Triumph Capital Management

The Federal Reserve just raised interest rates for the first time since July 2023.

On Wednesday, September 16, 2026, the FOMC voted 12–0 to lift the federal funds target range by 25 basis points to 3.75%–4.00%. Chair Kevin Warsh cited elevated inflation and a “timelier return” to the Fed’s 2% goal.


IN THIS VIDEO
• The official FOMC decision: +25 bp to 3.75%–4.00%
• Unanimous 12–0 vote
• First rate hike since July 2023
• What Chair Kevin Warsh’s statement signaled
• Why this decision matters for markets and planning

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IMPORTANT DISCLOSURES
Advisory services are offered through Triumph Capital Management, a registered investment advisor, SEC#282814. This content is provided for general informational and educational purposes only and is not individualized investment advice nor a solicitation to buy, sell, or hold a security. Investing involves risk, including the loss of your principal.

Triumph Capital Management (“TCM”) is an SEC-registered investment adviser (CRD No. 282814; SEC File No. 801-107312). Registration with the SEC does not imply a certain level of skill or training. This video and accompanying description are provided solely for general informational and educational purposes. They are not intended as, and should not be construed as, individualized investment, legal, tax, or accounting advice; an offer or solicitation to buy, sell, or hold any security; or a recommendation to adopt any particular investment strategy. Any investment decision should be made only after considering your individual objectives, financial circumstances, time horizon, liquidity needs, and risk tolerance and, where appropriate, consulting your own qualified advisers. TCM does not provide legal or tax advice. Investing involves risk, including the possible loss of principal. Past performance is not indicative of, and does not guarantee, future results. References to market indices, securities, companies, the Federal Reserve, economic releases, and other market data are for illustration and discussion only. Mention of a particular security, official, or company does not constitute a recommendation. Views expressed reflect TCM’s views as of September 16, 2026, are subject to change without notice, and may not reflect subsequent events. Information is believed to be reliable as of the date presented but is not guaranteed as to accuracy, completeness, or timeliness. Please review TCM’s Form ADV Part 2A and Form CRS, available at adviserinfo.sec.gov, for important information about its advisory services, fees, conflicts of interest, and client relationships.

1 day ago | [YT] | 0

Triumph Capital Management

A $1,000 head start on your child’s financial future? Here is what families should know about Trump Accounts.

WHO SHOULD CONSIDER SIGNING UP?

Parents of children born January 1, 2025–December 31, 2028: Eligible U.S. citizen children with valid Social Security numbers can receive a one-time $1,000 federal contribution. Enrollment and account activation are required—it is not automatic.

Families with older children: An account can generally be established for a child with a valid Social Security number who will still be under 18 at the end of the enrollment year. Children born before 2025 do not qualify for the federal $1,000, but may qualify for employer or charitable contributions.

Grandparents: Coordinate with the child’s parent or guardian about opening and funding an account. Employees: Ask HR whether your employer offers a contribution benefit.

HOW TO SIGN UP

Visit lnkd.in/g885hMkQ and sign in or create an IRS online account using ID.me.

Complete IRS Form 4547. Have your child’s Social Security number, date of birth and address ready. Request the $1,000 pilot contribution if eligible.
Follow the account-activation instructions after your election is processed.

Access the official app through trumpaccounts.gov/.

Already submitted Form 4547 with your taxes? Check your election status and complete activation rather than filing a duplicate.

UNDERSTAND THE RULES

For 2026, the annual contribution limit is generally $5,000 per child, including family and employer contributions. The federal $1,000 does not count toward that limit.

These are tax-deferred investment accounts—not tax-free savings accounts. Family contributions are not deductible. Ordinary withdrawals are generally prohibited before January 1 of the year the child turns 18. Afterward, traditional IRA tax rules generally apply, including potential early-withdrawal penalties.

My perspective: Checking eligibility for government or employer funding is one decision. Choosing where to invest additional family dollars is another. Compare the options—including 529 plans and, when eligible, custodial Roth IRAs—with your broader financial plan.

Share this with a parent or grandparent who could benefit.

Check us out on YouTube for more tips: lnkd.in/g8pyXi9J

hashtag#TrumpAccounts hashtag#FinancialPlanning hashtag#FamilyWealth hashtag#TriumphCapitalManagement

Advisory services are offered through Triumph Capital Management, a registered investment advisor, SEC#282814. This content is provided for general informational and educational purposes only and is not individualized investment advice nor a solicitation to buy, sell, or hold a security. Investing involves risk, including the loss of your principal.

1 week ago | [YT] | 1