CA Laxmi Holkunde

Explaining mutual fund terms like your 15

Most people nod along to words they've never really looked up, because stopping to ask feels like admitting you're behind.

So you just smile, nod, and move on with the conversation, still not knowing what any of it means.

If you've ever sat in a conversation about investing and quietly wondered what half the words meant, you're not behind.

You just haven't had it explained properly yet.

And if even one part of this makes something click for you, that's the whole point.

What financial term or concept has confused you the most? Genuinely curious , tell me, and it might be the next one I break down.

Skip the Carousel

1 2 3 4 5 6 7 8 9 10

2 weeks ago (edited) | [YT] | 129

CA Laxmi Holkunde

Make your child a crorepati

Skip the Carousel

1 2 3 4 5 6 7 8

3 months ago | [YT] | 58

CA Laxmi Holkunde

Get your driving license in 5 minutes

India me ab DL process digital ho chuka hai jahan aap Parivahan portal par jaake learner licence ke liye apply kar sakte ho, Aadhaar se verification kar sakte ho aur kuch states me online test bhi de sakte ho 📲 sirf Aadhaar, age proof aur basic details se process start hota hai, LL milne ke baad 30 din ke andar aap permanent driving licence ke liye apply karke RTO me sirf final driving test dena hota hai aur DL directly aapke ghar deliver ho jata hai 🪪 is process se agents ki zarurat kam ho gayi hai aur aapka time aur paisa dono bachta hai 💰 save this post and follow @ca.laxmiholkunde for latest government updates, personal finance tips and smart money hacks in India 🇮🇳

#drivinglicence #parivahan #rtoindia #governmentrules #indiagovernment #digitalindia #moneytipsindia #personalfinanceindia #lifehacksindia #explorepageindia

Skip the Carousel

1 2 3 4 5 6 7

3 months ago | [YT] | 36

CA Laxmi Holkunde

PAN card rules are changing in India from 2026


and these new income tax updates can directly affect your daily financial transactions 🚨 cash deposits or withdrawals above ₹10 lakh annually will be tracked across all bank accounts making PAN mandatory, property transactions above ₹20 lakh will require PAN or may get rejected, vehicle purchases above ₹5 lakh will need PAN, and even spending above ₹1 lakh in hotels, events or buying insurance policies may require PAN from the start 💳 ignoring these rules can lead to ₹10,000 penalty, transaction rejection and even reporting to the Income Tax Department so it’s important to stay compliant and match your spending with declared income 📊 save this post and follow @ca.laxmiholkunde for latest tax updates, PAN rules and smart money tips in India 🇮🇳

#pancard #incometaxindia #taxrules #financialplanningindia #moneytipsindia #personalfinanceindia #taxupdates #indiainvesting #financeeducation #explorepageindia

Skip the Carousel

1 2 3 4 5 6

3 months ago | [YT] | 49

CA Laxmi Holkunde

RBI rules are changing in India 2026 and these new banking updates can directly impact your money, loans, and credit score 🚨 your credit score will now update weekly so timely EMI payments improve your score faster while missed payments hit instantly, foreclosure charges on floating rate loans like home loan, car loan and personal loan are removed so you can repay early without penalty, ATM transaction errors must be resolved quickly or banks will compensate you, digital payments are becoming safer with biometric and advanced authentication reducing fraud risks, and RBI is now regulating loan apps and bank charges with stricter compliance, better data privacy and clearer rules for users 💰 these changes aim to make banking safer, transparent and more user-friendly so save this post and follow @ca.laxmiholkunde for latest banking updates, personal finance tips and money strategies in India 🇮🇳

#rbirules #bankingindia #creditscoreindia #loanrules #personalfinanceindia #moneytipsindia #financialliteracy #indiainvesting #taxandfinance #explorepageindia

Skip the Carousel

1 2 3 4 5 6

4 months ago | [YT] | 34

CA Laxmi Holkunde

Budget 2026 just changed more than you think.

From SGB taxation to STT hikes,
from new tax slabs to buyback rules—
everything is shifting from April 1.

Some changes help you.
Some silently cost you more.

The real question is:
Are you on the benefiting side… or paying extra without realizing it?

Save this. You’ll need it this tax year.

Skip the Carousel

1 2 3 4 5 6 7

4 months ago | [YT] | 24

CA Laxmi Holkunde

From 1st April, major income tax changes every salaried employee must know 💰 HRA deduction increased up to 50% in select cities, meal voucher limit raised to ₹200 per meal, education & hostel allowance boosted significantly, gift voucher tax-free limit increased to ₹15,000 annually, and company loan benefits now tax-free up to ₹2 lakh 🚀 these updates can help you save thousands in tax if planned smartly, so understand your CTC structure, optimise salary components, and avoid common mistakes like fake rent agreements or missing disclosures in Form 12BB 📊 save this post and follow @ca.laxmiholkunde for practical tax saving tips, personal finance strategies, and latest income tax updates in India 🇮🇳

#incometaxindia #taxsaving #salarystructure #hradeduction #ctc #financialplanningindia #moneytipsindia #personalfinanceindia #taxupdates #explorepageindia

Skip the Carousel

1 2 3 4 5 6

4 months ago | [YT] | 31

CA Laxmi Holkunde

Hello fam ❤️ , i was planning on starting long form YouTube content

Drop your suggestion below

8 months ago | [YT] | 38

CA Laxmi Holkunde

Hey YouTube fam 🥰
I might not reply to every comment… but I try to read almost all of them 💛
If you have any finance doubts or need guidance, drop them below 👇
I’ll try to answer or make a full video just for you!

9 months ago | [YT] | 30

CA Laxmi Holkunde

5 Money Lessons That Made Me Rich in My 20s Budgeting, Investing & Smart Spending




#FinanceTips #IndianFinance #MoneyHabits #PersonalFinanceIndia #BudgetingTips #InvestingForBeginners #WealthBuilding

Skip the Carousel

1 2 3 4 5

9 months ago (edited) | [YT] | 43