This channel is purely for education & knowledge about banking. To spread financial literacy among customer and to safeguard customers against cyber crime, cyber frauds, banking fraud and spam.
This channel also impart the knowledge of filling different types of forms used in banking like debit-credit, account opening, NEFT-RTGS, Loan forms.
Subscribe and join me for more banking knowledge.
Few certification done by owner are as follows:-
1.B.tech (Computer Science)
2.M.B.A (HR & IT)
3. JAIIB
4.CAIIB
5. Prevention Of Cyber Crime & Fraud Management
6. IT Security
7. Digital Banking
8. DISA
9. Anti Money Laundering & KYC
10 Customer Service Codes & Standard
11. Information System Banker
12. Information Technology
13. Strategic Management & Innovation in Banking
14. M.S.M.E Certificate
Friendly Banker
As the banks want to gain sympathy and posting on their social media handles - don't go on strike because the public will suffer.
Bankers should also make videos of the customers who support bankers demand and post on the social media by tagging banks.
3 days ago | [YT] | 1
View 0 replies
Friendly Banker
Now officer should learn from bank. As bank taken permission from the RBI to open the bank on holiday. We should also take permission in writing for opening branches on holiday.
4 days ago | [YT] | 1
View 0 replies
Friendly Banker
What to you think - whatever NOBO has done for 5 days banking is correct or not ?
1 week ago | [YT] | 0
View 0 replies
Friendly Banker
π π RENTAL INCOME IS ENTERING A NEW ERA β PROPERTY OWNERS ARE SMILING!
From Mumbai to Delhi, Bengaluru to Hyderabad, India's rental housing market is witnessing strong momentum. According to the newspaper report, rents have risen sharply across several major cities over the last five years, driven by increasing urbanisation, employment opportunities and demand for homes in well-connected locations.
π₯ Some striking figures highlighted in the report:
ποΈ Chennai β rents up around 130% in five years
ποΈ Gurugram β 105%
ποΈ Bengaluru β 101%
ποΈ Hyderabad β 96.6%
ποΈ Mumbai β 92.7%
Interestingly, homes in the βΉ25,000ββΉ35,000 monthly rent range are reportedly seeing particularly strong demand.
π° The report estimates India's residential rental market at approximately βΉ7.53 lakh crore β showing just how significant rental housing has become.
But there is another side to this story.
For property owners, rising rents can mean stronger rental yields and an additional income stream. For tenants, however, rapidly increasing rents can put considerable pressure on household budgets.
ποΈ The big question:
With property prices already high in many cities and rents continuing to climb, is owning a house becoming more attractive than renting β or is renting still the smarter choice because of flexibility and the huge upfront cost of buying?
π Homeowners and tenants β what has happened to rent in your city during the last 5 years?
#RentalIncome #RealEstate #PropertyInvestment #HouseRent #RentalMarket #RealEstateIndia #PropertyMarket #Mumbai #Delhi #Bengaluru #Chennai #Hyderabad #PersonalFinance #Investment #FriendlyBanker
1 week ago | [YT] | 0
View 0 replies
Friendly Banker
π¨ Massive βΉ7.40 Crore Fake Currency Scam Uncovered! π¨
A shocking insider fraud has been busted at a Punjab National Bank (PNB) branch in Saharanpur, Uttar Pradesh, where genuine cash inside a high-security currency chest was systematically swapped with counterfeit notes! π±
Here is what we know so far:
The Suspects: An FIR has been registered against three suspended PNB officials: Senior Divisional Manager Ravi Kumar, and Currency Chest Managers Sushil Sharma and Amit Kumar.
The Scale: While the FIR initially states βΉ7.40 crore in fake notes, ongoing RBI audits suggest the scam could skyrocket up to βΉ17 crore! π
How it happened: The fraud came to light after a routine check revealed a cash shortfall, triggering a massive forensic ledger audit that exposed the fake currency bundles hidden deep in the vault.
The Action: A Special Investigation Team (SIT) has been formed by the police to track down where the real cash was laundered.
β οΈ Note: PNB has confirmed that the counterfeit cash was caught inside the vault and did not enter public circulation.
Stay tuned for more updates on this developing investigation! π
#BankingScam #PNB #FinancialFraud #FakeCurrency #CrimeNews #Saharanpur #UttarPradesh #CurrentAffairs #IndiaNews #Investigation #BankingSector
3 weeks ago | [YT] | 0
View 0 replies
Friendly Banker
π’ Calling All JAIIB Aspirants β Exclusive Beta Testing Invitation!
Would you like to test the complete AspirantBazaarβ’ JAIIB Mock Test Package worth βΉ1,416 without making any real payment?
We are inviting a limited number of JAIIB aspirants to test our new online mock-test platform before its official launch.
What you can test
β All four JAIIB papers:
Indian Economy & Indian Financial System β IE&IFS
Principles & Practices of Banking β PPB
Accounting & Financial Management for Bankers β AFM
Retail Banking & Wealth Management β RBWM
β 12 full-length mock tests
β 100 questions in every full mock
β 120-minute examination timer
β 20 free teaser mocks with 25 questions each
β Randomised question order
β Detailed score and accuracy analysis
β Correct and incorrect answer review
β Explanation provided for every question
β Performance reports and attempt history
β Test-wise leaderboard, rank and percentile
β Mobile-friendly examination interface
β Purchased-test access and retake facility
β Session and answer-saving protection
π° Total package value
12 full mock tests Γ βΉ100 = βΉ1,200
GST at 18% = βΉ216
Total value = βΉ1,416
How to participate
1οΈβ£ Subscribe & Join our YouTube channel: [youtube.com/channel/UCT8Ddi4RuGE4_FVk9QTjejg/join]
2οΈβ£ Follow our Facebook page and join the group: [www.facebook.com/share/g/19Nd4KTLVk/ ]
3οΈβ£ Send a screenshot showing that you have subscribed and joined.
4οΈβ£ We will privately provide the staging-access username and password.
5οΈβ£ Register your own student account and begin testing.
π Please do not share the testing credentials publicly.
This is a limited beta-testing programme. Razorpay will operate only in Test Mode, so no real payment or real card is required.
In return, please send us honest feedback regarding:
Question quality and accuracy
Difficulty compared with the actual JAIIB examination
Website speed and mobile usability
Timer, submission and result experience
Explanations, reports and leaderboard
Errors, missing features or suggested improvements
Your feedback will help us create a dependable and examination-focused platform for JAIIB aspirants.
π AspirantBazaarβ’
Any Exam, One Destination
Prepare Smarter. Practise Better. Succeed Faster.
β οΈ AspirantBazaar is an independent mock-test platform and is not affiliated with or endorsed by IIBF.
#JAIIB #JAIIB2026 #JAIIBMockTest #JAIIBPreparation #BankingExam #Bankers #IEIFS #PPB #AFM #RBWM #AspirantBazaar
3 weeks ago | [YT] | 1
View 0 replies
Friendly Banker
4 weeks ago | [YT] | 3
View 0 replies
Friendly Banker
π’ Dearness Allowance Increased! π
Great news for bank employees!
The Dearness Allowance (DA) for August, September & October 2026 has been revised upward by 2.13%.
β New DA Rate: 27.83%
This revision reflects the continued adjustment of salaries in line with inflation and provides additional financial support to employees.
π Key Highlights: πΉ DA Increased: 2.13% πΉ Effective Period: August β October 2026 πΉ Revised DA: 27.83%
Congratulations to all bank employees on this positive revision! Wishing everyone continued success and prosperity.
π¬ Share this update with your colleagues so everyone stays informed.
#DearnessAllowance #DAIncrease #BankEmployees #SalaryUpdate #BankingNews #IndianBanking #EmployeeBenefits #WageRevision #Finance #SalaryNews #August2026 #IOB #BankStaff #DAUpdate
1 month ago | [YT] | 3
View 0 replies
Friendly Banker
π A Proud Moment for Every Staff Member of IOB! π
We are delighted to share that Indian Overseas Bank (IOB) has been honored with the prestigious "Customer First Resolution Award 2026" in recognition of its outstanding performance in customer grievance redressal.
This prestigious recognition reflects IOB's unwavering commitment to: β Customer Satisfaction
β Service Excellence
β Transparency & Trust
β Timely Resolution of Customer Grievances
The achievement is a testament to the dedication, professionalism, and relentless efforts of every member of the IOB family who works every day to provide the best banking experience to our customers.
Together, we continue to build stronger customer relationships and uphold the values that define IOB.
Congratulations to every IOB staff member on this remarkable achievement! ππ
#IndianOverseasBank #IOB #CustomerFirst #CustomerService #CustomerExperience #BankingExcellence #Award2026 #TeamIOB #ProudMoment #ServiceExcellence #Banking #CustomerSatisfaction #Trust #FinancialServices #India
1 month ago | [YT] | 9
View 0 replies
Friendly Banker
1 month ago | [YT] | 3
View 0 replies
Load more