Shekhar Singh is a seasoned professional with a diverse background, combining military discipline and strategic expertise from his seven years of service in the Indian Army with over a decade of experience in the banking sector. Throughout his banking career, Shekhar has developed a strong specialization in financial management, particularly in reducing interest costs to as low as zero. His unique blend of skills enables him to navigate complex financial landscapes efficiently, offering innovative solutions and strategic advice to optimize financial performance and cost-efficiency.
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shekharsingh.in
mail me dharafinance.info@gmail.com
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Shekhar Financewala
In this episode, we talk about how to build a scalable business and the essential dos and don’ts that can make or break your journey. Virendra Porwal shares his real-life experience of growing a small-town business into a big enterprise and provides actionable insights for aspiring entrepreneurs.
What you’ll learn in this episode:
• Before setting up any factory or large-scale operations, focus on working with 2-3 products first and perfecting them.
* Learn how to manage raw materials, loans, and small factory operations efficiently.
• Why a small setup with monthly R&D and product development is crucial.
• How to stay updated with technology and market changes to stay competitive.
• Why quality should come before profit when entering a new industry.
• How to build confidence and planning skills for production and sourcing.
• How to implement Vocal for Local and One District One Product strategies.
• Insights on MSME trends and adapting your business for long-term growth.
Join us to know how to turn a small business into a successful enterprise.
#ScalableBusiness #BusinessTips #VocalForLocal #OneDistrictOneProduct #StartupGrowth #Entrepreneurship #MSME #QualityFirst
4 days ago | [YT] | 2
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Shekhar Financewala
In this episode, we talk about the real side of business growth, the phase that looks easy but is actually the toughest to handle. Growth is exciting, but without proper planning, the same growth can damage the business. That’s why it’s important to understand when to grow, how much to grow, and how fast to grow.
* Why 80% of businesses fail during the growth phase
* Understanding the right quantum of growth
* How rapid growth can lead to downfall and shutdowns
* Key planning areas during growth
* Why sustainable and steady growth matters
* How to assess additional working capital needs
* Aligning resources with growth pace
* What actually enables growth
* Knowing where not to grow is more important than growing
* Role of positioning and geographical expansion
* Managing negative working capital cycles
* Choosing the right product combinations
Growth is not just about getting bigger, it’s about growing smart and staying sustainable.
Join us to learn how grow smart, not just fast.
#BusinessGrowth #StartupLessons #Entrepreneurship #SustainableGrowth #WorkingCapital #BusinessStrategy #FinanceTalks #GrowthPlanning
2 weeks ago | [YT] | 3
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Shekhar Financewala
In this episode, we break down the core of MSME supply chains and show how logistics and shipping can shape your business outcomes. Learn why the vendor-customer chain is critical, how common mistakes can cost you time and money, and what strategies will help you balance costs and delivery timing efficiently. Plus, get insights on handling insurance recoveries and maintaining smooth operations at every stage of your supply chain.
What You’ll Discover in this Episode
• Avoid common MSME supply chain mistakes.
• Critical role of logistics & shipping.
• Importance of vendor-customer chains.
• Balancing cost & timing at delivery.
• Smart reorder levels & material planning.
• Boost working capital & maximize profit.
• Efficient insurance & recovery management.
Join us to transform your MSME supply chain.
#shekharfinancewala
#MSME #SupplyChain #BusinessGrowth #LogisticsManagement #ShippingSolutions #VendorManagement #WorkingCapital #ProfitBoost #BusinessStrategy
3 weeks ago | [YT] | 1
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Shekhar Financewala
In this episode, we dive into how Nuvama is reshaping modern wealth management. From investment banking and equity markets to mutual funds and business-focused products, the conversation covers everything you need to understand today’s financial landscape. Learn how Nuvama helps individuals and businesses prepare for future wealth requirements.
What You’ll Discover in This Episode :
• How Nuvama is redefining wealth management for the future.
• Insights into investment banking, mutual funds, and equity markets.
• Strategies to maximize yield and manage liquidity effectively.
• Exclusive discussion on unique products offered to business houses.
• Overview of Nuvama’s 12.5+ lakh customers and 300+ industry partners.
• Tools and platforms for share trading and PMMS solutions.
Join us to understand how to grow your wealth smartly and efficiently.
#WealthManagement #Nuvama #InvestmentBanking #MutualFunds #EquityMarket #BusinessGrowth #FinancialPlanning #SmartInvesting
1 month ago | [YT] | 1
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Shekhar Financewala
In this podcast, we break down the future of India’s economy and how it stands against China’s changing demographic and labour realities. From per-capita income to population structure, this conversation uncovers the real numbers, long-term implications, and the shifts that will shape India over the next 25 years. It’s a clear, insightful look at how today’s demographic changes will influence tomorrow’s growth story.
As India steps into a new economic era, we explore why rising labour costs, shrinking youth population, and evolving saving–spending behaviour are not threats but transitions that open new opportunities. This discussion also reveals how India may gain a competitive advantage as China’s labour becomes more expensive and its working population ages.
What You’ll Discover in This Episode:
* India vs China’s upcoming economic direction
* Easy explanation of per-capita income
* Declining youth population & rise in elderly
* Why expensive labour leads to higher productivity
* Population segments shaping India’s next 25 years
* Why the transport sector stays massive
* How zero child labour shapes the future workforce
This conversation is for anyone who wants to understand where India is heading economically, socially, and demographically.
1 month ago | [YT] | 3
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Shekhar Financewala
In this podcast , our speaker dives deep into how today’s generation is facing psychological challenges that directly impact business performance, personal growth, and long-term success.
We discuss why so many businesses in India are shutting down—not because of market failure, but because of psychology-driven issues like low confidence, poor decision-making, emotional instability, and lack of value addition.
This podcast breaks down the two major types of psychological disorders that influence behaviour:
• Neurotic Disorders – anxiety, overthinking, fear, OCD-like patterns, emotional sensitivity
• Psychotic Disorders – distorted reality, extreme behavioural changes, break from logical thinking
Our speaker explains how these mental patterns silently affect entrepreneurs, professionals, and even students.
You’ll also learn why CBT (Cognitive Behavioural Therapy) is becoming one of the strongest tools for building confidence, improving personality, and reshaping negative thought patterns especially for high-income professionals looking to level up their performance.
We also touch on a rising concern:
Kids today show early signs of OCD-like behaviour—constant checking, repetitive routines, perfectionism, and fear-based habits—often unnoticed by parents.
This conversation is for anyone who wants to:
✔ Understand modern psychological challenges
✔ Improve confidence & personality
✔ Build long-term discipline
✔ Strengthen mindset for business & career
✔ Learn real solutions for mental clarity and emotional balance
Premiering LIVE on 22nd November 2025 at 8 PM!
1 month ago | [YT] | 3
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Shekhar Financewala
The Sadhu Who Works Like a CEO
While travelling to Mathura,
I met many interesting people —
but one person stayed in my mind long after the journey ended.
A sadhu.
Simple clothes.
No luggage.
No noise around him.
Someone told me he begins his routine each morning with 108 sit-ups.
Only then he moves to the next step of his journey.
And where is he going?
A spiritual path spanning 21 kilometres —
which may take him years to complete.
No rush.
No shortcuts.
Just commitment.
As I watched him, something clicked inside me as a business owner.
He had the three qualities that many organisations struggle to build even with money, consultants, and large teams:
1️⃣ Lean Setup
He carries nothing extra.
Only what matters.
In business too —
waste slows you down faster than competition.
2️⃣ Hard Work (Without Noise)
No social media.
No “motivation”.
Just daily discipline.
The kind of work that compounds quietly.
3️⃣ Clear Focus
108 sit-ups → next step → next step → next step.
No confusion, no distraction.
Just a long-term mission broken into simple, repeatable actions.
And suddenly I realised —
the Army, the Sadhus, and great businesses
run on the same energy:
Clarity + Simplicity + Discipline.
💡 Lesson:
Success is not speed.
It is structure.
It is showing up daily,
with less baggage,
more focus,
and complete devotion to one long-term goal.
Sometimes, the most powerful business lessons
don’t come from books or boardrooms…
they come from a Sadhu on the road to Mathura,
doing his 108 sit-ups with absolute discipline.
1 month ago | [YT] | 4
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Shekhar Financewala
When Your Team Chooses You Over Money
Today something happened that honestly shook me.
One of my sales team members, someone who has been working with me for a year, quietly shared a truth that I didn’t expect.
He currently earns ₹25K+ incentives with us.
A reputed bank recently offered him ₹70K+ incentives — almost three times more.
I asked him gently,
“Why didn’t you take it?”
He smiled and said,
> “Sir, you are not just a boss… you are my mentor.
I grow here.
I feel respected here.
Money will come later.”
His words hit me deeply.
Because in a world where people switch jobs for a 5% hike,
someone chose to stay even after a 200%+ jump.
And it reminded me of a truth we often forget —
💡 People don’t stay for salaries.
They stay for growth, trust, and belonging.
Leadership is not about retaining talent.
It’s about earning loyalty.
And loyalty is never bought —
it is built.
If you act like a boss, people work for money.
If you act like a mentor, people work for vision.
1 month ago | [YT] | 2
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Shekhar Financewala
The Train to Mathura and the Bias We Don’t Notice
Yesterday, I was travelling to Mathura.
This time we did a small experiment —
no advance booking, no online rush…
just went to the railway station and bought the tickets directly.
While travelling, something unexpected caught my attention.
Many people entered the train asking for money.
But what surprised me wasn’t them…
it was us — the passengers.
I noticed something very subtle but very real:
we don’t treat everyone equally.
One person received generous money.
Another, in deeper difficulty, was ignored completely.
It hit me that our reactions had nothing to do with need…
and everything to do with our internal biases —
who we “feel like” helping,
who we are comfortable with,
who we give attention to,
and who we don’t even look at.
💡 Lesson:
In business, in leadership, in money —
our decisions are shaped less by logic and more by unconscious bias.
We think we choose based on merit,
but many times we choose based on mental shortcuts.
If we want to grow —
as leaders, as human beings —
we need to become aware of these invisible filters.
Because fairness doesn’t start with others.
It starts with our own awareness.
1 month ago | [YT] | 0
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Shekhar Financewala
Mastering cash flow isn’t just a skill it’s the backbone of every successful business.
In this episode, we break down the strategies that help you stay financially strong. From smart planning to practical execution, learn how to take control of your numbers.
Mr. Hemendra Gupta shares real insights every entrepreneur can apply. Understand where your money goes and how to make it work for you. Avoid common financial traps and build a business that runs smoothly.Tune in to Part 7 for expert guidance that can transform your cash flow game.
Your journey to financial clarity starts here!
Premiering LIVE on 15th November 2025 at 8 PM!
Don’t miss it your journey to global business success starts here.
#InternationalBusiness #GlobalExpansion #Entrepreneurship #BusinessPodcast #StartupTips #GoGlobal #BusinessGrowth #SuccessMindset #2025Business #BusinessGoals
1 month ago | [YT] | 2
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