StepChange Debt Charity
StepChange Debt Charity has been helping people with their debts for over 30 years. Each week our free debt advice and practical solutions helps thousands of people with their debt and money problems. Get free debt and money advice online 24/7 or over the phone.
We can help you be free from debt - whether it's to pay back what you owe with payments you can afford, write off your debts, or if all you need is some time and space to sort out your finances, we have the solution.
Our website contains debt guides and information on the different types of debt, your rights, creditor action, budgeting, and ways to help you understand debt and borrowing.
StepChange Debt Charity
Which debt solutions are fee-free? Some, like DMPs or DROs should never come with a charge. Others, like IVAs, will.
Always get FREE debt advice first, so you can be sure you’re only paying if you need to.
www.stepchange.org/clients/debt-solution-costs.asp…
1 year ago (edited) | [YT] | 1
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StepChange Debt Charity
Our CEO Vikki Brownridge has written for the @TheBigIssue on what drives consumer household debt.
Traditionally, we saw the majority of our clients facing a "life shock" which pushed them into arrears, but now we are seeing clients coming to us simply unable to manage the rising cost of living and the impact on their household finances.
As a charity on the frontline of the cost of living crisis, the new Government needs to look seriously at building financial resilience and supporting people to make ends meet.
www.bigissue.com/opinion/solve-uk-debt-problem-ste…
1 year ago | [YT] | 1
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StepChange Debt Charity
With a #GeneralElection looming, we need to see a real commitment to change for the 3.5 million people struggling with problem debt. After years of cost of living pressures, the next Government must place financial security at the heart of its agenda.
In an opinion piece for Big Issue, hear from our CEO Vikki Brownridge where she breaks down the changes urgently needed to help the millions of people in the UK facing financial vulnerability.
www.bigissue.com/opinion/problem-debt-uk-general-e…
Also see the video below where our Chief Client Officer Richard Lane shares what we're calling for from the next Government.
1 year ago (edited) | [YT] | 1
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StepChange Debt Charity
It's Day 5 of #DebtAwarenessWeek, and stigma around debt can often keep people from getting the help they need sooner.
Debt is a part of life and for over 30 years we've seen all walks of life get help with their finances. From changes in circumstances, to financial crashes and pandemics, we've been there through it all.
Acknowledging when there's a problem is a step in the right direction, and we're so proud of every one of our clients 💜🥰
Find out more via our client stories on our channel this #DebtAwarenessWeek
1 year ago | [YT] | 3
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StepChange Debt Charity
Stigma around debt can often keep you from getting the help you need sooner.
Debt is a part of life and for over 30 years we've seen all walks of life get help with their finances. From changes in circumstances, to financial crashes and pandemics, we've been there through it all.
Acknowledging when there's a problem is a step in the right direction, and we're so proud of every one of our clients.
Hear from our client Steve, who overcame the stigma surrounding debt, opened up to his wife and received the help he needed.
1 year ago | [YT] | 1
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StepChange Debt Charity
Poll: Tell us what would stop you getting advice about your finances?
There are many barriers facing people getting the help they need. #DebtAwarenessWeek is our most important campaign to spread the message of support.
Once you’ve started your journey with StepChange, you can take things at your own pace – providing us with the information that means we can recommend the right solution for you whenever you’re able to, and stopping and starting the process as much as you need to.
1 year ago | [YT] | 2
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StepChange Debt Charity
It’s Day 4 of Debt Awareness Week. Today’s theme is feeling time poor when it comes to sorting out your finances. We'll be sharing the help and support that is available.
Taking the first step to getting help with money worries can feel overwhelming – maybe you feel like it’s a big step to take, or you have a busy life and struggle to find the time.
If you feel you're struggling for time to review your finances, or have questions before tackling your money worries, why not head over to our AMA on Reddit on r/UKPersonalFinance until Friday and ask us a quick question.
We're here to help this #DebtAwarenessWeek
www.reddit.com/r/personalfinance/
1 year ago (edited) | [YT] | 2
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StepChange Debt Charity
Buy Now Pay Later is a type of credit. But are all plans the same? Let's find out the answer to one of our most asked questions.
1 year ago | [YT] | 1
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StepChange Debt Charity
Does getting debt advice from StepChange affect your credit score or involve any credit checks?
1 year ago | [YT] | 0
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StepChange Debt Charity
It’s Day 3 of Debt Awareness Week. Today’s theme is credit scores and future finances and we’ll be covering the worries people have around getting debt advice and the impact that has.
So, will getting debt advice impact your credit score?
Let's give you one less thing to keep you awake at night.
Find out the answer with our dedicated debt advisor, Ray.
#DebtAwarenessWeek
1 year ago | [YT] | 1
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