If you're looking for real estate advice that’s real, honest, and ACTUALLY helpful, this is for you. You deserve to know the truth about modular homes, HOAs, and affordable housing.
Too many homebuyers get tricked by pushy sales tactics, bad financing, and shady industry practices—but that doesn’t have to be you. Here, you’ll get straight answers, no sugarcoating, and insights to help you make smarter decisions before signing anything.
Every video is made to keep you informed, entertained, and empowered. Real estate shouldn’t be confusing or boring—it should help you take control of your home-buying journey.
🌎 Visit my website: www.kristinasmallhorn.com/
Kristina Smallhorn
I’m so grateful I had the chance to speak on NewsNation this morning about an issue that’s breaking my heart.
Many mobile home owners — some who are elderly and living on fixed incomes — are being pushed out of the places they’ve called home for years.
Big hedge funds and investors are buying up mobile home parks, raising lot rents so high that long-time residents simply can’t afford to stay.
These aren’t just “properties” — these are people’s lives, memories, and communities being torn apart.
Affordable housing should be protected, not turned into a profit machine.
We have to keep shining a light on what’s happening — because the people going through this deserve to be seen, heard, and fought for.
21 hours ago | [YT] | 428
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Kristina Smallhorn
Happy Easter Everyone!
There’s no livestream today because of Easter, enjoy your time with family and friends
(or not, if you don’t like them very much)
1 week ago | [YT] | 170
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Kristina Smallhorn
How much was your very first apartment?
How old were you when you got it?
What year was that?
(My answer is in the comments)
1 week ago | [YT] | 53
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Kristina Smallhorn
How much do you think you'd actually save living in a tiny home?
2 weeks ago | [YT] | 82
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Kristina Smallhorn
What counts as a manufactured home?
2 weeks ago | [YT] | 96
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Kristina Smallhorn
You’re starting from scratch—what kind of home would you buy?
2 weeks ago | [YT] | 112
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Kristina Smallhorn
Those who were on the livestream and asking about Eddie’s new puppy. Here he is. “Buddy” is doing great.
3 weeks ago | [YT] | 229
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Kristina Smallhorn
Let’s be real—downsizing to a tiny home means sacrificing space, but it can also save you big $$$ on utilities, maintenance, and mortgage payments. But how much would you really save? Let’s break down the costs on average.
🏡 Traditional Home (Average 1,800 sq. ft.)
Median Purchase Price: $400,000
20% Down Payment: $80,000
Closing Costs: $8,000
Average Monthly Mortgage: $2,200/month
Annual Taxes & Insurance: $4,500–$6,000
Total First-Year Cost: ~$98,000 + $2,200/month ongoing
🏕️ Tiny Home with Land (Average 400 sq. ft.)
Tiny Home Build or Prefab: $60,000–$100,000
Land Purchase: $30,000–$70,000
Land Prep + Utility Hookups: $10,000–$20,000
Annual Taxes & Insurance: $1,500–$2,000
Total First-Year Cost: $110,000 + minimal ongoing costs
🏡 Mobile Home with Land (Average 1,200 sq. ft.)
New Double-Wide Home: $100,000–$150,000
Land Purchase: $30,000–$70,000
Utility Setup + Foundation: $15,000–$25,000
Annual Taxes & Insurance: $2,000–$3,000
Total First-Year Cost: ~$150,000 + moderate ongoing costs
So… would you trade square footage for financial freedom? Or is living small just too much of a compromise?
1 month ago | [YT] | 111
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Kristina Smallhorn
Why Gen Z WILL Change The Landscape Of Homebuying
Imagine This: Your grandparents bought a house for less than the price of a decent used car today. 🚗➡️🏡
In 1980, the average home price was $47K (about 3X the median salary).
Now? $420K+, while wages barely moved. That’s 6X the median salary. 🤡
🔥 Meanwhile:
Corporate investors are out here hoarding homes like they’re limited-edition manga box sets.
Mortgage rates are making your rent look cheap. 💀
Even starter homes cost more than your student debt. 🎓💸
But what if we rethink what "home" means?
🏡 Tiny homes – Affordable, minimalist, and have a homey aesthetic. 🌿✨
🏗️ Modular homes – Built like Legos but with way more fire. 🔥
🚛 Manufactured homes – Budget-friendly, and NOT your grandma’s mobile home. 🚀
Gen Z isn’t playing the old-school homeownership game—THEY ARE rewriting the rules. 🎮 Who needs a McMansion when you can have financial freedom AND a space that fits your vibe?
👇 Would you consider a tiny, modular, or manufactured home? Why or why not? Let’s talk!
1 month ago | [YT] | 121
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Kristina Smallhorn
🔥 Homeownership Then vs. Now – What Happened? 🔥
Let's take a little trip back in time… 🕰️
🏡 1970s Home Prices – Around $25,000
💰 1970s Median Income – Around $9,800
💵 Mortgage Rate – 7.5% (higher than today, but homes were actually affordable)
Fast forward to 2024…
🏠 Median Home Price – $420,000+
💰 Median Income – $74,000
💵 Mortgage Rate – 7%+
So, in the ‘70s, a house cost about 2.5X your income…
Now? Nearly 6X your income (or more, depending on where you live).
🤯 Buying a home used to be a reality for middle-class families. Today, it feels like a luxury.
What changed? 👀
📈 Wages haven’t kept up with inflation.
📉 Housing costs have skyrocketed.
🏦 Higher interest rates + corporate real estate investing = fewer homes for buyers.
👇 Tell me your thoughts below! Is homeownership becoming impossible? What’s it like in your market?
1 month ago | [YT] | 168
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