Step inside this beautifully updated home featuring new everything plus a cozy back porch perfect for relaxing evenings. Nestled in a quiet community near A+ rated schools, you’ll also enjoy quick access to I-4 & I-75—making commutes a breeze. 🚗💨
🎰 Close to the casino & fairgrounds for fun weekends out, yet tucked away enough to call home sweet home.
💫 This move-in ready gem won’t last long—schedule your private tour today!
📲 Keyanna Joy, Realtor® | Jacobs Realty Group ☎️ 813-270-1212
Whether it's a 9-to-5 job, self-employment income or income from your small business, having regular, steady income is one of the first signs you can commit to a mortgage.
You have a down payment
Having enough for a down payment on a home can take a long time to save up, as it can be a huge chunk of money. Depending on the lender and type of home loan, you may be required to put down at least 3% (FHA loans, however, typically require at least 3.5%). For instance, a home that costs $350,000 with a 3% down payment requirement will require you to put down at least $10,500.
Don't forget to factor in closing costs, which can be anywhere from 2 to 5% of the purchase price.
You have good credit
Lenders look at your credit score as an indicator of whether you're likely to pay back your debt. The higher your credit score, the more likely you will qualify for a mortgage with the most favorable rates and terms. Even a fraction of a percent higher on an interest rate can mean paying thousands more throughout the life of your loan.
You can afford the costs
Knowing when to buy a house isn't only about whether you can afford the mortgage, though that's a major part. It's also about factoring in other costs such as property taxes, insurance, maintenance and repairs. Between all that, you'll need to make sure you can also afford your lifestyle, such as bills, entertainment and other financial goals, and be able to make adjustments as needed.
Realtor.com's latest report reveals a 36.2% increase in active home listings in August compared to the prior year, representing the tenth consecutive month of growth and the highest level since May 2020.
This expansion in inventory offers buyers a broader selection of properties, including more budget-friendly options, with 19.3% of listings experiencing price reductions, the highest August rate since 2018.
Sellers are demonstrating increased patience and price flexibility, a departure from the post-pandemic market. Despite mortgage rates reaching their lowest level in 18 months, some buyers remain cautious.
The current market dynamics have led to a shift in pricing strategies, resulting in a decline in median home prices from $439,950 in July to $429,995.
Realtor KeyannaJoy “Your KEY to home ownership”
Schedule your Buyer Consult Call today Www.savvybuyersppc.com Bookrealtorkeyannaj@gmail.com
MrsRealEstateJ
✨ Just Listed in Temple Terrace! ✨
🏡 Fully Renovated 3 Bed | 2 Bath | 1-Car Garage
📍 7417 Savannah Ln
Step inside this beautifully updated home featuring new everything plus a cozy back porch perfect for relaxing evenings. Nestled in a quiet community near A+ rated schools, you’ll also enjoy quick access to I-4 & I-75—making commutes a breeze. 🚗💨
🎰 Close to the casino & fairgrounds for fun weekends out, yet tucked away enough to call home sweet home.
💫 This move-in ready gem won’t last long—schedule your private tour today!
📲 Keyanna Joy, Realtor® | Jacobs Realty Group
☎️ 813-270-1212
5 months ago | [YT] | 0
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MrsRealEstateJ
Open House
When: Saturday September 14th
Time: 2pm-4pm
Place 9309 N 28th St Tampa, Fl 33612
Remember refreshments will be served and just by signing in you can be entered to win a complimentary Basic Cleaning service.
Courtesy of Realtor KeyannaJoy “Your KEY to all things Real Estate”
#openhousesaturday #openhouse #ForSaleProperties #floridarealestate
1 year ago | [YT] | 0
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MrsRealEstateJ
Signs you may be financially ready
You have a stable job or source of income
Whether it's a 9-to-5 job, self-employment income or income from your small business, having regular, steady income is one of the first signs you can commit to a mortgage.
You have a down payment
Having enough for a down payment on a home can take a long time to save up, as it can be a huge chunk of money. Depending on the lender and type of home loan, you may be required to put down at least 3% (FHA loans, however, typically require at least 3.5%). For instance, a home that costs $350,000 with a 3% down payment requirement will require you to put down at least $10,500.
Don't forget to factor in closing costs, which can be anywhere from 2 to 5% of the purchase price.
You have good credit
Lenders look at your credit score as an indicator of whether you're likely to pay back your debt. The higher your credit score, the more likely you will qualify for a mortgage with the most favorable rates and terms. Even a fraction of a percent higher on an interest rate can mean paying thousands more throughout the life of your loan.
You can afford the costs
Knowing when to buy a house isn't only about whether you can afford the mortgage, though that's a major part. It's also about factoring in other costs such as property taxes, insurance, maintenance and repairs. Between all that, you'll need to make sure you can also afford your lifestyle, such as bills, entertainment and other financial goals, and be able to make adjustments as needed.
Realtor KeyannaJoy “Your KEY to home ownership”
#SavvyBuyers #savvybuyerssociety
Www.savvybuyersppc.com
Kjacobs.bhhsfloridaproperties
Bookrealtorkeyannaj@gmail.com
youtube.com/@savvybuyersociety?si=fG28xlbWyvhGRUTr
1 year ago | [YT] | 0
View 0 replies
MrsRealEstateJ
Realtor.com's latest report reveals a 36.2% increase in active home listings in August compared to the prior year, representing the tenth consecutive month of growth and the highest level since May 2020.
This expansion in inventory offers buyers a broader selection of properties, including more budget-friendly options, with 19.3% of listings experiencing price reductions, the highest August rate since 2018.
Sellers are demonstrating increased patience and price flexibility, a departure from the post-pandemic market. Despite mortgage rates reaching their lowest level in 18 months, some buyers remain cautious.
The current market dynamics have led to a shift in pricing strategies, resulting in a decline in median home prices from $439,950 in July to $429,995.
Realtor KeyannaJoy “Your KEY to home ownership”
Schedule your Buyer Consult Call today
Www.savvybuyersppc.com
Bookrealtorkeyannaj@gmail.com
1 year ago | [YT] | 1
View 0 replies