Canadian in a T-Shirt

I started this channel to take a deep dive into investing, taxes, personal finance and money saving strategies FOR CANADIANS! πŸ‡¨πŸ‡¦

If you don't even know the difference between a savings and chequing account, I will go over all the basics of taxes, saving, spending wisely with cash back credit cards and the importance of investing.

For more experienced viewers, I'll offer my investing strategies including diversification, stocks vs bonds, TFSA vs RRSP and everything in between.

The principles I follow are useful for any person who wants to take charge of their financial future, but I'm making this content tailor-made to Canadians and millennials.

Check out my playlists to learn about each topic:
-Millennial INVESTING Guide
-Canadian TAX Guide
-Credit Card Series
-Canadian BUSINESS Guide
-Stock Picks

Welcome! 😊

Facebook: www.facebook.com/CanadianTShirt
Instagram: www.instagram.com/canadiantshirt
Twitter: twitter.com/CanadianShirt


Canadian in a T-Shirt

WE DID IT!!! πŸŽ‰ Guys, it's hard to wrap my head around it but we just crossed 200 THOUSAND subscribers here on YouTube!!! 🀯 It's been one hell of a journey... I started this 6 years ago, purely as a hobby and to help teach my coop students about finance. I NEVER expected it to grow into my career and I never expected to build so many wonderful relationships along the way!

Many of you have been with me since day one... πŸ™ and even if we haven't met in person, I want you to know how much I cherish your support and your trust in me ❀️
Leaving a king word, asking thoughtful questions, helping each other out and sticking with me year after year, through the ups and downs.... YOU are the reason I fell in love with this crazy job 😊

So I want to say THANK YOU for letting me into your lives and sticking by my side. I'm proud to be Canadian and I'm proud of this community! πŸ‡¨πŸ‡¦
If you see me today, you bet I'll be wearing my T-Shirt, with a giant smile on my face 😁

4 months ago | [YT] | 616

Canadian in a T-Shirt

⚠️ WARNING - SCAM EMAIL ⚠️

It's a new year and now a new form of SCAM... this time EMAIL imposters... πŸ˜•

A few of my viewers have reached out to me and asked about these suspicious emails.
❌ THIS IS NOT ME! Please do NOT respond and block their email right away. ❌

Sadly, they are getting pretty smart and their way of speaking kind of sounds like me...

The biggest giveaway, was the sales pitch on "CRYPTO Opportunities" which definitely doesn't sound like me πŸ˜…

However, they are using the title of my recent video, expressing gratitude for your support. It really does sound like me and I'm worried that a lot of people will fall for it...

Even the email address looks legitimate...
"thecanadiantshirt.infoβ€ͺ@gmail.com‬ "

This is NOT my email address, I do NOT have ".info" in my email.

Please block them right away.
I wish I could do more but I can't control other email addresses. Even if I report it to gmail, I doubt they will do anything.

Furthermore, I don't even know how they obtained your email addresses? πŸ€”

To be clear, I do NOT have a newsletter.
I do NOT have a mailing list.

I do NOT collect your email address or personal info in any way.
So even if I wanted to send you an email, I wouldn't be able to...

Here are my rules to follow, across all platforms: (Email, YouTube, Instagram, TikTok, etc)

I will NEVER message you first
I will NEVER send you a friend request
I will NEVER email you
I will NEVER give you a sales pitch
I will NEVER offer to invest on your behalf

If you ever see this from someone that "looks like me" it is NOT me. It's a scammer and please block them.

I've been running YouTube for 6 years now and since day 1, I've LOVED engaging with you guys, answering your questions and responding to your messages 😊

But YOU HAVE TO MAKE THE FIRST MOVE!

If you ask me a question or send me an email or a message, I will try my best to answer.
But I will NEVER start a conversation out of the blue.

I already have the verified checkmark on YouTube and the blue checkmark on Instagram.
That's how you know it's really me.

For everything else, like email and TikTok, you have to rely on your judgement and the rules I listed above.

This is easily the worst part about this job...
It's incredibly frustrating and it breaks my heart knowing that a handful of good-hearted people might actually fall for these scams πŸ˜•

Please be careful out there, look out for each other and if anything ever seems suspicious, please reach out to me!
Instagram or Youtube comments are the best way to reach me.

Thanks everyone and be safe! 😊

10 months ago | [YT] | 86

Canadian in a T-Shirt

Hey guys! I am genuinely curious to know how many of you RENT vs OWN your home 🏠

As many of you know, I do BOTH! I pay rent for the apartment I live in but I also own rental properties with my brother.
For those of you who are renting, definitely check out my latest video to learn how I save over $600 off my rent by using my credit card! 😁

1 year ago | [YT] | 96

Canadian in a T-Shirt

Hey guys! We've got a FREE webinar next Wednesday, hosted by TD Direct Investing πŸ‡¨πŸ‡¦

Join me and my good friend Shay, the β€ͺ@HumbledTraderOfficial‬ and my new friend Nelson Soh for a live panel discussion all about investing for beginners! πŸ™Œ

There's a TON to talk about including our biggest mistakes and important lessons we learned the hard way πŸ˜…

It will be an hour long and we will be answering LIVE questions from the audience so I hope you come prepared!

I've had the pleasure of sharing the stage with Shay many times over the years and we always have a TON of fun! And I'm sure we'll drop some investing wisdom too!

The webinar is totally free, it's on Wednesday October 2 at 6 pm EST.

Click the link below to register πŸ‘‡
go.td.com/4dclYs8

I hope to see you guys there! 😁

1 year ago | [YT] | 64

Canadian in a T-Shirt

Hey guys! Check out my latest video on the 2024 CAPITAL GAINS TAX Increase which takes effect in a few weeks, on June 25. There is a TON of misinformation and outrage out there regarding this (some sincere, some not) but I wanted to hear from YOU guys!
How many of you will be affected by this increase and how?

Please vote down below πŸ€”and feel free to share your situation and numbers. I am genuinely curious how this will affect you guys! πŸ™

1 year ago | [YT] | 40

Canadian in a T-Shirt

If you haven't watched my latest video, I made a MAJOR investment in myself.
It has truly changed MY LIFE! 😁

I don't need to wear glasses anymore!

But glasses have also been part of my "brand" since day one so I want to know what you think!

Should I keep the glasses (fake lenses) in my videos?
Or no-glasses? πŸ€”

1 year ago | [YT] | 68

Canadian in a T-Shirt

⚠️ Upcoming Changes with YouTube Ads... ⚠️

Hey guys, I have some frustrating news regarding YouTube. Starting in November, YouTube will no longer allow me to control what types of ads I allow on my videos.

So very soon, you should expect to see NON-SKIPPABLE Ads for the first time in my videos... 😑

I hate them. Nothing ruins a video experience like an abrupt 20 second advertisement that you HAVE to sit through...

I've been an avid fan of YouTube since 2006 and I've been running this channel for over 4 years.
I made a promise to myself that I would NEVER allow non-skippable ads on my videos.

Even though, allowing those ads would earn me greater revenue from YouTube.
I hate those 20 second non-skippable ads in my personal life and I would NEVER want my viewers to suffer through them.

Unfortunately, I no longer have a choice.

Starting in November, ALL types of ads will be allowed on videos.
It's up to the YouTube algorithm to decide what kind of ad appears (skippable, non-skippable and bumper ads)

I understand that YouTube needs to make money and myself, as a full-time YouTuber, I need to earn a living too but this is not the way.

I made a conscious choice these past 4 years, to reduce my YouTube income in order to improve the viewing experience for my viewers. Now that choice is gone.

I hope you guys will still stick with the YouTube platform and continue to support myself and the thousands of other content creators who are passionate about making videos.

I for one, will try my best to limit the amount of mid-roll ads (ads that appear in the middle of a video)
Again, I have limited control over this. Let's hope that those non-skippable ads don't show up in the middle of a video, we'll find out in November...

Personally, I have been paying $13 a month for YouTube Premium in order to skip these annoying ads.
There are also ad-blockers out there but I can't vouch for their effectiveness.

I love YouTube. I've loved it as a viewer for 17 years and I've loved it as a creator for 4 years.
I don't want YouTube to change but it is happening.

That's the end of my rant, as always I hope you guys are doing well and I'll see you very soon!

2 years ago | [YT] | 323