Chris @HoneyMoneySG

📱 Citi x SingSaver: 10 “latest smartphone” up for grabs

From 24–28 September, SingSaver is upgrading the welcome gift for the first eligible Citi card applicant at 3pm and 9pm each day to a “latest smartphone” worth over S$1,800. That’s two slots a day, across five days.

If you don’t get the phone, you can still receive the regular gift you select in the SingSaver redemption form:
🎁 S$400 cash, or S$430 for Citi SMRT
🎁 25,000 Max Miles
🎁 Dyson Airstrait, Dyson V8 vacuum, or Morning Coffee Machine + 20 capsules

Apply through my links:
💳 Citi Rewards: hmsg.link/citirewards
💳 Citi PremierMiles: hmsg.link/premiermiles
💳 Citi SMRT: hmsg.link/citismrtss
💳 Citi Cash Back+: hmsg.link/citicashbackplus
💳 Citi Cash Back: hmsg.link/citicashback
💳 Citi M1 Platinum Visa: hmsg.link/citim1

⚠️ You must be new to Citi credit cards, submit the SingSaver redemption form, and spend S$500 within 30 days of card approval. The phone replaces your selected regular gift; you don’t get both.

I’d pick a card I’ll actually use and treat the phone as a bonus. There are only 10 winning slots, so I wouldn’t apply just for a shot at it.

📜 T&Cs: singsaver.link/cc-rewards-campaign
👉 Discuss: t.me/honeymoneysg

Referral links: I may receive a commission if you apply through them.

3 hours ago | [YT] | 1

Chris @HoneyMoneySG

Which S&P 500 version do you actually hold right now?

1 day ago | [YT] | 5

Chris @HoneyMoneySG

🎂 HeyMax is giving away 1,000,000 Max Miles for its 3rd birthday!

Have a Trust Freedom credit card? Link it to HeyMax and every 3rd eligible card linked gets 333 Max Miles. That’s one in every three eligible positions, or about 33.3%. No spending is required.

📅 Link your card by 30 September 2026, or before the campaign allocation is reached. Linked it on 21 or 22 September? You’re already included. Keep your card linked until the Max Miles are credited.

👉 New to HeyMax? Sign up through my referral link: hmsg.link/heymax Referral code: HMSG

If you receive the 333 Max Miles, come back and let us know in the comments! 👇

Full eligibility details and T&Cs: help.heymax.ai/en/articles/16801084-max-miles-turn…

2 days ago (edited) | [YT] | 5

Chris @HoneyMoneySG

XUS, EUS, XND & XWR: My Take on Xtrackers' New UCITS ETFs on SGX
✅ Article: honeymoneysg.com/xtrackers-new-ucits-etfs-xus-eus-…

Xtrackers is listing 4 UCITS ETFs on SGX in SGD: XUS, EUS, XND and XWR. I compare fees, indices, tax perks, risks and alternatives on LSE and via unit trusts.

This content is not sponsored so if you enjoyed my sharing, please help me click hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers or scan the QR code in the video. It helps to support my small channel in producing better value content for my viewers!

2 days ago | [YT] | 9

Chris @HoneyMoneySG

🚨 BREAKING: 4 Xtrackers UCITS ETFs are coming to SGX!
🐮 Moomoo SG hmsg.link/sgmoomoo code HMSG999
⭐️ Source: start.moomoo.com/0JF8cB

Singapore investors will soon be able to invest in major global indices directly in SGD:
🔹 XUS: S&P 500 (TER 0.03%)
🔹 EUS: S&P 500 Equal Weight (TER 0.15%)
🔹 XND: Nasdaq 100 UCITS ETF (TER 0.20%)
🔹 XWR: MSCI World UCITS ETF (TER 0.12%)

These are Irish-domiciled UCITS ETFs already established in Europe, with a combined AUM of US$51.1 billion.

Why this is significant:
✅ Buy directly in SGD
✅ No brokerage FX conversion required
✅ No need for access to the London Stock Exchange
✅ UCITS tax-efficient structure
✅ Trading on SGX from 13 October 2026

Moomoo Singapore is the exclusive distributor for the initial subscription. So if you want to subscribe before these ETFs start trading on SGX, you will need a Moomoo account.
🌟 Steps: mooomoo app > Markets > SG > IPOs

👉 Open a Moomoo account and check them out here: hmsg.link/moomoo
Or click magnifying class to search for “Special Deposit” then input code 【HMSG999】 

Note: Trading in SGD does not remove the underlying foreign-currency or market risks.
This is not financial advice.

3 days ago | [YT] | 11

Chris @HoneyMoneySG

🚨✈️ Trust Freedom Card update: Miles is here!
👉 Max Miles by HeyMax: hmsg.link/heymax

After Cashback & Stockback, here’s the new Miles option and its welcome offer of up to 100,000 Max Miles. Eligible new Trust credit card customers must select Miles during onboarding.

The spend Quest has three cumulative tiers:
• S$1,000 eligible posted spend: 20,000 Max Miles total
• S$5,000: 50,000 Max Miles total
• S$15,000: 100,000 Max Miles total

⏱️ Spend must post within 31 days of approval or by 30 Nov 2026, whichever is earlier. 

Apply and get approved by 31 Oct 2026. 

Check Trust app → Rewards → Quests for your assigned offer. Existing or previously cancelled Trust credit cardholders aren’t eligible.

💳 Miles mode earns 1.3 Trust Miles per S$1 of eligible spend.
Convert them to Max Miles at 1:1, with a S$27.25 fee per transfer. 

The card has no annual or foreign exchange fee.

🎟️ Complete a Quest tier, reveal your code in the Trust app and redeem it in HeyMax by 31 Dec 2026.

👉 Apply for Trust Freedom Card: hmsg.link/trustcb
Referral code: HUQPC614. Select Miles during onboarding.

Qualifying spend exclusions and full Trust T&Cs apply.

4 days ago | [YT] | 6

Chris @HoneyMoneySG

How much salary is enough in Singapore?

Here are the 2026 milestones that change your options. 💰

Save this carousel and comment “SALARY” to watch the full video.

Follow @honeymoneysg for practical CPF, investing and credit card strategies.

𝘍𝘰𝘳 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺, 𝘯𝘰𝘵 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘌𝘭𝘪𝘨𝘪𝘣𝘪𝘭𝘪𝘵𝘺 𝘷𝘢𝘳𝘪𝘦𝘴; 𝘷𝘦𝘳𝘪𝘧𝘺 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘳𝘶𝘭𝘦𝘴 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦 𝘰𝘧𝘧𝘪𝘤𝘪𝘢𝘭 𝘴𝘰𝘶𝘳𝘤𝘦𝘴 𝘤𝘳𝘦𝘥𝘪𝘵𝘦𝘥 𝘰𝘯 𝘦𝘢𝘤𝘩 𝘴𝘭𝘪𝘥𝘦.

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4 days ago | [YT] | 29

Chris @HoneyMoneySG

Be honest: Are you Team Miles or Team Cashback in 2026? ✈️💵

5 days ago | [YT] | 8

Chris @HoneyMoneySG

🚨 HSBC x SingSaver FLASH DEAL Worth S$798!
* Revolution: hmsg.link/hsbcrevolution
* Live+: hmsg.link/hsbcliveplus
* Advance: hmsg.link/hsbcadvance
* TravelOne: hmsg.link/t1ss (S$196.20 annual fee applies)

📆 18 to 23 September 2026, 3pm & 9pm daily

🔥 New HSBC Cardholders
Apply, activate and spend min. S$500 by the end of the following calendar month from card opening.

⚡ FLASH DEAL
First 3 eligible applicants at 3PM and first 3 at 9PM daily get BOTH:
* Apple Watch Series 12 (GPS), 42mm Aluminium Case
* Apple AirPods 5 (USB-C)
Worth S$798 total.

🎁 Otherwise, choose 1:
* S$450 Cash via PayNow
* Dyson Airstrait™ worth S$799
* Dyson V8 Cyclone cordless vacuum worth S$559
* 28,000 Max Miles worth S$504
* ECOVACS DEEBOT MINI 2 worth S$499

🔸 Existing HSBC Customers: Get S$50 cashback, or up to 24,000 miles with HSBC TravelOne: hmsg.link/hsbccard

T&Cs: singsaver.link/cc-rewards-campaign

1 week ago | [YT] | 2

Chris @HoneyMoneySG

How Much Should You Invest Per IBKR UCITS ETF Trade?
✅ Article: honeymoneysg.com/ibkr-ucits-etf-minimum-investment…

Buying VALL, VWRA, CSPX or other LSE UCITS ETFs on IBKR? See how the US$1.70 minimum commission and 9% GST affect different investment sizes.

IBKR New User Sign up: hmsg.link/ibsgExisting users Support Page: hmsg.link/ibkr

1 week ago | [YT] | 10