Welcome to Our Money Quest! 🚀
We are documenting our journey to Financial Independence and Early Retirement (FIRE). Join us as we navigate the path to freedom, transparency, and building a life we love—without waiting until age 65 to enjoy it.
We share the real, unfiltered truth about money. We don’t just talk about the wins; we open up about the challenges, the "boring" middle, and the major pivots we’ve made along the way.
What you can expect from our videos:
📉 Real Numbers: Transparent looks at our savings, expenses, and portfolio
🔥 FIRE Truths: The ups and downs of the Financial Independence Retire Early movement
💡 Smart Money Moves: Practical tips on frugality, investing, and lifestyle design
🛑 Mistakes & Lessons: honest discussions about what went wrong so you can avoid our errors
Whether you are just starting your financial journey or looking for a more balanced approach to wealth, you’ve found your community.
Subscribe to join us on the quest for financial freedom!
Our Money Quest
We started in 2006 with -$50,000 and a 9-to-5 that felt like a dead end. Today, we’re officially retired. 🏖️
It wasn’t a straight line. We moved 3 times, raised 4 kids, and navigated some of the craziest market cycles in history. Our secret wasn't a "get rich quick" scheme—it was a specific 50/25/25 index strategy and knowing when to pivot (even when it felt scary).
The full 20-year breakdown—including the year-by-year net worth reveal—is live now!
Check it out here -> [https://youtu.be/BcrQ9oQwqfM]
1 day ago | [YT] | 4
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Our Money Quest
DON'T LET THE "INVISIBLE THIEF" WIN 🕵️♂️🔥
With inflation still devaluing cash every single day, the old advice to "just save your money" is officially outdated. In 2026, cash isn't "safe"—it’s a guaranteed loss of purchasing power.
We are currently focusing on moving our capital into assets that grow faster than the dollar drops. This is why we’re so passionate about diversifying—from the stock market to real-world assets like rental property conversions.
Poll: How are you hedging against inflation right now?
6 days ago | [YT] | 4
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Our Money Quest
IS THE 9-TO-5 DYING? 🛑
We’ve been doing a lot of thinking lately about the "programming" we all received in school. We were taught to be obedient employees, but the 2026 economy is rewarding a completely different set of skills: Ownership and Adaptability.
Whether it’s managing a portfolio margin account or turning a side hustle like LEGO building blocks into a legitimate e-commerce business, the goal is the same: Disconnecting time from money.
The Question: If you could go back and tell your 18-year-old self ONE thing about money that school missed, what would it be? 🏫💸
A) How to use the tax code as a tool.
B) The difference between an asset and a liability.
C) How to invest in high-inflation environments.
Drop your answer in the comments! 👇
1 week ago | [YT] | 4
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Our Money Quest
Check out our newest video launched today…all about a Final Exit plan for early retirement!
Click the link below, we’ve even added a little bonus for you to download at the end!
https://youtu.be/3d2H1HJLJ7w?si=3JaUr...
2 weeks ago | [YT] | 5
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Our Money Quest
Is your 2026 "Set and Forget" system actually updated? 💸
We are three weeks into the new year—the perfect time to ensure you aren't leaving money on the table. The IRS gave us some nice bumps for 2026, and you want to make sure your payroll deferrals are capturing them:
👉 401(k) / 403(b): The limit is now $24,500.
👉 IRA (Traditional/Roth): Up to $7,500.
👉 HSA (Family): A massive $8,750 limit—the ultimate FIRE tool.
Catch-Up Note: If you’re 60–63, don’t forget the "Super Catch-Up" is $11,250 this year.
Pro-Tip for High Earners: Remember that under SECURE 2.0, if you earned over $150k last year, your catch-up contributions must now be made on a Roth basis.
Have you already adjusted your contributions, or is that on the "to-do" list for this week?
2 weeks ago | [YT] | 3
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Our Money Quest
How are you feeling about the "Greenland Tariff" headlines and the 1% dip in futures today?
With the S&P 500 futures sliding on news of 10% tariffs for the UK, France, Germany, and others, the "transatlantic trade chill" is the big story of the week. How does this affect your 2026 withdrawal or accumulation strategy?
Cast your vote and let’s discuss!
2 weeks ago | [YT] | 1
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Our Money Quest
Why does it feel like your bank account has a leak? 🕳️
Achieving financial independence isn't just about how much you earn—it’s about how much you keep. Many of us are held back by "invisible" habits that drain our wealth before it even has a chance to grow.
Here are the 7 Habits Keeping You Poor:
1️⃣Paying Yourself Last: If you only save what’s left at the end of the month, you’ll usually find there’s nothing left.
2️⃣Lifestyle Creep: Increasing your spending every time you get a raise.
3️⃣High-Interest Debt: Letting credit card balances eat your future earnings.
4️⃣The "It’s Only $5" Mentality: Small, mindless daily purchases that add up to thousands annually.
5️⃣Lack of a Budget: Not knowing where your money goes is the fastest way to lose it.
6️⃣Waiting to Invest: Missing out on the power of compound interest because you’re "waiting for the right time."
7️⃣Ignoring Financial Literacy: Relying on luck instead of learning how money actually works.
Which one of these was your hardest habit to break? Or are you still working on one? Let’s talk in the comments! 👇
2 weeks ago | [YT] | 3
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Our Money Quest
We just released our newest video for this week on 7 Habits Keeping You Broke! Make sure to check it out and let us know if you fall into any of the habits and what you are going to do to make a change this year!
As always we are so grateful for this little community, thank you for watching!
3 weeks ago | [YT] | 1
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Our Money Quest
Hard Truth: You can’t build a wealthy life with poor habits. 🛑
We often focus on the "hustle," but we forget about the "drain." You can work 80 hours a week, but if you have these 7 habits, you’ll stay on the hamster wheel forever:
💰 Emotional Spending (Buying things to feel better)
📈 Buying Liabilities instead of Assets
💪 Neglecting Your Health (The most expensive "hidden" cost)
💲 Surrounding yourself with spenders instead of savers
📈 Fearing the Stock Market more than inflation
🛍️ Living for "Today Only" at the expense of your future self
😓 Thinking a Job is Your Only Income Stream
Financial Independence is 20% head knowledge and 80% behavior. 🧠
3 weeks ago | [YT] | 1
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Our Money Quest
To the men in this community: We’ve been conditioned since we were 5 years old to answer the question "What do you want to BE when you grow up?" with a job title.
When you hit FIRE at 40, that title vanishes. I’ve spoken to so many men who hit their number, quit the job, and were hit with a massive wave of depression 6 months later because they realized they had no "mission" left. They went from "solving $10M problems" at work to "choosing which lawn fertilizer to buy."
Advice needed: For those who have already "crossed the finish line" or are within 2 years of it—what is your "non-financial" plan to stay sharp?
What is the mission that replaces the career?
3 weeks ago | [YT] | 6
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