Proving it’s never too late to reinvent yourself.
I help people in the fourth quarter of life realize they aren't alone. I’m not retired—I’m still in the thick of it. I spend my days working with seniors, witnessing the reality of aging up close, while navigating my own financial reset at 60.
After a lifetime of career changes—from door-to-door sales to my current role in senior care—I’m documenting the unvarnished truth. No nest egg, no "guru" advice, just real life.
I make simple, unscripted videos from my car and the streets of NYC about financial mistakes, finding peace, and the reality of aging in America without a safety net.
If you’ve ever worried that it’s too late to find your path, this channel is for you. Subscribe for honest talk and the reminder that as long as we’re breathing, we’re still in the game.
Support links in the Links section above ↑


bald and broke

10,000. Thank you. This isn't about a number — it's about every person who found this channel because they needed to know they weren't alone. We're just getting started.

13 hours ago | [YT] | 52

bald and broke

9,995. I'm 5 subscribers away from something I honestly wasn't sure I'd ever see. At 61, starting over with a camera and a prayer — I didn't know if anyone would listen. Apparently some of you do. If this channel has meant anything to you, share it with one person today. That's all I'm asking."

21 hours ago (edited) | [YT] | 90

bald and broke

Happy Easter.

Or at least… that’s what we call it.

A day of rebirth. Renewal. Hope.

But let’s be honest for a second.

Most people aren’t thinking about resurrection… they’re thinking about chocolate eggs, brunch reservations, and whether they’ve got Monday off.

And that’s fine.

Because maybe Easter isn’t about getting it “right.”

Maybe it’s just a reminder—once a year—that things can come back.

That something dead can rise again.

That even when life feels like it’s buried… it’s not necessarily over.

You don’t need to be religious to feel that.

You just need to have been through something.

So wherever you are today—celebrating, reflecting, or just getting through it—

Happy Easter.

Start again.

6 days ago | [YT] | 66

bald and broke

In my last video I was doing a NYC drive down the West Side Highway. That video will go public tomorrow (Sunday) and not today (Saturday) due to a terrible thing called the Norovirus. While driving down the Westside Highway filming that very video I was getting incredibly nauseous! Maybe you can tell by my tone when you watch the video. It was really bad near the end. For a moment I didn’t think I would make it. About 5 minutes after ending that video I puked on 72nd street. That’s something I’ve never done before except as a kid getting car sick. I went home and continued to vomit all day and spent most of the weekend in bed. This is why I never got around to post Saturdays planned West Side Highway video. But I am feeling a little better today and plan to drop that video tomorrow (Sunday) morning. Please watch it and let me know if you could tell I was about to be sick all over New York :)

1 month ago | [YT] | 15

bald and broke

Lately I’ve been thinking about how often nostalgia gets blamed on “the past” —
when maybe what we really miss is who we were when the future still felt open.

I just finished a video about that feeling.
Not the music. Not the shows.
The version of ourselves that still believed in possibility.

Posting it Wednesday.

3 months ago | [YT] | 10

bald and broke

I’ve been thinking a lot about art school, creativity, and the quiet disappointment that follows believing in the dream.


The books we buy.

The books we never read.

The version of ourselves we thought we were becoming.

My next video isn’t really about books — it’s about identity, ambition, aging, and what happens when meaning slowly collapses instead of exploding.

If you went to art school or were a humanities major....

If you’re over 40 and still carrying unanswered questions…

If you’re navigating creative burnout, regret, or reinvention…


You’re not alone.


New video dropping 12/30.

More coming Sunday as part of the Life After Art School series.

3 months ago | [YT] | 5

bald and broke

I posted a new video today: Art School After 40.

It’s not advice. It’s not motivation.
It’s a reflection — about identity, creativity, and what happens when the story you told yourself about your life stops working.

This video begins a longer series about:
• life after art school
• the quiet shame around creative degrees
• aging, work, and disillusionment
• what meaning looks like after the dream fades

If you’ve ever questioned the path you chose — especially later in life — you’re not alone.

New videos coming soon.

Optional follow-up question (boosts engagement without begging):

Did art school help you… or haunt you?



#ArtSchool #CreativeLife #MidlifeReflection #LifeAfterArtSchool #CreativeDisillusionment

3 months ago | [YT] | 8