Welcome to my channel!
My name is Adesola, you can call me Sholz.
This channel focuses on personal finance, investing, wealth building, and financial literacy, helping you learn how to manage money wisely, invest smartly, and build long-term wealth. I simplify investment strategies, passive income ideas, budgeting, saving, and beginner-friendly investing so you can confidently start your financial journey.
Beyond finance, I also share content on parenting, inspiration, and real-life testimonials, because true wealth includes mindset, family, and purpose.
If you want to take control of your finances, grow your money, and achieve financial freedom, you’re in the right place.
Subscribe, like, and share—let’s build wealth one step at a time. 💛
SholzCorner
You can’t keep a negative mindset and expect a positive life.
Your thoughts shape your choices, your actions, and eventually your results.
Change the way you think, and you begin to change the way you live.
Start today — choose growth, hope, and possibility.
1 day ago | [YT] | 19
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SholzCorner
❌“Every transfer must have a payment narration under the new tax law” — FALSE ❌
This is one of the biggest misconceptions causing unnecessary fear around the new tax laws.
In my latest video, I break this down and debunk several other confusing tax claims — simply and clearly.
Watch the full video below 👇
https://youtu.be/T7numHD9zyY?si=rktmM...
5 days ago | [YT] | 4
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SholzCorner
As we step into this new year, I want to say a heartfelt thank you for being part of this community. Your support and engagements truly inspire me.
Thank you for being part of this amazing community.
This year, we’re choosing clarity over confusion, discipline over pressure, and growth over fear—especially with our money.
Here’s to smarter financial decisions and greater progress ahead.
Let’s do this together 💛✨
5 days ago | [YT] | 20
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SholzCorner
Hi everyone! What if I told you that you don't need Dollars to start investing in the US stock market.
Check out my latest video:
https://youtu.be/LUcrWOxS_YQ?si=wXuF1...
2 weeks ago | [YT] | 9
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SholzCorner
You don’t need to have it all figured out to move forward.
Clarity comes after action, not before.
Start where you are, use what you have, and keep going.” 🌱
#moneytalkswithsholz
3 weeks ago | [YT] | 19
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SholzCorner
You’re not in competition with anyone but yourself.
Your journey is unique, your pace is valid, and your growth is personal.
Keep improving.
Keep becoming the person you’re proud of.
Wishing you a fantastic and productive Monday! 💛✨
#moneytalkswithsholz
4 weeks ago | [YT] | 16
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SholzCorner
Consistency builds wealth. Not vibes. ✨
Small steps. Daily habits. Smart decisions.
That’s how money grows.
It’s not only the big investments once in a while…
It’s also the small, intentional steps you take every month;
saving, investing, tracking your expenses,
and sticking to your plan even on days you don’t feel like it.
That’s where the real magic happens.✨💡
#moneytalkswithsholz
1 month ago | [YT] | 21
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SholzCorner
Never Underestimate Your Skills
This weekend, a lady reached out to me after battling with a software application for days. She was frustrated, tired, and almost giving up. Then she remembered “Wait, Sholz knows how to use this!”
She contacted me, and in less than five minutes, the issue was resolved. She was shocked. I was too… but it reminded me of something powerful:
✨ What feels simple to you is a superpower to someone else.
✨ No skill is insignificant.
✨ Don’t shrink yourself—your knowledge is valuable.
Keep growing. Keep showing up. And never, ever underestimate what you bring to the table.
1 month ago | [YT] | 13
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SholzCorner
*Bulls and Bears in Investment: What They Mean and What to Do*
In the world of investing, you’ll often hear people talk about bull markets and bear markets. but what do these terms really mean?
A bull market is a period when prices of investments are rising or expected to rise. It reflects optimism and investor confidence. Think of a bull thrusting its horns upward, that’s how prices move in a bull market
.
On the other hand, a bear market happens when prices are falling or expected to fall. It reflects pessimism and uncertainty. A bear swipes its paws downward, just like the market’s direction in such times.
💡 What Should You Do in Each Season?
During a Bull Market:
• Review your portfolio regularly. Make sure your investments still align with your goals and risk tolerance.
• Avoid overconfidence. Many people make poor decisions when everything seems to be going up. Stick to strategy, not emotion.
During a Bear Market:
• Don’t panic-sell. Selling in fear often locks in losses. Remember, markets move in cycles.
• Look for opportunities in fundamental assets. Bear markets can be the best time to buy quality assets at discounted prices.
• Rebalance and diversify. This can help manage risk and position your portfolio for recovery.
Markets will always have bulls and bears, it’s part of the investing journey.
The key is to stay informed, stay calm, and stay focused on your long-term goals.
Whether the market is roaring or growling, disciplined investors always find a way to win.
📌 #Money_Talks_With_Sholz
1 month ago | [YT] | 14
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SholzCorner
📊 Learn the Market: 5 Key Insights About Trading on the NGX
1️⃣ Daily Price Movement Limits
Stocks on the NGX are allowed to rise or fall by a maximum of 10% from their previous day’s closing price.
Example: If a stock closed at ₦10 yesterday, it can trade between ₦9.00 and ₦11.00 today. This limit helps to manage volatility and protect investors.
2️⃣ Market Trading Hours
The NGX operates between 9:30 a.m. and 2:30 p.m., Monday to Friday.
There is no trading activity on weekends or public holidays, ensuring a consistent and orderly trading schedule.
3️⃣ Liquidity Differs Across Stocks
Liquidity varies depending on the company.
Highly capitalized stocks trade frequently and are easy to buy or sell.
However, smaller or less-known stocks may have low activity, sometimes going days or weeks without a single trade.
4️⃣ Dividend Adjustments
When a company declares a dividend or bonus, its share price is marked down on the ex-dividend date.
Example: If a stock trades at ₦25.00 and the company declares a ₦1.00 dividend, the price adjust to ₦24.00. This does not represent a loss, it simply reflects the value of the dividend detached from the share.
5️⃣ Market Segments on the NGX
The NGX is structured into different segments based on company size and compliance standards:
• Premium Board: The listing segment for the elite group of issuers that meet the Exchange’s most stringent corporate governance and listing
• Main Board: board designed for well-established companies with a demonstrable record of accomplishment
• Growth Board: For small-cap and growth-oriented companies looking to raise capital and promote liquidity in the trading of their shares.
Check this out: https://youtu.be/JZ4tb-dp9xc?si=R5ey2...
#MoneyTalks with Shoz
1 month ago | [YT] | 15
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