Chris @HoneyMoneySG

⭐️ Citi x SingSaver: Up to S$799 in Gifts or S$430 Cash 💳
🎁 SingSaver Rewards (choose one): hmsg.link/citismrtss ⭐️
* S$430 Cash via PayNow
* S$470 Grab Voucher
* 25,000 Max Miles
* Dyson Airstrait
* Dyson V8 Cyclone Cordless Vacuum

🏦 Citi Official Reward: hmsg.link/citismrt ⭐️
* S$300 Cash Back when you spend S$800 in the first 2 months of account opening
* For new main Citi Cardmembers only

You can only apply from 1 link and qualify for 1 reward only.

✅ Card Features (2-year annual fee waiver)
5% Cashback on eligible categories with no monthly cap*
Annual cap: Max SMRT$600 per 12-month period (S$12,000 spend)

Breakdown:
* 0.3% Base Cashback on qualifying retail spend
* 4.7% Bonus Cashback on:
- Groceries (MCC 5411)
- Online purchases (excludes mobile wallet and travel-related transactions)
- Malaysian Ringgit spend (NEW)
- SimplyGo Bus/MRT (MCC 4111)
- Taxis incl. private-hire rides (MCC 4121)
Minimum spend of S$500 per statement month required to unlock Bonus Cashback.

🎥 My Citi SMRT review (Top Cashback Cards): https://youtu.be/JUnsrfi_OvY

Apply for 💳 Citi SMRT: hmsg.link/citismrt or hmsg.link/citismrtss ⭐️

👉 Discuss: t.me/honeymoneysg
More deals: honeymoneysg.com/#deals
T&Cs: singsaver.link/cc-rewards-campaign

1 day ago | [YT] | 2

Chris @HoneyMoneySG

🚨 Longbridge SG61 Promo: Get S$61 in Stocks + Win Up to S$610
👉 Sign up: hmsg.link/longbridge | Code: UIKHFMD9

Deposit S$500 and hold it for 10 qualifying days:
🎁 Days 1 to 9: Get S$6.10 worth of a different stock each dayNVIDIA → Intel → Apple → Sea → Tesla → Google → Microsoft → AMD → Meta
That is S$54.90 worth of stocks over 9 days.

🎰 Day 10: Sure-Win Lucky Draw
* S$6.10 stocks
* 10% chance: S$61 NVIDIA
* 0.1% chance: S$610 NVIDIA

🔥 PLUS my previous Longbridge upsized offer, including the exclusive FairPrice Gift Card Lucky Draw for eligible deposits 👉 Details: t.me/HoneyMoneySG/342695

📆 Period: 1 to 31 Aug 2026⚠️ For eligible Singapore residents with no deposits/share transfers into Longbridge before 1 Aug 2026. Rewards must be manually claimed.

👉 Sign up: hmsg.link/longbridge | Code: UIKHFMD9

T&Cs apply. support.longbridge.sg/topics/28nggs8/ndp2026

1 day ago | [YT] | 4

Chris @HoneyMoneySG

🚨 HSBC x SingSaver: ALL-TIME HIGH S$461 CASH!
* Revolution: hmsg.link/hsbcrevolution
* Live+: hmsg.link/hsbcliveplus
* Advance: hmsg.link/hsbcadvance
* TravelOne: hmsg.link/t1ss

📆 7 to 16 August 2026 only
🔥 New HSBC Cardholders
Apply, activate and spend min. S$500 by the end of the following calendar month from card opening, then choose 1:
* S$461 Cash via PayNow ✅ ALL-TIME HIGH
* Dyson Airstrait™ worth S$799
* Dyson V8 Cyclone cordless vacuum worth S$559
* 25,000 Max Miles ✅
* Sony WF-1000XM6 Earbuds + S$50 eCapitaVoucher bundle worth S$529

Eligible Cards: HSBC Live+, TravelOne, Revolution & Advance
⚠️ TravelOne: S$196.20 annual fee applies.

T&Cs: singsaver.link/cc-rewards-campaign

2 days ago | [YT] | 2

Chris @HoneyMoneySG

💸 How Much Is Your Cash Drag Costing You?
👉Free calculator: ko-fi.com/s/f01d5faf84

My golden rule is simple: build your emergency fund first, then invest the surplus instead of leaving long-term money idle.

This calculator shows how much potential growth you may be giving up based on:
• Your idle cash amount
• Expected investment return
• Current cash interest rate
• How long the money stays uninvested

Holding cash for emergencies or a planned purchase is reasonable. But waiting years for the “perfect” entry point can quietly become very expensive.

👉 Try the Cash Drag Calculator: ko-fi.com/s/f01d5faf84

2 days ago (edited) | [YT] | 3

Chris @HoneyMoneySG

The semiconductor market is bouncing back fast after that scary drop. But let's be real, when the charts were completely red a few weeks back, what did you actually do?

3 days ago | [YT] | 4

Chris @HoneyMoneySG

🇸🇬 SG61 StashAway National Day Promotion: hmsg.link/stashaway
Campaign period: 5 August to 11 September 2026
New StashAway users can enjoy both promotions when they sign up through my link.

💰 1. Simple Plus (Cash/SRS)
Earn 4.7% p.a. YTM on up to S$10,000 for 3 months. This includes a 2% booster for new users. Any remaining funds earn the base rate of 2.7% p.a. YTM, recently increased from 2.6%.

📈 2. ETF Explorer (Cash/SRS)
Receive a S$61 ETF rebate when you invest at least S$3,000 (Cash/SRS) in these SGX-listed ETFs:
• STI ETF (G3B)
• Singapore REITs ETF(CLR)
• Singapore Bonds ETF (A35)
• Singapore Corporate Bonds ETF (MBH)

Sign up here: hmsg.link/stashaway
Watch my Stashaway ETF Explorer video: https://youtu.be/Q-Zq-bx0ICc  

Terms and conditions apply. Yields may change and are not guaranteed. This is not financial advice.

4 days ago | [YT] | 6

Chris @HoneyMoneySG

🇸🇬SG61 OCBC x SingSaver: Extra S$61 Flash Deal ⚡
OCBC Infinity: hmsg.link/ocbcinfinity
OCBC 365: hmsg.link/ocbc365
OCBC Rewards: hmsg.link/ocbcrewards
OCBC 90°N Mastercard: hmsg.link/ocbc90nmc
OCBC 90°N Visa: hmsg.link/ocbc90nv

🔗 Apply via my links and complete the SingSaver form sent to your email!

⚡ First 5 eligible applicants at 2PM, 8PM and 10PM daily receive an extra S$61 cash on top of the SingSaver reward.

📆 Promo Period: 4–11 Aug 2026
💳 Min. Spend: S$400 within 30 days of approval
👤 New OCBC credit cardmembers only

🎁 Choose ONE SingSaver Exclusive Reward:
• S$400 Cash via PayNow
• Sony WF-1000XM6 Earbuds + S$50 eCapitaVoucher
• 25,000 Max Miles by HeyMax
• Dyson Airstrait™, worth S$799
• Dyson V8 Cyclone cordless vacuum

Missed the flash slot? You can still receive the ongoing SingSaver exclusive reward.
Rewards cannot be combined. Promotion does not stack with other OCBC welcome offers unless otherwise specified.

📺 OCBC Credit Card review: https://youtu.be/jJSYE4lPIGM

👉 Discuss: t.me/honeymoneysg
More deals: honeymoneysg.com/#deals
T&Cs: singsaver.link/cc-rewards-campaign

5 days ago | [YT] | 2

Chris @HoneyMoneySG

🇸🇬 Mari Invest SG61 Promo: Up to S$388 Bonus Units
Sign up 👉 hmsg.link/maribank

Invest fresh funds into the Mari Invest Singapore Equity and get:
S$1,000 → S$8 bonus (0.80%)
S$5,000 → S$48 bonus (0.96%)
S$10,000 → S$88 bonus (0.88%)
S$50,000 → S$388 bonus (0.78%)

Buy by 31 August 2026 and do not sell from 1 to 30 September 2026.
Limited to the first 3,000 invited eligible customers.

Under Mari Invest Singapore Equity, MariBank distributes the Amova Singapore Dividend Equity Fund - SGD Class.
Sign up 👉 hmsg.link/maribank

Investment products are not SDIC-insured and may result in losses. T&Cs apply.
Source: www.maribank.sg/promo/mari-invest-sg61

5 days ago | [YT] | 2

Chris @HoneyMoneySG

🚨 UOB Credit Cards: Grab S$400 Cash or a Dyson Airstrait
💳 Promotion Period: 1–31 August 2026

Apply for an eligible UOB credit card, activate it, and spend at least S$500 within the first month of card approval.

Eligible cards: UOB One, Absolute Cashback, PRVI Miles, EVOL, Lady’s, KrisFlyer and Visa Signature.

🎁 Rewards
The first 3 eligible applicants at 2PM, across all participating UOB cards, will receive one of these rewards instead of the base reward:
• S$400 cash via PayNow
• Dyson Airstrait worth S$799

All other eligible NTC applicants will receive S$95 cash via PayNow.

👉 Apply here:
UOB Absolute: hmsg.link/uobabsolute
UOB EVOL: hmsg.link/uobevol
UOB KrisFlyer: hmsg.link/uobkrisflyer
UOB Lady’s: hmsg.link/uoblady
UOB One: hmsg.link/uobonevisa
UOB PRVI Miles AMEX: hmsg.link/prviamex
UOB PRVI Miles Mastercard: hmsg.link/prvimc
UOB PRVI Miles Visa: hmsg.link/privisa
UOB Visa Signature: hmsg.link/uobvs

T&Cs apply singsaver.link/cc-rewards-campaign

6 days ago | [YT] | 4

Chris @HoneyMoneySG

If a broker offered you a guaranteed 3% p.a. interest (up to $1,500/year) on the shares/ETFs you already plan to hold, how would that change your strategy? 📈

6 days ago | [YT] | 4