Personal finance in simple Tamil – budgeting, SIPs, investing, loans, insurance and goal-based planning without jargon. No stock tips, no hype — just clear money education.
Vanakkam! I’m Prasanna, a London-based Credit Risk Consultant and MBA (Finance). On Essential Finance – Tamil, I explain personal finance in simple Tamil so you can make better money decisions with confidence.
You’ll find videos on:
• Budgeting, saving and emergency funds
• SIPs, mutual funds and long-term investing
• Goals like house, children’s education and retirement
• Loans, credit cards, debt traps and insurance basics
No stock tips. No product selling. Just clear explanations and practical examples for Tamil students, professionals and NRIs.
Disclaimer:
Videos on this channel are for educational purposes only and are based on my personal opinions, research and experience. I am not providing personalised financial advice. Please consult a registered/qualified adviser before acting on any information.
Essential Finance - Tamil
🎯 13 comments in 24 hours on my latest video!
You all had great questions about the 4 checks before starting SIP.
The #1 question I'm getting: "How much emergency fund is enough?"
Quick poll: How many months of expenses do you have saved?
Vote below and check out the Safety Net calculation in the video! 👇
https://youtu.be/kkAfy6A2550
11 months ago | [YT] | 0
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Essential Finance - Tamil
🚨 New Video Alert: STOP Before SIP!
Before starting SIP, pass this checklist:
✅ S - Safety Net (3-6 months emergency fund)
✅ T - Toxic Debt (Clear high-interest debt first)
✅ O - Objectives & Horizon (5+ years for equity)
✅ P - Protection & Process (Insurance + review plan)
Real example in video: How clearing credit card debt first gives you ₹7,500 better outcome than starting SIP immediately! 💰
Which check surprised you most? Comment below! 👇
11 months ago | [YT] | 0
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