This channel is purely for education & knowledge about banking. To spread financial literacy among customer and to safeguard customers against cyber crime, cyber frauds, banking fraud and spam.

This channel also impart the knowledge of filling different types of forms used in banking like debit-credit, account opening, NEFT-RTGS, Loan forms.

Subscribe and join me for more banking knowledge.

Few certification done by owner are as follows:-

1.B.tech (Computer Science)
2.M.B.A (HR & IT)
3. JAIIB
4.CAIIB
5. Prevention Of Cyber Crime & Fraud Management
6. IT Security
7. Digital Banking
8. DISA
9. Anti Money Laundering & KYC
10 Customer Service Codes & Standard
11. Information System Banker
12. Information Technology
13. Strategic Management & Innovation in Banking
14. M.S.M.E Certificate


Friendly Banker

As the banks want to gain sympathy and posting on their social media handles - don't go on strike because the public will suffer.
Bankers should also make videos of the customers who support bankers demand and post on the social media by tagging banks.

3 days ago | [YT] | 1

Friendly Banker

Now officer should learn from bank. As bank taken permission from the RBI to open the bank on holiday. We should also take permission in writing for opening branches on holiday.

4 days ago | [YT] | 1

Friendly Banker

What to you think - whatever NOBO has done for 5 days banking is correct or not ?

1 week ago | [YT] | 0

Friendly Banker

πŸ πŸ“ˆ RENTAL INCOME IS ENTERING A NEW ERA β€” PROPERTY OWNERS ARE SMILING!

From Mumbai to Delhi, Bengaluru to Hyderabad, India's rental housing market is witnessing strong momentum. According to the newspaper report, rents have risen sharply across several major cities over the last five years, driven by increasing urbanisation, employment opportunities and demand for homes in well-connected locations.

πŸ”₯ Some striking figures highlighted in the report:

πŸ™οΈ Chennai β€” rents up around 130% in five years
πŸ™οΈ Gurugram β€” 105%
πŸ™οΈ Bengaluru β€” 101%
πŸ™οΈ Hyderabad β€” 96.6%
πŸ™οΈ Mumbai β€” 92.7%

Interestingly, homes in the β‚Ή25,000–₹35,000 monthly rent range are reportedly seeing particularly strong demand.

πŸ’° The report estimates India's residential rental market at approximately β‚Ή7.53 lakh crore β€” showing just how significant rental housing has become.

But there is another side to this story.

For property owners, rising rents can mean stronger rental yields and an additional income stream. For tenants, however, rapidly increasing rents can put considerable pressure on household budgets.

🏘️ The big question:
With property prices already high in many cities and rents continuing to climb, is owning a house becoming more attractive than renting β€” or is renting still the smarter choice because of flexibility and the huge upfront cost of buying?

πŸ‘‡ Homeowners and tenants β€” what has happened to rent in your city during the last 5 years?

#RentalIncome #RealEstate #PropertyInvestment #HouseRent #RentalMarket #RealEstateIndia #PropertyMarket #Mumbai #Delhi #Bengaluru #Chennai #Hyderabad #PersonalFinance #Investment #FriendlyBanker

1 week ago | [YT] | 0

Friendly Banker

🚨 Massive β‚Ή7.40 Crore Fake Currency Scam Uncovered! 🚨

A shocking insider fraud has been busted at a Punjab National Bank (PNB) branch in Saharanpur, Uttar Pradesh, where genuine cash inside a high-security currency chest was systematically swapped with counterfeit notes! 😱

Here is what we know so far:

The Suspects: An FIR has been registered against three suspended PNB officials: Senior Divisional Manager Ravi Kumar, and Currency Chest Managers Sushil Sharma and Amit Kumar.

The Scale: While the FIR initially states β‚Ή7.40 crore in fake notes, ongoing RBI audits suggest the scam could skyrocket up to β‚Ή17 crore! πŸ“ˆ

How it happened: The fraud came to light after a routine check revealed a cash shortfall, triggering a massive forensic ledger audit that exposed the fake currency bundles hidden deep in the vault.

The Action: A Special Investigation Team (SIT) has been formed by the police to track down where the real cash was laundered.

⚠️ Note: PNB has confirmed that the counterfeit cash was caught inside the vault and did not enter public circulation.

Stay tuned for more updates on this developing investigation! πŸ‘‡

#BankingScam #PNB #FinancialFraud #FakeCurrency #CrimeNews #Saharanpur #UttarPradesh #CurrentAffairs #IndiaNews #Investigation #BankingSector

3 weeks ago | [YT] | 0

Friendly Banker

πŸ“’ Calling All JAIIB Aspirants β€” Exclusive Beta Testing Invitation!

Would you like to test the complete AspirantBazaarβ„’ JAIIB Mock Test Package worth β‚Ή1,416 without making any real payment?

We are inviting a limited number of JAIIB aspirants to test our new online mock-test platform before its official launch.

What you can test

βœ… All four JAIIB papers:

Indian Economy & Indian Financial System β€” IE&IFS

Principles & Practices of Banking β€” PPB

Accounting & Financial Management for Bankers β€” AFM

Retail Banking & Wealth Management β€” RBWM

βœ… 12 full-length mock tests

βœ… 100 questions in every full mock

βœ… 120-minute examination timer

βœ… 20 free teaser mocks with 25 questions each

βœ… Randomised question order

βœ… Detailed score and accuracy analysis

βœ… Correct and incorrect answer review

βœ… Explanation provided for every question

βœ… Performance reports and attempt history

βœ… Test-wise leaderboard, rank and percentile

βœ… Mobile-friendly examination interface

βœ… Purchased-test access and retake facility

βœ… Session and answer-saving protection

πŸ’° Total package value

12 full mock tests Γ— β‚Ή100 = β‚Ή1,200

GST at 18% = β‚Ή216

Total value = β‚Ή1,416

How to participate

1️⃣ Subscribe & Join our YouTube channel: [youtube.com/channel/UCT8Ddi4RuGE4_FVk9QTjejg/join]

2️⃣ Follow our Facebook page and join the group: [www.facebook.com/share/g/19Nd4KTLVk/ ]

3️⃣ Send a screenshot showing that you have subscribed and joined.

4️⃣ We will privately provide the staging-access username and password.

5️⃣ Register your own student account and begin testing.

πŸ”’ Please do not share the testing credentials publicly.

This is a limited beta-testing programme. Razorpay will operate only in Test Mode, so no real payment or real card is required.

In return, please send us honest feedback regarding:

Question quality and accuracy

Difficulty compared with the actual JAIIB examination

Website speed and mobile usability

Timer, submission and result experience

Explanations, reports and leaderboard

Errors, missing features or suggested improvements

Your feedback will help us create a dependable and examination-focused platform for JAIIB aspirants.

πŸŽ“ AspirantBazaarβ„’

Any Exam, One Destination

Prepare Smarter. Practise Better. Succeed Faster.

⚠️ AspirantBazaar is an independent mock-test platform and is not affiliated with or endorsed by IIBF.

#JAIIB #JAIIB2026 #JAIIBMockTest #JAIIBPreparation #BankingExam #Bankers #IEIFS #PPB #AFM #RBWM #AspirantBazaar

3 weeks ago | [YT] | 1

Friendly Banker

4 weeks ago | [YT] | 3

Friendly Banker

πŸ“’ Dearness Allowance Increased! πŸŽ‰

Great news for bank employees!

The Dearness Allowance (DA) for August, September & October 2026 has been revised upward by 2.13%.

βœ… New DA Rate: 27.83%

This revision reflects the continued adjustment of salaries in line with inflation and provides additional financial support to employees.

πŸ“Œ Key Highlights: πŸ”Ή DA Increased: 2.13% πŸ”Ή Effective Period: August – October 2026 πŸ”Ή Revised DA: 27.83%

Congratulations to all bank employees on this positive revision! Wishing everyone continued success and prosperity.

πŸ’¬ Share this update with your colleagues so everyone stays informed.

#DearnessAllowance #DAIncrease #BankEmployees #SalaryUpdate #BankingNews #IndianBanking #EmployeeBenefits #WageRevision #Finance #SalaryNews #August2026 #IOB #BankStaff #DAUpdate

1 month ago | [YT] | 3

Friendly Banker

πŸ† A Proud Moment for Every Staff Member of IOB! πŸŽ‰

We are delighted to share that Indian Overseas Bank (IOB) has been honored with the prestigious "Customer First Resolution Award 2026" in recognition of its outstanding performance in customer grievance redressal.

This prestigious recognition reflects IOB's unwavering commitment to: βœ… Customer Satisfaction
βœ… Service Excellence
βœ… Transparency & Trust
βœ… Timely Resolution of Customer Grievances

The achievement is a testament to the dedication, professionalism, and relentless efforts of every member of the IOB family who works every day to provide the best banking experience to our customers.

Together, we continue to build stronger customer relationships and uphold the values that define IOB.

Congratulations to every IOB staff member on this remarkable achievement! πŸ‘πŸ’™

#IndianOverseasBank #IOB #CustomerFirst #CustomerService #CustomerExperience #BankingExcellence #Award2026 #TeamIOB #ProudMoment #ServiceExcellence #Banking #CustomerSatisfaction #Trust #FinancialServices #India

1 month ago | [YT] | 9

Friendly Banker

1 month ago | [YT] | 3