Biniyog Bharat

গ্রাম বাংলার সৌন্দর্য! | Magical Morning in Rural Bengal

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1 day ago | [YT] | 1

Biniyog Bharat

So far I have published 5 videos on Iran Israel US war and its impact on stock market and global economy. watch the videos and share your feedback.

1 day ago | [YT] | 0

Biniyog Bharat

US-Iran War Impact on India | Stock market crash coming up? | Gold silver crude impact (সহজ বাংলায়)

1 day ago | [YT] | 0

Biniyog Bharat

মধ্যপ্রাচ্য যুদ্ধের বাজারে প্রভাব | What Should Investors Do Now?

1 day ago | [YT] | 1

Biniyog Bharat

New video on portfolio building with quality growth stocks

2 weeks ago | [YT] | 0

Biniyog Bharat

2026 সালে সেরা মিউচুয়াল ফান্ড? Parag Parikh Flexi Cap

2 weeks ago | [YT] | 0

Biniyog Bharat

📢 বিনিয়োগের নতুন অধ্যায় শুরু হলো!
📘 “ইনভেস্টোলজি – শেয়ার বাজার আয়ত্তের সম্পূর্ণ নির্দেশিকা”
শেয়ার বাজারে নামতে চান, কিন্তু পরিষ্কার দিকনির্দেশনা নেই?
অথবা ইনভেস্ট করছেন, তবু স্থায়ী ফল পাচ্ছেন না?
এই বই আপনাকে দেবে—
✔ সহজ ভাষায় স্টক মার্কেটের সম্পূর্ণ কাঠামো
✔ কার্যকর স্টক বাছাই ও ঝুঁকি নিয়ন্ত্রণের কৌশল
✔ দীর্ঘমেয়াদি সম্পদ গঠনের বাস্তব রোডম্যাপ
এটি কেবল তথ্য নয়—এটি একটি বিনিয়োগ-মানসিকতা তৈরির গাইড।
📥 এখনই PDF সংস্করণ সংগ্রহ করুন, মাত্র ১৪৯ টাকাতে
(OFFER PRICE)
🔗 Razorpay লিঙ্কে সুরক্ষিত পেমেন্ট করে আজই শুরু করুন আপনার Wealth Journey। pages.razorpay.com/stores/investology
সঠিক জ্ঞানই সঠিক বিনিয়োগের ভিত্তি।
Learn. Invest. Prosper.
#Investology #ShareMarketBangla #FinancialFreedom #BanglaFinance

2 weeks ago | [YT] | 3

Biniyog Bharat

Capital Gains after Budget 2026 — Big shift investors can’t ignore

📌 Buybacks = Capital Gains for everyone
➡️ Promoters pay extra: 22% (corporate), 30% (non-corporate)
📌 SGB twist most missed


Only SGBs bought at original issue from RBI stay tax-free at maturity.
Buy from secondary market? ❌ No exemption.


This changes how you view:
• Buyback announcements
• SGB secondary market deals
• Tax-efficient portfolio planning


The message is clear: Govt is closing tax arbitrage.
Invest for returns, not loopholes.
#Budget2026 #CapitalGains #SGB #Investing

4 weeks ago | [YT] | 2

Biniyog Bharat

Retirement is everyone’s top worry.
But almost no one is preparing for it. ⚠️

As highlighted by PGIM India Mutual Fund research:

2023 → 67% people had a retirement plan

2025 → Only 37% have one

That’s a huge drop.

Why this is happening (very simple reason)

Retirement feels too far away.

Your mind says:

“I’ll think about it later.”

But later comes fast… and compounding time is gone.

You easily plan for:
🏠 House | 🚗 Car | 💍 Wedding | ✈️ Travel

But not for the 30 years you may live after 60.

Because those goals are visible.
Retirement is blurry.

What people are worried about

Inflation

Rising cost of living

Health expenses

No family support in old age

Yet they don’t act.

This is the gap between worry and action.

What you should do (practical steps)
1) Make retirement real in your head

Ask:

Where will I live?

What monthly income will I need?

How will I pay medical bills?

When it becomes clear, you start acting.

2) Take control mindset

Only a small group believes “my future depends on me.”
They are the ones who plan early.

Don’t leave it to luck.

3) Create multiple income sources for old age

Examples:

SWP from mutual funds

Rental income

Dividends

Pension

Part-time / freelance work

This gives confidence.

4) Take expert help

Even a good plan needs a second opinion:

Are you investing enough?

Is insurance enough?

Is emergency fund ready?

One shocking number

51% people have neither a retirement plan nor any extra income source.

This is risky.

Bottom line

Retirement planning is not about age 60.
It is about what you start at age 25, 30, or 35.

The earlier you start, the easier it becomes.
The later you start, the harder it gets.

Start now. Your future self will thank you.

4 weeks ago | [YT] | 0

Biniyog Bharat

Market Crash এ Smart Investor কী করে? | Crash হলে Loss কমানোর Smart Formula

4 weeks ago | [YT] | 1