OPTIFIN ADVISORS
Life's journey has twists, but your finances don't! Optifin Advisors, your financial GPS, guides you. We offer a complete financial toolbox for all your goals:
• Financial Planning
• Mutual Funds/Bonds Loans
• Child Education Planning
• Insurance Services
• Retirement Planning
• Equity Investments
• Tax Planning
Let's make your #financial journey smooth sailing! We are #Best_financial_Planners_in_Mumbai
Contact us : +91 89281 87536
OPTIFIN ADVISORS
India had 7,000+ listed stocks.
Only ~300 beat fixed deposits over 10 years.
Even many quality blue chip names have delivered flat or low-single-digit returns over the last 3–5 years
For most people, diversified equity mutual funds or indices are way smarter than trying to pick the winners out of 7,000+.
Direct stock picking has terrible odds.
5 hours ago | [YT] | 0
View 0 replies
OPTIFIN ADVISORS
Much awaited decision by RBI
2 days ago | [YT] | 0
View 0 replies
OPTIFIN ADVISORS
Total value of Equity held by individual Indian investors directly or indirectly ~$1.6 T
Real estate~ $ 19.6T
Gold ~$ 3T
Equity is truly underated!
3 days ago | [YT] | 0
View 0 replies
OPTIFIN ADVISORS
Indian’s Saving FD’s + Savings Accounts = ₹234 Lakh Crore
Mutual Funds + LIC + NPS + Others = ₹140 Lakh Crore
Mutual fund AUM is projected to exceed ₹300 lakh crore by 2035 🔥
4 days ago | [YT] | 0
View 0 replies
OPTIFIN ADVISORS
Looks like Ind USA trade deal done
Official announcement pending.
FIIs buying
INR strong
Strength in Market
All IT ADR up
6 days ago | [YT] | 0
View 0 replies
OPTIFIN ADVISORS
ICICI Prudential AMC IPO Lists at +20% 🔥
1 week ago | [YT] | 0
View 0 replies
OPTIFIN ADVISORS
Taxation of Mutual Funds
✅ No tax on investing or holding mutual funds
❗ Tax applies only when you sell/redeem units
📊 Equity Mutual Funds (≥65% equity)
⏱ ≤ 12 months → STCG @ 20%
⏱ > 12 months → LTCG @ 12.5%
🎯 Gains up to ₹1.25 lakh/year = Tax Free
💼 Debt Mutual Funds (<35% equity)
📌 Gains taxed as per your income-tax slab,
📆 Holding period doesn’t matter
🔀 Hybrid Mutual Funds
🔹 ≥65% equity → Taxed like equity funds
🔹 35%–65% equity → LTCG @ 12.5% if held > 24 months
1 week ago | [YT] | 1
View 0 replies
OPTIFIN ADVISORS
Govt may raise defence budget by 20–25% in FY27, boost R&D, and allow private firms to bid alongside PSUs
Defence Sector 🔥
1 week ago | [YT] | 1
View 0 replies
OPTIFIN ADVISORS
IPO Alert - ICICI prudential Asset Management Co .Ltd
IPO Window - 12 Dec - 16 Dec
Price Band - ₹2,061- ₹ 2,165
Lot size - 6 Shares
Allotment Date - 17 Dec
Listing - 19 Dec 2025
Apply
1 week ago | [YT] | 0
View 0 replies
OPTIFIN ADVISORS
Cheap zero-duty copper imports under FTAs (esp UAE CEPA) surging 340% – severely hurting India's ₹20,000 Cr invested smelters!
Bad for primary copper producers/smelters/refiners👎
1 week ago | [YT] | 0
View 0 replies
Load more