Hey, I'm Vincent and my goal is to help you make smarter money moves.

... But to be honest, I wasn’t always good with money.

My parents immigrated to the US with just a few dollars, and watching them struggle every day to provide for me and my siblings was one of the toughest things I ever had to witness.

But one day, I had a realization.

… That breaking the cycle of generational poverty only takes one person. So I asked myself, "Why can't that person be me?"

This realization sparked a desire within me to learn everything about money.

And let me tell you: it was HARD — I had to figure everything out on my own.

There were countless times I wanted to give up but I kept pushing through.

Eventually, I got an Economics degree and then worked on Wall Street.

But I always hated what I did at work: helping the rich get richer.

So I left Wall Street and wanted to share everything I’ve learned — all the secrets of the wealthy — to help people just like you.


Vincent Chan

Where do you actually keep your emergency fund?


Your emergency fund should earn interest while staying liquid - keeping $10,000 in a 0.01% account vs 5% HYSA costs you $500 per year. Here's my favorite High Yield Saving Accounts (HYSAs): go.vincentchan.co/2E2Y5b

2 days ago | [YT] | 49

Vincent Chan

You find a $20 bill on the sidewalk. What happens to it?


Tell me in the comments about the most money you've ever found!

5 days ago | [YT] | 57

Vincent Chan

How do you feel about your current salary?


Comment below - what's the best career move you've made for your finances?

1 week ago | [YT] | 61

Vincent Chan

What's your current car loan interest rate?


Car loan rates have dropped significantly - if you financed over 5%, you could potentially save $50-200+ per month by refinancing. See if you can refinance your car loan to a lower interest rate here: go.vincentchan.co/GtxFAV

1 week ago | [YT] | 37

Vincent Chan

What's your biggest money mistake from your twenties?


Share in the comments what you wish you'd done differently financially!

2 weeks ago | [YT] | 69

Vincent Chan

You get a promotion with a 20% raise. What happens to the extra money?


Let me know in the comments how you'd handle a big pay increase!

2 weeks ago | [YT] | 73

Vincent Chan

How much do you pay for homeowners insurance annually?


Homeowners insurance rates can vary by up to 300% between companies, and most people overpay because they never shop around. Stop overpaying for homeowner insurance - check better rates here: go.vincentchan.co/TuWThq

2 weeks ago | [YT] | 32

Vincent Chan

What's your coffee spending personality?


Drop a comment about your daily coffee habits and costs!

3 weeks ago | [YT] | 44

Vincent Chan

Your subscription renewal email pops up. What do you do?


Share your thoughts in the comments - which subscriptions are you still paying for but never use?

3 weeks ago | [YT] | 44

Vincent Chan

What's your biggest budgeting challenge right now?


Studies show people who write down their financial goals are 42% more likely to achieve them than those who don't. Take control of your money with my Money Map. Get it for free here: go.vincentchan.co/mSCTqJ

4 weeks ago | [YT] | 61