Operating since 2008, PayPoint delivers financial and payment services to customers through its retail partners. A partner network of Kirana and telecom stores spread across all the 28 states and 8 union territories of India. Partners can choose between multiple modes like a web login, mobile app, POS terminals, Bio-metric readers, mobile ATMs, pre-paid cards, etc to start their business, and earn a steady income.

Services include Banking, Insurance, Loans, Investments, Utility Payments, Recharges, Local Taxes, Travels bookings among others. Partners earn a commission on every transaction through PayPoint's agent network every month. More than 150 leading Indian service providers like SBI, ICICI, HDFC, State electricity boards, telecoms, and IRCTC acquire are connected with PayPoints platform.

The company also has contractual arrangements with NPCI, UIDAI, and is a licensed operator of digital wallets and Rupay Cards under the PSSA act of the Reserve Bank of India.