I am Red and nag rereview po ako mga online loan apps and nag rarant about financial literacy :) But...

I am just like anybody else. I struggled with debt in the past, juggling online loan apps and living from paycheck to paycheck until I learned how to better manage my budget and finances. Through this channel, I want to share years worth of knowledge and experience with everyone.



Ate Red

Welcome to the City of Smiles JuanHand. I appreciate the short but insightful meeting with your team over coffee. Thanks Sir Nico and Sir Keiko for discussing how Juanhand consistently goes the extra mile to protect the users from fraud and scams. And sharing the initiatives the company has in place to keep making Juanhand accessible to eligible users who are responsible borrowers but cannot be served by banks and traditional lending institutions.

Nice meeting you again Sir Coco, President and CEO of WeFund Lending Corp. Hope the entire team loved Bacolod Chicken Inasal 🙂

And to confirm with everyone Luvit by Junahand is Legit! Lightly speaking, si WeFund may dalawang anak, si Juan and si Juna 😂✌️ and both are recorded OLPs sa SEC ha. So 100% legit!

Now yung next step nalang is maaapprove kaya ako? WeFund has a very sophisticated AI system that screens users so credit history talaga ang labanan mga beh.

Kaka approve lang ulit sa Juanhand so medyo kinakabahan ako i try si Luvit dahil sakit kaya sa lungs mga beh yung ma reject/decline. Anyways, I will bravely try it for you sooooooon.

Kaya sabi ko sa inyo bibitawan ko na mga ibang apps to make room for those na may better offers hehehe.

But now, seriously, thanks Juanhand team for always appreciating our feedback about your app.

Plot twist para sa mga bashers: duh pina liwanag ko yung pic nang konti dahil ako yung pinaka maputi dito eh.

2 weeks ago | [YT] | 133

Ate Red

Waaah Matututulog na sana ako pero may isang malaking surpresa akong natuklasan. AFTER 3 YEARS, sa wakas approve na tayo!!!

Totoo nga ang chismiss:
-makakabalik ka eventually
-buo sya matatanggap
-monthly payments pwede
-and pwede multiple.

At least may first hand review na ulit tayo sa legit na loan app!!!!
Gusto ko sumigaw kaso baka mabulabog mga kapit bahay!

1 month ago | [YT] | 64

Ate Red

Instead of happy new year, i hope this post makes a big impact para maka promote awareness baon nyo sa papasok na 2026

Mag 2026 na ang dapat natin unang baguhin is yung pagiging negative at pagiging atat sa pag comment without full knowledge.

Years ago, depressed ago dahil yung only option ko para maka bili ng gamit ay Home Credit and back then sobrang sakit ng interest nito. Bitter ako sa mga naka credit card dahil may 0% interest installment at siempre sosyalan ang dating diba.

Feeling desperate din ako dahil feeling ko wala na akong pag asa maapprove sa car loan or home loan or credit card. Take note binabanggit ko “loan” or utang dahil tanggap ko ang reality never ako magiging millionaire para ma cash lahat and maging debt free churva…

Because of the wrong mindset muntik din ako ma lugmok dahil sa OLA but instead ma bitter ako at maging negative sa idea ng utang, i chose to make myself more aware and educated sa mga things associated with utang. So i share my experiences hoping maka inspire, maka promote awareness and maka spread message na wag pa stress sa utang. Utang is a part of life, to be honest… but it’s how we use and manage it that makes a difference

And it opened better financing options for my needs, my goals and my wants. Ikaw, ano mashashare mo besides that statement na parang deadend? Move on ka bro.

1 month ago | [YT] | 72

Ate Red

Live tayo in a bit...

youtube.com/live/6aJu-T-5_S8

1 month ago | [YT] | 2

Ate Red

Pasok mga bashers! Lol!

Ano link? Pa suggest po mautangan yung legit? Anyway since I personally have my own biases and favorite apps, starting 2026 I will be promoting links or my favorite apps!!!

But full disclosure this links do not guarantee approval but they will help me earn a little something, siempre deserve ko rin commission for the laway and the effort 🙂

Pero rest assured yung mga apps na happy naman ako i promote! Hindi yung napilitan ka lang mag promote dahil malaki ang offer tulad ng nabanggit ko na yung mga walang hiyang mga yun...

1 month ago | [YT] | 15

Ate Red

Merry Christmas to all! May your hearts be filled with joy and contentment. We won't be uploading any new content for today so we can focus on spending quality time with our families. Let’s set aside the stress of debts and those persistent OLA agents for a moment. What matters most is that we have peace of mind and shared happiness today. Happy holidays!

1 month ago | [YT] | 75

Ate Red

Enjoyin natin ang spirit of Christmas with family today and tomorrow. Simple man or engrande ang handaan ang importante ay salo salo. Wala muna tayong upload. Next video sa Dec 26 2025 and promise legit. Not fly by night OLA

1 month ago | [YT] | 26

Ate Red

Good morning! Hashtag fitness keymeyrut muna tayo. Mamaya na ako upload. Excited ako na may Salmon card na, kaya na pa takbo hehehehe.

1 month ago | [YT] | 23

Ate Red

Sabi nila, mas maganda sa kabila. Yung iba sabi hindi. Yung iba hanggang sana all, yung iba bitter dahil gusto rin pero ayaw naman gawin. Whatever the outcome is depende yan sa tao kung paano mo ihandle pero pano mo malalaman na okay yan para sa iyo if wala kang will power to even start? Take a leap of faith or accept na stuck ka nalang where you are forever.

2 months ago | [YT] | 61

Ate Red

Hay of all places mag ka diarrhea dito pa haaays. Try ko mamaya if working ang maribank credit sa 🇯🇵. Kahapon sana kaso natulog ako agad. Haaays tyan.

2 months ago | [YT] | 67