Essential Finance - Tamil

Personal finance in simple Tamil – budgeting, SIPs, investing, loans, insurance and goal-based planning without jargon. No stock tips, no hype — just clear money education.

Vanakkam! I’m Prasanna, a London-based Credit Risk Consultant and MBA (Finance). On Essential Finance – Tamil, I explain personal finance in simple Tamil so you can make better money decisions with confidence.

You’ll find videos on:
• Budgeting, saving and emergency funds
• SIPs, mutual funds and long-term investing
• Goals like house, children’s education and retirement
• Loans, credit cards, debt traps and insurance basics

No stock tips. No product selling. Just clear explanations and practical examples for Tamil students, professionals and NRIs.

Disclaimer:
Videos on this channel are for educational purposes only and are based on my personal opinions, research and experience. I am not providing personalised financial advice. Please consult a registered/qualified adviser before acting on any information.


Essential Finance - Tamil

🎯 13 comments in 24 hours on my latest video!

You all had great questions about the 4 checks before starting SIP.

The #1 question I'm getting: "How much emergency fund is enough?"

Quick poll: How many months of expenses do you have saved?

Vote below and check out the Safety Net calculation in the video! 👇

https://youtu.be/kkAfy6A2550

11 months ago | [YT] | 0

Essential Finance - Tamil

🚨 New Video Alert: STOP Before SIP!

Before starting SIP, pass this checklist:

✅ S - Safety Net (3-6 months emergency fund)
✅ T - Toxic Debt (Clear high-interest debt first)
✅ O - Objectives & Horizon (5+ years for equity)
✅ P - Protection & Process (Insurance + review plan)

Real example in video: How clearing credit card debt first gives you ₹7,500 better outcome than starting SIP immediately! 💰

Which check surprised you most? Comment below! 👇

11 months ago | [YT] | 0