My name is Mary and here I’m trying to blend education, finance and motivation into powerful recipe for personal success.


Moncher

This video isn’t about budgeting better or hustling harder.

It’s about why money doesn’t create relief anymore — even when you’re doing everything right.

Rising costs, quiet inflation, and outdated advice have changed what “enough” looks like. And most of us are feeling the pressure without having the words for it.

If you’ve ever wondered why stability feels harder to reach than it used to, this video explains it clearly.

Watch when you’re ready.

4 days ago | [YT] | 1

Moncher

There’s a weird kind of stress that comes from not being broke… but never being ahead.

Bills are paid. Life keeps moving. And yet every month feels fragile — like one unexpected expense could throw everything off.

This isn’t about bad choices. It’s about rising costs, stagnant pay, and a system that quietly made stability harder.

💬 Does this feel familiar — or is it just me?

4 days ago | [YT] | 1

Moncher

Does $4,000 a month feel like enough where you live?

4 days ago | [YT] | 1

Moncher

Hesitation is expensive.

It looks harmless.
Responsible.
Smart.

But while you’re waiting to be sure,
someone less prepared is already moving.

Opportunities don’t disappear loudly.
They fade while you’re thinking.

You don’t miss your moment because you failed.
You miss it because you waited.

Move first.
Adjust later.

That’s how momentum is built.

1 week ago | [YT] | 2

Moncher

🎉 50th Video Milestone!

To celebrate 50 uploads, I’m sharing one of my most important videos yet: Titanic Lessons for Life & Success.

This video teaches you:
-Why effort isn’t enough — your position matters more
-How rules can hold you back and when to break them
-Why results matter more than appearances
-How information + understanding = survival
-Why decisive action beats hesitation every time

Learn the mindset that separates those who rise from those who get left behind.

📺 Watch it here:

2 weeks ago | [YT] | 1

Moncher

🎉 Happy New Year, everyone! 🎉

I hope this new year brings you happiness, health, and success in everything you do! 💛 May it be full of exciting opportunities, inspiring moments, and little wins that make life amazing.

I’m so grateful for your support this past year, and I can’t wait to share even more interesting videos with you in the year ahead. 🚀

Here’s to a year of growth, laughter, and new adventures — let’s make it unforgettable! 🥂✨

#HappyNewYear #NewVideosComing #StayTuned

3 weeks ago | [YT] | 1

Moncher

💸 Emotional spending isn’t a money problem — it’s a feelings problem.

If budgeting feels exhausting, try this instead:

This week, don’t track every dollar.
Track the emotion.

After a purchase, just ask:
What was I feeling right before this?
(stressed, bored, excited, tired)

1 month ago | [YT] | 1

Moncher

💸 Budgeting Isn’t About Being Cheap — It’s About Control

Most people think budgeting means:
❌ no fun
❌ no coffee
❌ no life

That’s why they quit.

Real budgeting is simple:
✔ know where your money goes
✔ decide on purpose what matters
✔ stop leaks you don’t even notice

Here’s a 30-second budgeting reset you can do today:

1️⃣ Check your last 30 days of spending
2️⃣ Circle anything you don’t remember buying
3️⃣ That’s where your money is leaking
4️⃣ Cut just ONE of those things

You don’t need a perfect budget.
You need awareness.

👉 Question for you:
What’s the hardest part of budgeting for YOU right now?

1 month ago | [YT] | 1

Moncher

✨ New Video is Live!

CapCut’s latest update made editing a nightmare (lagging and fewer effects – thanks, CapCut 🙃), but I promise the content is worth it.

This one dives deep into the psychology of spending – exploring the emotional triggers, psychological traps, and sneaky habits that lead us to make poor financial decisions. Most importantly, I’m sharing practical steps on how to break that cycle and take back control of your money.

🎥 Watch it here.
Let me know in the comments – which spending habit do you think hurts your wallet the most?

6 months ago | [YT] | 1

Moncher

📢 Hey everyone!

Just wanted to drop in and give a quick update. I haven’t been posting recently—due to some changes in life. 💭

But the good news is… I’m coming back! 🙌
I had previously filmed several videos (yes, the raw footage is sitting and waiting for me to edit!), and I’m excited to return with fresh, helpful content to support you on your financial journey.

Thanks for your patience, and for sticking around. 🙏
New uploads are on the way very soon—can’t wait to reconnect with all of you!

6 months ago | [YT] | 1