The Mom Life

Hey friends 🤍
I know I’ve been a little quiet on YouTube the last month or so—and honestly, I’ve missed y’all.

I want to come back by sharing something real: our debt journey and where we’re headed in 2026.
Nothing flashy. Nothing dramatic. Just real life.

Here’s the truth: we’re not changing everything.
We’re continuing exactly what’s been working—steady progress, larger payments when we can, extra payments when they’re available, and most importantly… micro-payments.

For a long time, I didn’t share the smaller payments here because I felt like they didn’t “count.”
But I’ve realized they are actually the most important part of this journey.
Every dollar matters. Every payment matters. The more payments you make between your statement date and due date, the less interest you’re paying. That adds up—big time.

I’m not a financial expert.
I’m a wife. I’m a mama.
And I know what it feels like to carry the weight of debt… and I also know the peace of being debt-free. The stress is real.

I understand the “we only live once” mindset. I really do.
Especially after loss, tragedy, or when life feels heavy—instant gratification can feel like comfort. I’m still working through this to this very day. But I’m noticing a shift. I’m spending with intention, not emotion.

This past Christmas, we paid cash.
And the money we didn’t spend? We put toward debt.

Were there moments of temptation? Absolutely.
Right before Christmas I thought, “Our tree should really be bigger for this space.”
A family member even said they expected to see a 12-foot tree because of the high ceilings. And I caught myself feeling like I had to explain… or defend.

But here’s what I reminded myself:
It’s not the size of the tree—it’s the people standing around it that make it special.

I’m sharing this because I know I’m not alone.
So many of us feel like we’re “not doing enough,” like we need to prove our love, our joy, our Christmas spirit through spending, gifts, and decor.

Please don’t misunderstand me—I love a cozy, decorated home. It genuinely makes me happy.
But I’ve learned two things:
1. Do it only if it truly brings you joy
2. And only if it doesn’t put you into debt

Because debt has a way of stealing from the very moments we’re trying to make special. I told myself it wouldn’t—but it did.

I’m not perfect.
I’m learning. I’m growing.
And every day, my husband and I are choosing to focus on what matters most.

If you’re on a similar journey, I see you. You’re not behind. You’re not failing.
Small steps still move you forward.

🤍
Chrissy
‪@themomlifeco‬
‪@TheBudgetConvention‬

2 weeks ago | [YT] | 15

The Mom Life

Are you out of debt? ​⁠
‪@themomlifeco‬ ‪@TheBudgetConvention‬

2 weeks ago | [YT] | 1

The Mom Life

Moving into 2026, my husband and I are making a big shift.

From January through April, we’re committing to a LOW SPEND / NO SPEND season—outside of bills and commitments already in place for us and our kids.

This isn’t about perfection.
It’s about intention.

Our goal is simple and bold: we want to be debt-free. Period.

Life will still happen (because it always does), which is why building and protecting an emergency fund is non-negotiable for us. I’ll be sharing more of the why, the how, and the real-life challenges as we walk through this on my channel.

I don’t want to preach.
I don’t want to pretend I have it all figured out.

I want to put in the work where you can see it—the wins, the setbacks, the mindset shifts—and maybe we can help each other along the way.

So I’ll ask you…
✨ What are you committing to in 2026?
Less spending? More saving? Paying off debt? Better boundaries?

Let’s do this together. 🤍
‪@themomlifeco‬ ‪@TheBudgetConvention‬

3 weeks ago | [YT] | 9

The Mom Life

Friends… if you’ve been waiting for a sign to hype up the 2026 Budget Convention, THIS is it! 🎉

We’re talking budget besties, epic swag, incredible speakers, vendors selling the coolest products, and collabs with amazing people from all across the budgeting community. This isn’t just an event—it’s a whole experience, and trust me… you do NOT want to miss it.

✨ GIVE THE GIFT OF GROWTH!
If you’ve got a friend who’s been dreaming of going, this is the perfect 2026 gift to surprise them with.

💸 BONUS ALERT:
We’re giving $200 PayPal Cash to the next 25 people who register by December 15th. Yep… a full $200 back in your pocket.

📣 SHARE & POST TO WIN!
Share this announcement and be entered to win either a Budget Workbook or $50 PayPal Cash—your choice!

Let’s make 2026 the year of money moves, community, and leveling up together. Let’s GO! 🚀
themomlifecobudgetconvention.com/

‪@TheBudgetConvention‬
‪@themomlifeco‬

1 month ago | [YT] | 16

The Mom Life

https://youtu.be/yp8ROBlpBGU?si=ASKOb...

She’s so close to 1000 friends please help her get there. It could be tonight! Leave in comments subscribed. Go to her channel and ‪@DonnaPoweredbyCreativity‬ ! Donna is doing. Giveaway. Go over to her channel for the details!

‪@themomlifeco‬
‪@TheBudgetConvention‬

1 month ago | [YT] | 4

The Mom Life

Back to Basics: ONE Envelope, One Wallet, No Stress 😌 #cashenvelopes #cashstuffing #budget
youtube.com/shorts/iUUjREJ0v2...

2 months ago | [YT] | 1

The Mom Life

I’m freaking out!! ​‪@sassybeautybudgets4971‬ I couldn’t wait any longer ❤️🤣🥰
youtube.com/shorts/C6YPtWzbg9...

2 months ago | [YT] | 0

The Mom Life

‪@busygirlbudgets‬ you’re amazing! Thank you! I love❤️
youtube.com/shorts/vN6UoRw5Zo...

2 months ago | [YT] | 1

The Mom Life

Giveaway in this video & fun
https://youtu.be/y4wW3iWpBv0?si=bLKli...

2 months ago | [YT] | 5

The Mom Life

This video was so fun to do!! A Great GIVEAWAY friends!! You’re gonna LOVE IT!
https://youtu.be/Lo48zBC0obw?si=II0iL...
‪@TheBudgetConvention‬
‪@themomlifeco‬

2 months ago | [YT] | 1