairPrice Gift Card Giveaway winners!

8 winners have each won either a S$50 or S$100 FairPrice Gift Card. Thank you to everyone who participated! 🥳

Missed the giveaway? Longbridge has a new September 2026 promotion:

🟣 Longbridge September 2026 Promo👉 hmsg.link/longbridge Code: UIKHFMD9

Check out the latest rewards and promotion details.

15 hours ago | [YT] | 1

Chris @HoneyMoneySG

🚨 CardUp × HeyMax: Earn Max Miles on your bills
HeyMax HMSG hmsg.link/heymax

Pay mortgage, insurance, property tax or MCST fees via PayNow and earn Max Miles.

✈️ FAST585: Use code FAST585 → 5.85% fee → 4 Max Miles/$ → 1.46¢/mile.
💳 STANDARD125: Use code STANDARD125 → 1.25% fee → 0.7 Max Miles/$ → 1.79¢/mile.

🔥 What to do:1️⃣ Use FAST585 first for up to $2,500 of payments → earn up to 10,000 Max Miles at the promo rate. (Most people will stop here)2️⃣ Then use STANDARD125 for further eligible payments if the 1.79¢/mile cost works for you.3️⃣ The 10,000 Max Miles promo cap is shared across both tiers, so splitting payments won't reset it.

Utilise Max Miles at 1.80¢/mile for FlyAnywhere Redemptions. This creates an arbitrage

⚠️ Finally: Check the final CardUp payment screen before submitting to make sure the promotional fee is applied.

👉 Get HeyMax: HeyMax HMSG hmsg.link/heymax
Promo ends 31 Dec 2026, 6PM SGT, subject to the promotional cap.

CardUp T&Cs: www.cardup.co/personal/terms/heymaxHeyMax T&Cs: help.cardup.sg/en/articles/16589090-cardup-heymax-…

1 day ago | [YT] | 1

Chris @HoneyMoneySG

🍫 Chocolate Finance: 3 useful changes from 1 Sep 2026
👉 Get Chocolate VISA Card: hmsg.link/chocolate

🔸 Requirement: S$5,000 average daily balance in your SGD Chocolate account in the previous month.

1️⃣ Convert returns into Max Miles

From 1 Sep 2026:
💰 S$1 returns → 80 Max Miles
🎯 1.25¢ per Max Mile
✈️ But hey, FlyAnywhere value: 1.8¢ per Max Mile. 
So compare the value to see which one fit better for you
Your previous month's returns can be converted in the following month directly in the Chocolate app.


2️⃣ Spend cap increased to S$2,000/month

💳 First S$2,000 of eligible monthly spend earns 1 Max Mile/S$1.
After S$2,000, the earn rate drops to 0.4 Max Miles/S$1.


3️⃣ Bill payments now earn up to 300 Max Miles/month

The bill payment cap increases to S$300/month*, covering:
🏥 Medical & healthcare
🏛 Government services
💡 Utilities
🏠 Property management
🛡 Insurance
💼 Business services

👉 Get Chocolate Finance: hmsg.link/chocolate
👉 HeyMax HMSG: hmsg.link/heymax

More information: www.chocolatefinance.com/faqs

1 day ago (edited) | [YT] | 1

Chris @HoneyMoneySG

Would you sell your HDB to buy two condos after MOP?

2 days ago | [YT] | 6

Chris @HoneyMoneySG

🎁 HSBC Premier: S$1,600 cash, MacBook Air M5 or 105,000 Max Miles
HSBC Premier: hmsg.link/premierhsbc 

Open an HSBC Premier account via SingSaver and choose one reward:
• S$1,600 PayNow cash
• Apple MacBook Air M5 (512GB, 16GB RAM)
• 105,000 HeyMax Max Miles

Beyond the welcome gift, Premier customers can enjoy a waived Premier Mastercard annual fee (with qualifying relationship balance), unlimited lounge access for eligible cardholders, up to 8 airport limo rides a year, 1-for-1 dining deals, preferential FX rates and worldwide Premier recognition.

To qualify for this SingSaver offer: be a new HSBC banking customer, deposit S$300,000 and maintain the balance for 6 months. Ends 30 Sep 2026. T&Cs apply.

🔴 Apply here: hmsg.link/premierhsbc

📈 New: HSBC EGA Bonus Interest Rates (Sep-Dec 2026)

Incremental ADB S$0 to <S$500K
• Wealth / no-withdrawal: 1.70% p.a.
• Non-wealth: 1.50% p.a.

Incremental ADB S$500K+
• Wealth / no-withdrawal: 1.80% p.a.
• Non-wealth: 1.60% p.a.

👉 Discuss more t.me/honeymoneysg 
👉 More referral honeymoneysg.com/#deals
T&Cs apply: singsaver.link/priority-rewards-campaign

2 days ago (edited) | [YT] | 3

Chris @HoneyMoneySG

You have a day job paying $80,000 a year, but your new side hustle just made $40,000. How are you reporting that extra income to IRAS?

4 days ago | [YT] | 6

Chris @HoneyMoneySG

Vanguard launched 3 new ETFs this month: VALL, VXUS and VSML.
Read more 👉 honeymoneysg.com/vanguard-new-etfs-vall-vxus-vsml-…

VALL in particular caught my attention with a 0.07% TER and small-cap exposure.

But is it actually better than VWRA? And can it replace my current ETF strategy?

I broke down the new ETFs and how they compare with the ones I already hold.

5 days ago (edited) | [YT] | 12

Chris @HoneyMoneySG

I hit $100K net worth at 25.

Rewatched that 2024 video recently and some of it still holds up. Some of it doesn't.

Swipe through for the full story: the privileges I had, the ones I didn't, and what I'd tell my younger self today.

Comment "100K" and I'll send you the full video 👇

Skip the Carousel

1 2 3 4 5 6 7 8 9 10

6 days ago | [YT] | 32

Chris @HoneyMoneySG

How much passive income per month would you need to cover your basic living expenses today (per pax)?

1 week ago | [YT] | 8