Welcome to my Channel – Your Trusted Guide for Personal Finance & Taxes!
Are you looking for practical financial tips, smart tax-saving strategies, and expert insights to help you grow wealth and stay compliant? You’re in the right place!
🔹 What We Cover:
• Money management for individuals & business owners
• Tax filing tips & legal ways to reduce your tax bill
• Budgeting, saving, and investing strategies
• Business finance and Virtual CFO insights
• Nigerian tax laws explained in simple terms
Why Subscribe?
I break down complex financial topics into simple, actionable steps—so you can keep more of your hard-earned money, grow your income, and achieve financial freedom.
As a Finance Coach / Tax Expert, I simplify money matters & taxes for you with practical, easy-to-follow advice.
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📩 Got questions? Need personalized help? Training? Connect with me:
Victoria Okokon
𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐨𝐧 𝐏𝐀𝐘𝐄, 𝐲𝐨𝐮𝐫 𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐫 𝐢𝐬 𝐍𝐎𝐓 𝐟𝐢𝐥𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐭𝐚𝐱 𝐫𝐞𝐭𝐮𝐫𝐧.
They deduct and remit PAYE.
That is not the same thing as filing your annual individual return.
Under the 2026 assessment year, the obligation to file sits with you.
Not your HR.
Not payroll.
Not your company’s tax consultant.
This applies across all states in Nigeria.
Lagos (via LIRS) is often the benchmark because of visible enforcement, but every State Internal Revenue Service operates under the same statutory framework.
And if any of these apply to you, the obligation is not optional:
— You earn rental income
— You receive consulting, advisory, or freelance fees outside your salary
— You earn dividends, interest, or other investment returns
— You earn from digital platforms or remote clients
— You receive directors’ fees
— You live in the diaspora but earned Nigerian income in 2025
The 2026 assessment year covers income earned between January 1 and December 31, 2025.
The filing deadline is March 31, 2026.
Failure to file attracts administrative penalties under the Nigeria Tax Administration Act 2025.
Filing incorrectly — misclassifying income, omitting sources, understating exposure — carries separate consequences.
Most professionals are not careless.
They are simply operating under incorrect assumptions.
I am running a small structured March cohort walking working professionals, consultants, SME owners, and diaspora income earners through:
• Filing correctly
• Understanding WHT Regulations 2024 implications
• Aligning with NTAA 2025 for the rest of the year
Details are in the Featured section of my profile.
Enrolment closes March 7.
#TaxCompliance #NigeriaTax #PAYE #SMEowners #DiasporaNigerians #TaxAdvisory
#NTAA2025 #WHT #ProfessionalDevelopment
2 months ago | [YT] | 1
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Victoria Okokon
One morning, I was heading to the office. The sun was just coming up, traffic was moving slowly, and I was scrolling through my phone, catching up on messages.
Along the way, I noticed a young man walking beside his car, on a call with someone. I couldn’t help but overhear snippets of his conversation:
“Bro, make sure you put ‘personal transfer’ in the narration before you send the money. These people can’t touch me!” he laughed.
I smiled quietly to myself.
Not because it was funny, but because I saw the worry behind the humor.
He wasn’t trying to cheat. He just didn’t fully understand how tax works. And honestly… that’s the reality for so many people.
You see, sometimes the issue is not that people don’t want to comply.
It’s that they act with incomplete information and assume it’s enough.
Life is busy. Responsibilities pull you in every direction. And if you don’t get the right guidance, small decisions can turn into bigger stress later.
That’s why I share these insights.
So when the time comes, you’re not guessing. You’re prepared.
We’re always here to guide you and give you clarity.
Don’t let ignorance cost you a lot.
3 months ago | [YT] | 1
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Victoria Okokon
A lot of people think tax problems come from doing something wrong.
Most times, they come from not knowing what applies to you.
You hear different things.
Friends say one thinpg.
Social media says another.
Even professionals don’t always explain it clearly.
So people guess.
And hope they’re safe.
But tax doesn’t work on hope.
After the concluded webinar, I noticed ple lack clarity, that's why they are lost and confuse.
Whether you’re a salary earner, a business owner, or managing money for someone else, the rules still apply. And in 2026, a lot of those rules changed.
The real question is not “Am I paying tax?”
It’s “Am I doing it correctly?”
That’s why The Nigerian Taxation Workbook exists.
Not to scare you.
Not to confuse you.
But to help you understand:
– what applies to you
– what doesn’t
– and how to stay compliant without stress
Clarity brings confidence.
Confidence brings peace of mind.
👉 Get your copy of The Nigerian Taxation Workbook by clicking selar.com/2662f3222q
And stop guessing with tax.
4 months ago | [YT] | 1
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Victoria Okokon
As I reflect on the 2026 Tax Laws and their implications for Nigerian citizens and the economy, two things remain very clear:
1️⃣ There is no hiding place.
2️⃣ Preparation is always better than “had I known.”
As a Chartered Accountant, I’m intentional about staying ahead of regulatory changes and, more importantly, helping individuals and businesses understand what these changes mean in practical terms, so they can make informed and compliant decisions.
The feedback from my recent webinar has been encouraging. One participant shared that she had previously paid over ₦100,000 for similar clarity elsewhere, yet received greater level of value and insight during the session. Many others described the conversations as practical, timely, and directly applicable to their businesses.
To the over 200 registered participants who were unable to attend for any reason, the full live replay is available on YouTube:
🔗 https://www.youtube.com/watch?v=K4c9W...
This is only the beginning.
📌 More information sessions, practical insights, and clear tax guidance will be shared in the coming weeks, so keep an eye on this space.
As the filing season draws closer, now is the time to get informed, get prepared, and get compliant.
Have a productive week ahead, and remember, the time to file is near.
👉 Follow me for ongoing tax insights, updates, and guidance.
4 months ago | [YT] | 1
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