Proving it’s never too late to reinvent yourself.
I help people in the fourth quarter of life realize they aren't alone. I’m not retired—I’m still in the thick of it. I spend my days working with seniors, witnessing the reality of aging up close, while navigating my own financial reset at 60.
After a lifetime of career changes—from door-to-door sales to my current role in senior care—I’m documenting the unvarnished truth. No nest egg, no "guru" advice, just real life.
I make simple, unscripted videos from my car and the streets of NYC about financial mistakes, finding peace, and the reality of aging in America without a safety net.
If you’ve ever worried that it’s too late to find your path, this channel is for you. Subscribe for honest talk and the reminder that as long as we’re breathing, we’re still in the game.
Support links in the Links section above ↑
bald and broke
New video drops Tuesday at 3:00 PM Eastern.It's called "Why the Years Between 55 and 70 Are More Dangerous Than You Think." This one matters to me. I see what happens when men miss this window. I didn't want to just make a video about it — I wanted to actually say something useful. If you're a channel member — it's already up. Go watch it now. If you're not a member yet, it's a few dollars a month and you get every video early, before it goes public. No algorithm. No waiting. Just the video, straight to you. Also starting this week, I'm moving to a new schedule:
📅 Tuesday at 3:00 PM Eastern
📅 Thursday at 3:00 PM Eastern
📅 Saturday at 8:00 AM Eastern
Three times a week. More conversations about the things that actually matter at this stage of life. See you Tuesday — or sooner if you're a member. If you would like to become a member the link is here: youtube.com/channel/UCPSkMPdZ-9QfCVpLKTePbfg/join
~ bald
3 days ago (edited) | [YT] | 24
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bald and broke
I just uploaded tonight — but only members can see it right now.
It won't go public until tomorrow morning 8:00am EST. . If you're already a member, thank you — go watch it now.
If you've been thinking about joining, this is what early access looks like. You get the video before anyone else does. That's it. No gimmicks.
Starting at $3.99/month, you become part of a smaller group of people who are actually doing the work of reinventing themselves in the fourth quarter.
Link below if you're ready. 👇
youtube.com/channel/UCPSkMPdZ-9QfCVpLKTePbfg/join
📘 If you have an aging parent and don't know what comes next — I wrote a 55-page insider's guide for exactly that moment: What to Do When a Parent Can't Live Alone.
(Download): baldandbroke.gumroad.com/l/qldkqa — $7.99, or free for channel members.
5 days ago | [YT] | 10
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bald and broke
I spent some time walking through a cemetery this week.
Not morbid. Not depressing. Actually the opposite.
Every stone I passed had a dash between two dates. That dash is a whole life. Everything that person did, felt, risked, regretted — compressed into a tiny line.
It made me think about how much time most of us spend waiting. Waiting for the right moment. Waiting until things settle down. Waiting to finally start.
New video drops Saturday morning. I think it'll hit different.
1 week ago | [YT] | 124
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bald and broke
I've been thinking about doing this for a while.
Sunday afternoon I'm going live — parked car, no agenda, just an open conversation.
Ask me anything. Fourth quarter topics, starting over, what's working, what's not. Or anything else.
Link below — hit the reminder so YouTube lets you know when we go live. 👇
youtube.com/live/DpQAxepdwiA
2 weeks ago | [YT] | 42
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bald and broke
I'm putting something out Saturday that scared me a little to write.
It's about what we're actually teaching our kids by how we handle this stage of life. Not with words. With our choices.
I don't think most of us realize the lesson we're giving them right now.
See you Saturday at 8am.
3 weeks ago | [YT] | 49
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bald and broke
10,000. Thank you. This isn't about a number — it's about every person who found this channel because they needed to know they weren't alone. We're just getting started.
3 weeks ago | [YT] | 92
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bald and broke
9,995. I'm 5 subscribers away from something I honestly wasn't sure I'd ever see. At 61, starting over with a camera and a prayer — I didn't know if anyone would listen. Apparently some of you do. If this channel has meant anything to you, share it with one person today. That's all I'm asking."
3 weeks ago (edited) | [YT] | 128
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bald and broke
Happy Easter.
Or at least… that’s what we call it.
A day of rebirth. Renewal. Hope.
But let’s be honest for a second.
Most people aren’t thinking about resurrection… they’re thinking about chocolate eggs, brunch reservations, and whether they’ve got Monday off.
And that’s fine.
Because maybe Easter isn’t about getting it “right.”
Maybe it’s just a reminder—once a year—that things can come back.
That something dead can rise again.
That even when life feels like it’s buried… it’s not necessarily over.
You don’t need to be religious to feel that.
You just need to have been through something.
So wherever you are today—celebrating, reflecting, or just getting through it—
Happy Easter.
Start again.
1 month ago | [YT] | 67
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