Welcome to my channel!
My name is Adesola, you can call me Sholz.

This channel focuses on personal finance, investing, wealth building, and financial literacy, helping you learn how to manage money wisely, invest smartly, and build long-term wealth. I simplify investment strategies, passive income ideas, budgeting, saving, and beginner-friendly investing so you can confidently start your financial journey.

Beyond finance, I also share content on parenting, inspiration, and real-life testimonials, because true wealth includes mindset, family, and purpose.

If you want to take control of your finances, grow your money, and achieve financial freedom, you’re in the right place.

Subscribe, like, and share—let’s build wealth one step at a time. 💛


SholzCorner

The Only Free Lunch in Finance


Imagine this.


You finally save some money. Not a lot, but enough that you’re proud of yourself.


You hear a friend made “crazy returns” on one stock, one crypto, or one land deal, so you put everything there.


All your hopes. All your plans.
Then the market sneezes… and your money catches a cold.


That’s why people say “don’t put all your eggs in one basket.”


In finance, this idea is so powerful that Nobel Prize–winning Economist Harry Markowitz called diversification “the only free lunch in finance.” Not because it guarantees profits, but because it helps you manage risk without sacrificing long-term returns.


When you diversify, you’re not trying to predict the future.


You’re not betting on being right every time.
You’re simply spreading your money across different assets so that when one struggles, another can hold you steady.


Over time, diversification doesn’t just reduce stress - it increases your chances of staying invested long enough to actually grow wealth.


Investors who stay in the game… are the ones who win.



#moneytalkswithsholz
@SholzCorner

2 weeks ago | [YT] | 22

SholzCorner

“You will never reach your destination if you stop and throw stones at every dog that barks.”
— Winston S. Churchill


Not every opinion deserves your reaction.
Not every noise deserves your attention.
Some journeys require focus, silence, and courage.


Have a fantastic Monday!


Dont forget to check this out too for your investment and personal finance tips:

https://youtu.be/7Sd8xPMATWw?si=1rav7...

3 weeks ago | [YT] | 24

SholzCorner

Get Paid Quarterly: FGN Savings Bond Coupon Dates Explained

The January 2026 FGN Savings Bond is out. Details below:
Issuer: Federal Government of Nigeria (FGN) through the Debt Management Office (DMO)

Product: FGN Savings Bond (government-backed, low risk)

Tenors & Returns:
*2-Year Bond – 14.896% p.a., matures Jan 21, 2028
*3-Year Bond – 15.396% p.a., matures Jan 21, 2029

Subscription Period:
*Opens: Jan 12, 2026
*Closes: Jan 16, 2026
*Settlement: Jan 21, 2026

Interest Payment: Paid quarterly

Investment Amount:
* Minimum: ₦5,000
* Maximum: ₦50,000,000

Principal Repayment: Full capital returned at maturity

How to Invest:
Check the video on how to invest in it step by step, the App you can use and how you can do it yourself from start

youtube.com/shorts/9n4SiY3_Yu...

1 month ago | [YT] | 9

SholzCorner

Happy Sunday ✨
Rest, reflect, and remember: wealth is built patiently, not rushed.
Just like meaningful growth in life, investing rewards discipline, time, and consistency.
Small, intentional decisions made today compound into big results tomorrow.
Consistency in investing will always beat luck in the long run.

1 month ago | [YT] | 19

SholzCorner

2026 is not the year to play small financially.
It’s the year to be intentional with your money, build multiple income streams, and make smart investment decisions.
No more guessing. No more procrastinating.
Your future deserves better planning.

https://youtu.be/JZ4tb-dp9xc?si=4_hNA...

Subscribe for practical finance and investment tips. 💰📈

1 month ago | [YT] | 17

SholzCorner

You can’t keep a negative mindset and expect a positive life.
Your thoughts shape your choices, your actions, and eventually your results.
Change the way you think, and you begin to change the way you live.
Start today — choose growth, hope, and possibility.

1 month ago | [YT] | 25

SholzCorner

❌“Every transfer must have a payment narration under the new tax law” — FALSE ❌
This is one of the biggest misconceptions causing unnecessary fear around the new tax laws.
In my latest video, I break this down and debunk several other confusing tax claims — simply and clearly.


Watch the full video below 👇
https://youtu.be/T7numHD9zyY?si=rktmM...

1 month ago | [YT] | 5

SholzCorner

As we step into this new year, I want to say a heartfelt thank you for being part of this community. Your support and engagements truly inspire me.

Thank you for being part of this amazing community.

This year, we’re choosing clarity over confusion, discipline over pressure, and growth over fear—especially with our money.

Here’s to smarter financial decisions and greater progress ahead.
Let’s do this together 💛✨

1 month ago | [YT] | 21

SholzCorner

Hi everyone! What if I told you that you don't need Dollars to start investing in the US stock market.

Check out my latest video:
https://youtu.be/LUcrWOxS_YQ?si=wXuF1...

2 months ago | [YT] | 9

SholzCorner

You don’t need to have it all figured out to move forward.

Clarity comes after action, not before.

Start where you are, use what you have, and keep going.” 🌱

#moneytalkswithsholz

2 months ago | [YT] | 19