Gurleen Kaur Tikku

From building a dream to celebrating it in London ❤️
Being recognised by HDFC ERGO as a CEO Club Advisor made this moment special, but celebrating it with Mumma and my sister made it unforgettable.

This recognition belongs to Team Hareepatti, our clients, and everyone who has been part of this journey.

Grateful for how far we’ve come, and excited for what lies ahead! 🙏

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4 days ago |[YT] | 70

Gurleen Kaur Tikku

2004 mein ₹500 ka blanket bhi milta tha… aur ₹500 ka gold bhi. 😅
22 years later, those two ₹500 have very different stories to tell.

When Tikku ji and I got married in 2004, ₹500 was a perfectly respectable wedding gift. I remember blankets being commonly given during Milni and other wedding ceremonies. A good blanket could cost around ₹500.

Around the same time, roughly the same amount could buy a small quantity of gold.

Fast forward 22 years.

The blanket did what it was meant to do. It kept someone warm, got used, became old and perhaps eventually disappeared from the cupboard.

Gold had a very different journey.
And that’s a simple lesson in personal finance.

Some money buys consumption. Some money buys an asset.

Both have a purpose. But time treats them very differently.
This isn’t about stopping gifts and handing out gold coins at every wedding 😄

It’s simply a reminder that when we earn money, a small part should always be allowed to travel into the future with us.

Because what looks like ₹500 today can become a very different story 20 years from now.
#goldinvestment #gurleenkaurtikku #hareepatti

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6 days ago |[YT] | 114

Gurleen Kaur Tikku

A special trip to London & Scotland with my mother and sister ❤️✨
Enjoying the break, making beautiful memories and spending some much-needed family time.

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1 week ago |[YT] | 78

Gurleen Kaur Tikku

At Hareepatti, we believe that caring for our team goes beyond the workplace. ❤️
Every year, we try to send meals for our team members and their families, because they are an important part of our extended Hareepatti family.

A small gesture, with one simple intention: to bring smiles not just to our team, but to their families too. 😊

1 week ago |[YT] | 11

Gurleen Kaur Tikku

Last week, I was invited by Prudential Health India for a discussion as they work towards setting up an Agency Council. 😊

The conversation was around a few simple but important questions:
What are policyholders really looking for from their health insurance?
Where are the gaps?
What confuses customers?
What can be made simpler?

And what can insurers do better?
I had the opportunity to share my perspective with their CEO, CBO, Product Head, Chief Actuaries and members of the management team.

For me, the most meaningful part was bringing the customer’s voice into the room.
After spending more than two decades speaking to policyholders, you understand what people worry about when buying a policy, which terms confuse them, and the anxiety they go through when a claim arises.

As India’s health insurance industry evolves, I believe these conversations matter.
Because health insurance is not just about features, premiums and benefits. It is ultimately about the person who may need that policy at a difficult time.

Thank you to the Prudential Health India team for inviting me and, more importantly, for listening to the voice from the ground.

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1 week ago |[YT] | 89

Gurleen Kaur Tikku

Aapke HUSBAND/WIFE ko pata hai aapka paisa kahan hai? 🤔👫
If your answer is “not really,” this carousel is for you.

Take 10 minutes this weekend and talk about your family finances ❤️

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2 weeks ago |[YT] | 60

Gurleen Kaur Tikku

There was a phase in my 20s when I had to check my bank balance via SMS before buying anything.

I thought earning more would fix my money problems.

I was wrong. It wasn’t just income. It was my habits.

Here’s what I wish I knew sooner:

1. Pay yourself first
Don’t save what’s left. Save first, even if it’s a small amount.

2. Start investing early
I kept waiting for the “right time.”

3. Talk about money
The more openly I talked about money, the better I got at managing it.

Small steps. Consistent habits.

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2 weeks ago |[YT] | 100

Gurleen Kaur Tikku

I have a team full of women.
Some are married, some are not. Some have kids and families to manage, while some are at the peak of their careers, completely focused on learning and growing.

I’ve been working for more than 21 years, and honestly, my team has taught me quite a few things.

The women who have families have a lot to juggle. Kids, home, work and everything in between. So I’ve learnt that sometimes, being flexible as a leader matters.

The younger girls are in a different phase. They are ambitious, eager to learn and always ready to take on something new.

And the ones with years of experience bring a different kind of maturity and perspective.

Everyone has a different life, different priorities and different strengths.
But one thing I see across my team is how much they care about the work and our clients. They listen. They are patient. They are empathetic.

And somehow, after managing everything, they can still come to me and ask, “Ma’am, aur kuch hai?” 😄

I think that’s what makes a team special.

Different women. Different stages of life. Different strengths.
And each one has taught me something.

I’m still learning from them.❤️

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3 weeks ago |[YT] | 100

Gurleen Kaur Tikku

Last week, I was invited to be a part of ICICI Lombard’s Health Shiksha Abhiyan to share my views on their new offering, Elevate Her. 
It was interesting to see a plan that looks beyond the usual maternity-focused conversation around women’s health.

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3 weeks ago |[YT] | 105

Gurleen Kaur Tikku

Comment “FOLDER” & we’ll share the Complete Emergency Folder Checklist for your ageing parents ✅

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4 weeks ago |[YT] | 121