OPTIFIN ADVISORS

🚨IPOALERT

Bharat Coking Coal Ltd IPO
Window: Jan 9 - Jan 13, 2026
Price Band: ₹21 - ₹23
Lot Size: 600 Shares
Allotment Date: Jan 14, 2026
Listing Date: Jan 16, 2026

Recommendation:- APPLY

5 days ago | [YT] | 0

OPTIFIN ADVISORS

🚨Copper Hits Record Highs Time to Jump In?


*1) Why invest in copper*
EVs need 4x more than regular cars
AI data centers + renewables
defense & green energy exploding.
Supply crisis: mines take 18+ yrs to build, shortages expected by 2030.
Prices up huge in 2025-26, Goldman sees strong long-term upside despite some 2026 consolidation.



*2) How to invest Direct :*
Hindustan Copper
Vedanta
Hindalco


*Indirect (ETF name):*
Mirae Asset Nifty Metal ETF


3) When to invest?
start with SIP to ride volatility
Bullish long-term (demand triples by 2045)
but watch dips for entry
Allocate 5-10% portfolio if you're risks like China slowdown/ tariff

1 week ago | [YT] | 0

OPTIFIN ADVISORS

Happy new year investors !

May this year your protfolio be green

2025 was a wildride, but lets hope for a greater beginning 😅

#NewYear2026 #StockMarketIndia

2 weeks ago | [YT] | 0

OPTIFIN ADVISORS

India had 7,000+ listed stocks.
Only ~300 beat fixed deposits over 10 years.
Even many quality blue chip names have delivered flat or low-single-digit returns over the last 3–5 years
For most people, diversified equity mutual funds or indices are way smarter than trying to pick the winners out of 7,000+.
Direct stock picking has terrible odds.

3 weeks ago | [YT] | 0

OPTIFIN ADVISORS

Much awaited decision by RBI

3 weeks ago | [YT] | 0

OPTIFIN ADVISORS

Total value of Equity held by individual Indian investors directly or indirectly ~$1.6 T
Real estate~ $ 19.6T
Gold ~$ 3T
Equity is truly underated!

3 weeks ago | [YT] | 0

OPTIFIN ADVISORS

Indian’s Saving FD’s + Savings Accounts = ₹234 Lakh Crore
Mutual Funds + LIC + NPS + Others = ₹140 Lakh Crore
Mutual fund AUM is projected to exceed ₹300 lakh crore by 2035 🔥

3 weeks ago | [YT] | 0

OPTIFIN ADVISORS

Looks like Ind USA trade deal done


Official announcement pending.

FIIs buying
INR strong
Strength in Market
All IT ADR up

4 weeks ago | [YT] | 0

OPTIFIN ADVISORS

ICICI Prudential AMC IPO Lists at +20% 🔥

4 weeks ago | [YT] | 0

OPTIFIN ADVISORS

Taxation of Mutual Funds



✅ No tax on investing or holding mutual funds
❗ Tax applies only when you sell/redeem units



📊 Equity Mutual Funds (≥65% equity)
⏱ ≤ 12 months → STCG @ 20%
⏱ > 12 months → LTCG @ 12.5%

🎯 Gains up to ₹1.25 lakh/year = Tax Free



💼 Debt Mutual Funds (<35% equity)
📌 Gains taxed as per your income-tax slab,
📆 Holding period doesn’t matter



🔀 Hybrid Mutual Funds
🔹 ≥65% equity → Taxed like equity funds
🔹 35%–65% equity → LTCG @ 12.5% if held > 24 months

4 weeks ago | [YT] | 1